RELY vs WSE Stock Comparison

Remitly Global and Wise Prices as of Oct 28, 2026 Peers: Industry group
RELY Remitly Global, Inc.
$24.27 +10.9% 1M +45.9% 1Y
Market cap
$5.14B
P/E
16.8x
Revenue (TTM)
$1.81B
Div. yield
–
Money Transfer Financial Services
1 win
WSE Wise Group plc
$10.91 -5.1% 1M
Market cap
$13.47B
P/E
–
Revenue (TTM)
—
Div. yield
–
Money Transfer Financial Services
2 wins

Head to Head

3 decided of 12

Wise leads on 2 of the 12 questions below (Wise 2, Remitly Global 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionRELYWSELeader
Larger companyMarket capitalisation $5.14B $13.47B WSE
Cheaper on earningsLower P/E, profitable companies only 16.8x — –
Cheaper on forward earningsLower price / next fiscal year consensus EPS 17.3x 20.2x RELY
Faster revenue growthRevenue growth, trailing twelve months +23.8% — –
More profitableNet margin, trailing twelve months 16.9% — –
Better return on capitalReturn on invested capital 16.8% — –
Less leveragedLower net debt / EBITDA -3.1x — –
Higher dividend yieldTrailing dividend yield — — –
Better 1-year returnPrice return, last 12 months +45.9% — –
Better 5-year returnAnnualised price return, 5 years -4.5%/yr — –
Less volatileAnnualised volatility, 1 year 57.8% 43.5% WSE
Higher overall scoreMean of the five percentile scores vs peers 69/100 — –

Percentile Scorecard

RELYWSE

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisRELYWSE
Valuation 48 #487 of 941 –
Growth 98 #16 of 636 –
Profitability 69 #191 of 612 –
Financial Health 96 #26 of 693 –
Shareholder Returns 33 #471 of 706 –
Overall 69 –
  • RELY ranked among 1,003 companies in Financial Services
  • WSE ranked among 1,003 companies in Financial Services

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodRELYWSESPY
1 month +10.9%-5.1% +0.9%
3 months +4.2%-8.5% +5.9%
6 months +10.9%— +8.5%
Year to date +75.9%— +13.3%
1 year +45.9%— +12.4%
3 years -6.0%— +88.1%
3 years, per year -2.0%— +23.5%
5 years -20.7%— +68.2%
5 years, per year -4.5%— +11.0%

Risk

MeasureRELYWSESPY
Volatility, 1Y 57.8%43.5% 12.7%
Downside volatility, 1Y 60.7%47.9% 12.7%
Beta vs S&P 500, 1Y 1.490.59 1.00
Return / volatility, 1Y 0.79— 0.98
Max drawdown, 5Y -81.7%-32.5% -25.4%
From 52-week high -9.8%-29.2% -0.9%
52-week high $26.92$15.40 $779.14
52-week low $12.20$10.40 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleRELYWSE
P/E now vs peer median 16.8xmedian 12.9x —median 12.9x
P/S now vs peer median 2.8xmedian 3.2x —median 3.2x
EV/EBITDA now vs peer median 20.7xmedian 7.5x —median 7.5x
P/FCF now vs peer median 13.2xmedian 10.8x 1.8xmedian 10.8x
P/B now vs peer median 4.6xmedian 1.2x —median 1.2x
PEG now vs peer median 0.26median 0.87 —median 0.87

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsRELYWSE
Revenue $1.81B –
Gross profit $1.11B –
Operating income $171.01M –
Net income $305.01M –
Free cash flow $388.00M –
R&D $316.21M –
EPS (diluted) $1.38 –
Cash & equivalents $676.39M –
Total debt $3.02M –
Shares (diluted) 221.05M 1.03B
Enterprise value $2.79B $13.47B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricRELYWSE
P/E 16.8x –
P/FCF 13.2x 1.8x
P/Operating cash flow 12.6x –
P/S 2.8x –
P/B 4.6x –
P/Tangible book 4.6x –
EV/EBITDA 20.7x –
EV/EBIT 26.1x –
EV/Revenue 2.5x –
EV/FCF 11.5x –
EV/Operating cash flow 11.0x –
PEG (3Y EPS CAGR) 0.26 –

Growth

14 metrics
MetricRELYWSE
Revenue growth (1Y) 23.8% –
Revenue CAGR (3Y) 31.4% –
Gross profit growth (1Y) 27.6% –
Gross profit CAGR (3Y) 38.0% –
Operating income growth (1Y) 627.6% –
Operating income CAGR (3Y) 53.7% –
Net income growth (1Y) 2,066% –
Net income CAGR (3Y) 71.7% –
EPS growth (1Y) 2,046% –
EPS CAGR (3Y) 64.9% –
Operating cash flow growth (1Y) 59.3% –
Operating cash flow CAGR (3Y) 60.7% –
Free cash flow growth (1Y) 66.8% –
Free cash flow CAGR (3Y) 58.9% –

Profitability

14 metrics
MetricRELYWSE
Gross margin 61.5% –
EBITDA margin 11.9% –
Operating margin 9.5% –
Pretax margin 9.1% –
Net margin 16.9% –
FCF margin 21.4% –
Operating cash flow margin 22.4% –
Return on equity 30.0% –
Return on assets 20.7% –
Return on invested capital 16.8% –
Return on capital employed 15.9% –
Asset turnover 1.2x –
Cash conversion (OCF / net income) 1.3x –
Stock comp / revenue 7.9% –

Financial Health

11 metrics
MetricRELYWSE
Debt / assets 0.2% –
Debt / equity 0.0x –
Net debt / EBITDA -3.1x –
Debt / FCF 0.0x –
Liabilities / assets 28.1% –
Equity / assets 71.9% –
Interest coverage 16.7x –
Current ratio 3.2x –
Quick ratio 1.7x –
Cash ratio 1.7x –
Altman Z-score 9.00 –

Shareholder Returns

7 metrics
MetricRELYWSE
Dividend yield – –
Net buyback yield 1.7% –
Shareholder yield 1.7% –
Payout ratio (earnings) – –
Payout ratio (FCF) – –
Dividend growth (1Y) – –
Dividend CAGR (3Y) – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusRELYWSE
Forward P/E 17.3xFY2026 20.2xFY2026
EPS, next fiscal year $1.40FY2026 $0.54FY2026
EPS growth, next FY +351.6%FY2026 +12.5%FY2026
EPS growth, the year after -26.4% +20.4%
Revenue, next fiscal year $1.85BFY2026 $2.84BFY2026
Revenue growth, next FY +12.9%FY2026 +13.8%FY2026
Revenue growth, the year after +36.0% +21.9%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersRELYWSE
Held by institutions 86.6% 26.2%
Institutions holding 346 214
Change in shares held, QoQ +5.8% –
Institutions buying 230 214
Institutions selling 74 0
Buyers to sellers 3.11 –

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

RELYWSE
RELY 1.00 0.41
WSE 0.41 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, RELY and WSE?

Wise (WSE) is the largest by market capitalisation: Remitly Global (RELY) $5.14B, Wise (WSE) $13.47B.

Which stock is riskier?

By one-year price volatility, Wise (WSE) has been the steadiest (Remitly Global (RELY) 57.8%, Wise (WSE) 43.5%). Volatility measures how widely the price swings, not the risk of the business.

Do RELY and WSE move together?

Their daily returns over the past year have a correlation of 0.41, a moderate positive relationship. Holding both diversifies more than two closely linked stocks would.

Which is the better stock, RELY and WSE?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Wise (WSE) leads on 2. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.