RELY vs TIGO vs VOD Stock Comparison

Remitly Global, Millicom International Cellular and Vodafone Group Public Prices as of Oct 27, 2026 Peers: Industry group
RELY Remitly Global, Inc.
$24.21 +13.3% 1M +42.8% 1Y
Market cap
$5.12B
P/E
16.7x
Revenue (TTM)
$1.81B
Div. yield
–
Money Transfer Financial Services
4 wins

Head to Head

12 decided of 12

Millicom International Cellular leads on 5 of the 12 questions below (Millicom International Cellular 5, Remitly Global 4, Vodafone Group Public 3). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionRELYTIGOVODLeader
Larger companyMarket capitalisation $5.12B $13.49B $38.32B VOD
Cheaper on earningsLower P/E, profitable companies only 16.7x 20.1x -82.3x RELY
Cheaper on forward earningsLower price / next fiscal year consensus EPS 17.3x 21.0x 12.6x VOD
Faster revenue growthRevenue growth, trailing twelve months +23.8% +29.4% — TIGO
More profitableNet margin, trailing twelve months 16.9% 9.2% — RELY
Better return on capitalReturn on invested capital 16.8% 16.8% — TIGO
Less leveragedLower net debt / EBITDA -3.1x 2.0x — RELY
Higher dividend yieldTrailing dividend yield — 4.38% 3.34% TIGO
Better 1-year returnPrice return, last 12 months +42.8% +61.4% +32.4% TIGO
Better 5-year returnAnnualised price return, 5 years -5.4%/yr +17.1%/yr +0.7%/yr TIGO
Less volatileAnnualised volatility, 1 year 57.8% 42.0% 32.1% VOD
Higher overall scoreMean of the five percentile scores vs peers 69/100 54/100 60/100 RELY

Percentile Scorecard

RELYTIGOVOD

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisRELYTIGOVOD
Valuation 48 #486 of 940 46 #27 of 49 81 #10 of 49
Growth 97 #18 of 655 71 #14 of 45 –
Profitability 69 #199 of 633 77 #11 of 45 –
Financial Health 97 #23 of 714 25 #37 of 49 54 #23 of 49
Shareholder Returns 34 #470 of 709 53 #18 of 37 44 #21 of 37
Overall 69 54 60
  • RELY ranked among 1,003 companies in Financial Services
  • TIGO ranked among 51 companies in Telecommunications
  • VOD ranked among 51 companies in Telecommunications

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodRELYTIGOVODSPY
1 month +13.3%-13.8%-5.2% -0.2%
3 months +3.8%-16.5%-3.9% +3.9%
6 months +12.0%-2.7%+1.7% +8.2%
Year to date +75.4%+44.0%+19.2% +12.9%
1 year +42.8%+61.4%+32.4% +12.3%
3 years -6.2%+420.7%+71.0% +87.4%
3 years, per year -2.1%+73.4%+19.6% +23.3%
5 years -24.3%+119.7%+3.4% +67.9%
5 years, per year -5.4%+17.1%+0.7% +10.9%
10 years ——-43.4% +261.1%
10 years, per year ——-5.5% +13.7%

Risk

MeasureRELYTIGOVODSPY
Volatility, 1Y 57.8%42.0%32.1% 12.7%
Downside volatility, 1Y 60.5%44.5%32.6% 12.7%
Beta vs S&P 500, 1Y 1.490.300.49 1.00
Return / volatility, 1Y 0.741.461.01 0.97
Max drawdown, 5Y -81.7%-71.3%-57.5% -25.4%
From 52-week high -10.1%-23.5%-10.2% -1.2%
52-week high $26.92$104.31$17.53 $779.14
52-week low $12.20$45.81$11.20 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleRELYTIGOVOD
P/E now vs peer median 16.7xmedian 13.0x 20.1xmedian 11.8x -82.3xmedian 11.8x
P/S now vs peer median 2.8xmedian 3.2x 1.9xmedian 1.1x 0.8xmedian 1.1x
EV/EBITDA now vs peer median 20.6xmedian 7.4x 5.9xmedian 6.8x —median 6.8x
P/FCF now vs peer median 13.2xmedian 10.8x 22.9xmedian 5.9x 3.5xmedian 5.9x
P/B now vs peer median 4.5xmedian 1.2x 5.4xmedian 1.2x 0.7xmedian 1.2x
PEG now vs peer median 0.26median 0.87 0.06median 0.24 —median 0.24

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsRELYTIGOVOD
Revenue $1.81B $7.24B –
Gross profit $1.11B – –
Operating income $171.01M $1.74B –
Net income $305.01M $646.00M –
Free cash flow $388.00M $590.00M –
R&D $316.21M – –
EPS (diluted) $1.38 $3.96 –
Cash & equivalents $676.39M $861.00M $10.31B
Total debt $3.02M $26.42B $60.32B
Shares (diluted) 221.05M 168.00M 2.40B
Enterprise value $2.78B $8.27B $11.99B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricRELYTIGOVOD
P/E 16.7x 20.1x -82.3x
P/FCF 13.2x 22.9x 3.5x
P/Operating cash flow 12.6x 22.9x –
P/S 2.8x 1.9x 0.8x
P/B 4.5x 5.4x 0.7x
P/Tangible book 4.6x -2.1x 0.9x
EV/EBITDA 20.6x 5.9x –
EV/EBIT 26.0x 11.7x –
EV/Revenue 2.5x 2.8x –
EV/FCF 11.5x 34.4x –
EV/Operating cash flow 11.0x 34.4x –
PEG (3Y EPS CAGR) 0.26 0.06 –

Growth

14 metrics
MetricRELYTIGOVOD
Revenue growth (1Y) 23.8% 29.4% –
Revenue CAGR (3Y) 31.4% 9.4% –
Gross profit growth (1Y) 27.6% – –
Gross profit CAGR (3Y) 38.0% – –
Operating income growth (1Y) 627.6% 20.0% –
Operating income CAGR (3Y) 53.7% 28.3% –
Net income growth (1Y) 2,066% -35.3% –
Net income CAGR (3Y) 71.7% 121.4% –
EPS growth (1Y) 2,046% -28.2% –
EPS CAGR (3Y) 64.9% 351.7% –
Operating cash flow growth (1Y) 59.3% -52.2% –
Operating cash flow CAGR (3Y) 60.7% -1.5% –
Free cash flow growth (1Y) 66.8% -52.2% –
Free cash flow CAGR (3Y) 58.9% -1.5% –

Profitability

14 metrics
MetricRELYTIGOVOD
Gross margin 61.5% – –
EBITDA margin 11.9% 47.1% –
Operating margin 9.5% 24.0% –
Pretax margin 9.1% 13.3% –
Net margin 16.9% 9.2% –
FCF margin 21.4% 8.2% –
Operating cash flow margin 22.4% 8.2% –
Return on equity 30.0% 22.8% –
Return on assets 20.7% 3.1% –
Return on invested capital 16.8% 16.8% –
Return on capital employed 15.9% 11.2% –
Asset turnover 1.2x 0.3x –
Cash conversion (OCF / net income) 1.3x 0.9x –
Stock comp / revenue 7.9% 0.1% –

Financial Health

11 metrics
MetricRELYTIGOVOD
Debt / assets 0.2% 37.0% 40.5%
Debt / equity 0.0x 3.1x 1.0x
Net debt / EBITDA -3.1x 2.0x –
Debt / FCF 0.0x 13.0x –
Liabilities / assets 28.1% 87.9% 61.0%
Equity / assets 71.9% 12.1% 39.0%
Interest coverage 16.7x 1.9x –
Current ratio 3.2x 0.5x 0.4x
Quick ratio 1.7x 0.3x 0.8x
Cash ratio 1.7x 0.2x 0.4x
Altman Z-score 8.98 1.07 –

Shareholder Returns

7 metrics
MetricRELYTIGOVOD
Dividend yield – 4.4% 3.3%
Net buyback yield 1.7% – –
Shareholder yield 1.7% 4.4% 3.3%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusRELYTIGOVOD
Forward P/E 17.3xFY2026 21.0xFY2026 12.6xFY2026
EPS, next fiscal year $1.40FY2026 $3.80FY2026 $1.25FY2026
EPS growth, next FY +351.6%FY2026 -51.5%FY2026 -0.8%FY2026
EPS growth, the year after -26.4% +65.5% +13.6%
Revenue, next fiscal year $1.85BFY2026 $9.17BFY2026 $53.46BFY2026
Revenue growth, next FY +12.9%FY2026 +57.6%FY2026 +12.6%FY2026
Revenue growth, the year after +36.0% -4.3% -3.1%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersRELYTIGOVOD
Held by institutions 86.6% 46.2% 7.9%
Institutions holding 346 437 575
Change in shares held, QoQ +5.8% +7.3% -0.8%
Institutions buying 230 283 255
Institutions selling 74 127 162
Buyers to sellers 3.11 2.23 1.57

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

RELYTIGOVOD
RELY 1.00 0.02 0.06
TIGO 0.02 1.00 0.31
VOD 0.06 0.31 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, RELY, TIGO and VOD?

Vodafone Group Public (VOD) is the largest by market capitalisation: Remitly Global (RELY) $5.12B, Millicom International Cellular (TIGO) $13.49B, Vodafone Group Public (VOD) $38.32B.

Which stock is cheaper, RELY, TIGO and VOD?

Remitly Global (RELY) trades on the lowest price-to-earnings ratio (Remitly Global (RELY) 16.7x, Millicom International Cellular (TIGO) 20.1x, Vodafone Group Public (VOD) -82.3x). On next year's consensus earnings, Vodafone Group Public (VOD) is cheapest (Remitly Global (RELY) 17.3x, Millicom International Cellular (TIGO) 21.0x, Vodafone Group Public (VOD) 12.6x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Millicom International Cellular (TIGO) grew revenue fastest over the trailing twelve months: Remitly Global (RELY) +23.8%, Millicom International Cellular (TIGO) +29.4%.

Which company is more profitable?

Remitly Global (RELY) has the highest net margin (Remitly Global (RELY) 16.9%, Millicom International Cellular (TIGO) 9.2%). On return on invested capital, Millicom International Cellular (TIGO) leads (Remitly Global (RELY) 16.8%, Millicom International Cellular (TIGO) 16.8%).

Which stock has performed better?

Over the past year Millicom International Cellular (TIGO) returned the most: Remitly Global (RELY) +42.8%, Millicom International Cellular (TIGO) +61.4%, Vodafone Group Public (VOD) +32.4%. Over five years, Millicom International Cellular (TIGO) compounded fastest (Remitly Global (RELY) -5.4%/yr, Millicom International Cellular (TIGO) +17.1%/yr, Vodafone Group Public (VOD) +0.7%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Millicom International Cellular (TIGO) has the highest dividend yield: Millicom International Cellular (TIGO) 4.38%, Vodafone Group Public (VOD) 3.34%. Remitly Global (RELY) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Vodafone Group Public (VOD) has been the steadiest (Remitly Global (RELY) 57.8%, Millicom International Cellular (TIGO) 42.0%, Vodafone Group Public (VOD) 32.1%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, RELY, TIGO and VOD?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Millicom International Cellular (TIGO) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.