Credit Card Charge-Off Rate was last reported at 3.82 percent as of April 1, 2026. That reading was unchanged from the prior value of 3.82 percent. This indicator is reported Quarterly and seasonally adjusted, and is tracked under the Credit category.
| Date | Value (percent) |
|---|---|
| 2026 Q2 | 3.82 |
| 2026 Q1 | 3.82 |
| 2025 Q4 | 4.09 |
| 2025 Q3 | 4.18 |
| 2025 Q2 | 4.19 |
| 2025 Q1 | 4.44 |
| 2024 Q4 | 4.57 |
| 2024 Q3 | 4.69 |
| 2024 Q2 | 4.56 |
| 2024 Q1 | 4.40 |
| Date | Value (percent) |
|---|---|
| 2023 Q4 | 4.18 |
| 2023 Q3 | 3.76 |
| 2023 Q2 | 3.23 |
| 2023 Q1 | 2.86 |
| 2022 Q4 | 2.51 |
| 2022 Q3 | 2.10 |
| 2022 Q2 | 1.86 |
| 2022 Q1 | 1.73 |
| 2021 Q4 | 1.63 |
| 2021 Q3 | 1.81 |
Pull the full history of Credit Card Charge-Off Rate into your own models, spreadsheets and apps with the
free Business Quant Economic Data API. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/economic?code=USCARDCHARGEOFF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/economic"
params = {"code": "USCARDCHARGEOFF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/economic?code=USCARDCHARGEOFF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();