Credit Card Charge-Off Rate was last reported at 3.82 % as of April 1, 2026. That reading was unchanged from the prior value of 3.82 %. This indicator is reported Quarterly and seasonally adjusted, and is tracked under the Credit category.
| Date | Value (%) |
|---|---|
| 2026 Q2 | 3.82 |
| 2026 Q1 | 3.82 |
| 2025 Q4 | 4.09 |
| 2025 Q3 | 4.18 |
| 2025 Q2 | 4.19 |
| 2025 Q1 | 4.44 |
| 2024 Q4 | 4.57 |
| 2024 Q3 | 4.69 |
| 2024 Q2 | 4.56 |
| 2024 Q1 | 4.40 |
| Date | Value (%) |
|---|---|
| 2023 Q4 | 4.18 |
| 2023 Q3 | 3.76 |
| 2023 Q2 | 3.23 |
| 2023 Q1 | 2.86 |
| 2022 Q4 | 2.51 |
| 2022 Q3 | 2.10 |
| 2022 Q2 | 1.86 |
| 2022 Q1 | 1.73 |
| 2021 Q4 | 1.63 |
| 2021 Q3 | 1.81 |
Pull the full history of Credit Card Charge-Off Rate into your own models, spreadsheets and apps with the
free Business Quant Economic Data API. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/economic?code=USCARDCHARGEOFF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/economic"
params = {"code": "USCARDCHARGEOFF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/economic?code=USCARDCHARGEOFF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();