HBAN vs KEY vs TFC Stock Comparison

Huntington Bancshares, Keycorp and Truist Financial Prices as of Oct 26, 2026 Peers: Industry group
KEY Keycorp /New/
$21.21 +3.0% 1M +19.0% 1Y
Market cap
$22.66B
P/E
11.5x
Revenue (TTM)
—
Div. yield
–
Regional Banks Financial Services
4 wins
TFC Truist Financial Corp
$48.92 +2.7% 1M +10.7% 1Y
Market cap
$59.74B
P/E
12.3x
Revenue (TTM)
—
Div. yield
–
Regional Banks Financial Services
2 wins

Head to Head

7 decided of 12

Keycorp leads on 4 of the 12 questions below (Keycorp 4, Truist Financial 2, Huntington Bancshares 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionHBANKEYTFCLeader
Larger companyMarket capitalisation $31.79B $22.66B $59.74B TFC
Cheaper on earningsLower P/E, profitable companies only 14.2x 11.5x 12.3x KEY
Cheaper on forward earningsLower price / next fiscal year consensus EPS 12.5x 10.8x 11.4x KEY
Faster revenue growthRevenue growth, trailing twelve months +26.4% — — –
More profitableNet margin, trailing twelve months 23.1% — — –
Better return on capitalReturn on invested capital 11.3% — — –
Less leveragedLower net debt / EBITDA 2.4x — — –
Higher dividend yieldTrailing dividend yield 0.03% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -2.1% +19.0% +10.7% KEY
Better 5-year returnAnnualised price return, 5 years -0.3%/yr -1.9%/yr -4.9%/yr HBAN
Less volatileAnnualised volatility, 1 year 26.0% 22.9% 23.4% KEY
Higher overall scoreMean of the five percentile scores vs peers 41/100 — 61/100 TFC

Percentile Scorecard

HBANKEYTFC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisHBANKEYTFC
Valuation 39 #223 of 362 56 #160 of 362 85 #54 of 362
Growth 37 #139 of 221 – 7 #205 of 221
Profitability 38 #125 of 200 – –
Financial Health 29 #144 of 203 – –
Shareholder Returns 61 #135 of 342 86 #49 of 342 89 #37 of 342
Overall 41 – 61
  • HBAN ranked among 370 companies in Banking
  • KEY ranked among 370 companies in Banking
  • TFC ranked among 370 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodHBANKEYTFCSPY
1 month +0.6%+3.0%+2.7% -0.8%
3 months -8.3%-5.7%-6.1% +3.5%
6 months -4.8%-3.2%-4.5% +7.0%
Year to date -9.3%+2.8%-0.6% +12.2%
1 year -2.1%+19.0%+10.7% +13.0%
3 years +66.6%+113.8%+77.1% +86.3%
3 years, per year +18.6%+28.9%+21.0% +23.1%
5 years -1.5%-8.9%-22.4% +68.6%
5 years, per year -0.3%-1.9%-4.9% +11.0%
10 years +47.0%+49.6%+25.2% +258.0%
10 years, per year +3.9%+4.1%+2.3% +13.6%

Risk

MeasureHBANKEYTFCSPY
Volatility, 1Y 26.0%22.9%23.4% 12.7%
Downside volatility, 1Y 28.8%23.5%26.3% 12.7%
Beta vs S&P 500, 1Y 0.780.720.60 1.00
Return / volatility, 1Y -0.080.830.46 1.02
Max drawdown, 5Y -47.4%-66.9%-61.1% -25.4%
From 52-week high -18.4%-11.6%-12.3% -1.8%
52-week high $19.27$23.98$55.81 $779.14
52-week low $15.02$17.12$43.73 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleHBANKEYTFC
P/E now vs peer median 14.2xmedian 12.1x 11.5xmedian 12.1x 12.3xmedian 12.1x
P/S now vs peer median 3.3xmedian 3.4x 2.8xmedian 3.4x 2.7xmedian 3.4x
EV/EBITDA now vs peer median 6.2xmedian 5.0x —median 5.0x —median 5.0x
P/FCF now vs peer median 11.8xmedian 11.0x 17.9xmedian 11.0x 9.8xmedian 11.0x
P/B now vs peer median 1.0xmedian 1.2x 1.3xmedian 1.2x 1.0xmedian 1.2x
PEG now vs peer median -1.30median 1.36 0.83median 1.36 -34.36median 1.36

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsHBANKEYTFC
Revenue $9.72B – –
Net income $2.41B – $5.19B
Free cash flow $2.68B – –
EPS (diluted) $1.10 $1.82 $3.93
Total debt $21.85B – –
Shares (diluted) 2.05B 1.08B 1.24B
Enterprise value $27.26B $22.66B $59.74B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricHBANKEYTFC
P/E 14.2x 11.5x 12.3x
P/FCF 11.8x 17.9x 9.8x
P/Operating cash flow 10.4x – –
P/S 3.3x 2.8x 2.7x
P/B 1.0x 1.3x 1.0x
P/Tangible book 1.0x 1.3x 1.1x
EV/EBITDA 6.2x – –
EV/EBIT 6.9x – –
EV/Revenue 5.4x – –
EV/FCF 19.5x – –
EV/Operating cash flow 17.1x – –
PEG (3Y EPS CAGR) -1.30 0.83 -34.36

Growth

14 metrics
MetricHBANKEYTFC
Revenue growth (1Y) 26.4% – –
Revenue CAGR (3Y) 8.4% – –
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – – –
Operating income CAGR (3Y) – – –
Net income growth (1Y) 13.4% – -0.8%
Net income CAGR (3Y) 0.0% – -3.2%
EPS growth (1Y) -18.3% 117.5% 4.0%
EPS CAGR (3Y) -10.9% 13.9% -0.4%
Operating cash flow growth (1Y) 44.2% – –
Operating cash flow CAGR (3Y) 1.1% – –
Free cash flow growth (1Y) 37.8% – –
Free cash flow CAGR (3Y) -1.6% – –

Profitability

14 metrics
MetricHBANKEYTFC
Gross margin – – –
EBITDA margin 86.2% – –
Operating margin – – –
Pretax margin 30.2% – –
Net margin 23.1% – –
FCF margin 27.6% – –
Operating cash flow margin 31.5% – –
Return on equity 7.4% 11.3% 8.3%
Return on assets 0.8% 1.1% 0.9%
Return on invested capital 11.3% – –
Return on capital employed – – –
Asset turnover 0.0x – –
Cash conversion (OCF / net income) 1.3x – –
Stock comp / revenue 1.6% – –

Financial Health

11 metrics
MetricHBANKEYTFC
Debt / assets 7.7% – –
Debt / equity 0.7x – –
Net debt / EBITDA 2.4x – –
Debt / FCF 8.1x – –
Liabilities / assets 88.5% 90.8% 88.9%
Equity / assets 11.5% 9.2% 11.1%
Interest coverage 1.6x – –
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricHBANKEYTFC
Dividend yield 3.8% 3.8% 4.3%
Net buyback yield 1.0% – –
Shareholder yield 4.8% 3.8% 4.3%
Payout ratio (earnings) 42.2% – –
Payout ratio (FCF) 38.0% – –
Dividend growth (1Y) 12.6% – –
Dividend CAGR (3Y) 4.3% – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusHBANKEYTFC
Forward P/E 12.5xFY2026 10.8xFY2026 11.4xFY2026
EPS, next fiscal year $1.26FY2026 $1.97FY2026 $4.28FY2026
EPS growth, next FY -9.4%FY2026 +29.6%FY2026 +12.0%FY2026
EPS growth, the year after +48.4% +15.7% +18.0%
Revenue, next fiscal year $10.37BFY2026 $7.55BFY2026 $19.70BFY2026
Revenue growth, next FY +26.0%FY2026 +0.5%FY2026 -4.0%FY2026
Revenue growth, the year after +12.5% +11.4% +1.3%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersHBANKEYTFC
Held by institutions 86.7% 88.1% 76.7%
Institutions holding 1,150 943 1,687
Change in shares held, QoQ +1.4% +1.1% +0.8%
Institutions buying 574 468 798
Institutions selling 380 301 657
Buyers to sellers 1.51 1.55 1.21

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

HBANKEYTFC
HBAN 1.00 0.84 0.80
KEY 0.84 1.00 0.82
TFC 0.80 0.82 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, HBAN, KEY and TFC?

Truist Financial (TFC) is the largest by market capitalisation: Huntington Bancshares (HBAN) $31.79B, Keycorp (KEY) $22.66B, Truist Financial (TFC) $59.74B.

Which stock is cheaper, HBAN, KEY and TFC?

Keycorp (KEY) trades on the lowest price-to-earnings ratio (Huntington Bancshares (HBAN) 14.2x, Keycorp (KEY) 11.5x, Truist Financial (TFC) 12.3x). On next year's consensus earnings, Keycorp (KEY) is cheapest (Huntington Bancshares (HBAN) 12.5x, Keycorp (KEY) 10.8x, Truist Financial (TFC) 11.4x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which stock has performed better?

Over the past year Keycorp (KEY) returned the most: Huntington Bancshares (HBAN) -2.1%, Keycorp (KEY) +19.0%, Truist Financial (TFC) +10.7%. Over five years, Huntington Bancshares (HBAN) compounded fastest (Huntington Bancshares (HBAN) -0.3%/yr, Keycorp (KEY) -1.9%/yr, Truist Financial (TFC) -4.9%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Huntington Bancshares (HBAN) 0.03%, Keycorp (KEY) 0.00%, Truist Financial (TFC) 0.00%. Keycorp (KEY) and Truist Financial (TFC) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Keycorp (KEY) has been the steadiest (Huntington Bancshares (HBAN) 26.0%, Keycorp (KEY) 22.9%, Truist Financial (TFC) 23.4%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, HBAN, KEY and TFC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Keycorp (KEY) leads on 4. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.