FIGR vs RKT Stock Comparison

Figure Technology Solutions and Rocket Companies Prices as of Oct 23, 2026 Peers: Industry group
RKT Rocket Companies, Inc.
$11.73 -3.3% 1M -33.4% 1Y
Market cap
$32.55B
P/E
69.1x
Revenue (TTM)
$10.02B
Div. yield
–
Mortgage Lending Financial Services
5 wins

Head to Head

9 decided of 12

Rocket Companies leads on 5 of the 12 questions below (Rocket Companies 5, Figure Technology Solutions 4). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionFIGRRKTLeader
Larger companyMarket capitalisation $4.86B $32.55B RKT
Cheaper on earningsLower P/E, profitable companies only 20.5x 69.1x FIGR
Cheaper on forward earningsLower price / next fiscal year consensus EPS 21.7x 18.9x RKT
Faster revenue growthRevenue growth, trailing twelve months +88.8% +101.7% RKT
More profitableNet margin, trailing twelve months 33.5% 4.7% FIGR
Better return on capitalReturn on invested capital 8.9% 2.4% FIGR
Less leveragedLower net debt / EBITDA — 10.8x –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -42.1% -33.4% RKT
Better 5-year returnAnnualised price return, 5 years — -6.6%/yr –
Less volatileAnnualised volatility, 1 year 94.0% 58.8% RKT
Higher overall scoreMean of the five percentile scores vs peers 54/100 41/100 FIGR

Percentile Scorecard

FIGRRKT

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisFIGRRKT
Valuation 15 #144 of 170 17 #142 of 170
Growth 96 #7 of 165 90 #17 of 165
Profitability 72 #44 of 155 34 #103 of 155
Financial Health 81 #32 of 163 47 #87 of 163
Shareholder Returns 3 #133 of 137 17 #114 of 137
Overall 54 41
  • FIGR ranked among 175 companies in Lending and Credit
  • RKT ranked among 175 companies in Lending and Credit

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodFIGRRKTSPY
1 month -33.1%-3.3% -1.0%
3 months -15.9%-10.2% +2.9%
6 months -27.9%-24.8% +6.4%
Year to date -43.2%-39.4% +11.4%
1 year -42.1%-33.4% +13.1%
3 years —+59.8% +79.4%
3 years, per year —+16.9% +21.5%
5 years —-29.0% +67.7%
5 years, per year —-6.6% +10.9%

Risk

MeasureFIGRRKTSPY
Volatility, 1Y 94.0%58.8% 12.7%
Downside volatility, 1Y 89.5%57.9% 12.7%
Beta vs S&P 500, 1Y 2.652.26 1.00
Return / volatility, 1Y -0.45-0.57 1.03
Max drawdown, 5Y -68.6%-64.8% -25.4%
From 52-week high -68.6%-50.0% -2.5%
52-week high $73.91$23.44 $779.14
52-week low $23.19$10.53 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleFIGRRKT
P/E now vs peer median 21.7xmedian 11.0x 70.6xmedian 11.0x
P/S now vs peer median 7.3xmedian 2.6x 4.4xmedian 2.6x
EV/EBITDA now vs peer median —median 13.1x 30.3xmedian 13.1x
P/FCF now vs peer median -60.0xmedian 6.9x -57.1xmedian 6.9x
P/B now vs peer median 3.7xmedian 0.7x 1.9xmedian 0.7x
PEG now vs peer median —median 0.31 0.45median 0.31

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsFIGRRKT
Revenue $708.87M $10.02B
Gross profit $620.58M –
Operating income $201.41M –
Net income $237.39M $471.36M
Free cash flow -$86.49M -$772.00M
R&D $62.64M –
EPS (diluted) $0.96 $0.17
Cash & equivalents $1.44B $3.10B
Total debt $963.50M $92.61B
Shares (diluted) 246.97M 2.84B
Enterprise value -$337.40M $18.22B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricFIGRRKT
P/E 21.7x 70.6x
P/FCF -60.0x -57.1x
P/Operating cash flow -60.0x -69.5x
P/S 7.3x 4.4x
P/B 3.7x 1.9x
P/Tangible book 4.1x 9.5x
EV/EBITDA – 30.3x
EV/EBIT 23.4x 39.5x
EV/Revenue 6.6x 6.8x
EV/FCF -54.5x -88.5x
EV/Operating cash flow -54.5x -107.8x
PEG (3Y EPS CAGR) – 0.45

Growth

14 metrics
MetricFIGRRKT
Revenue growth (1Y) 88.8% 101.7%
Revenue CAGR (3Y) – 39.7%
Gross profit growth (1Y) 90.5% –
Gross profit CAGR (3Y) – –
Operating income growth (1Y) 229.5% –
Operating income CAGR (3Y) – –
Net income growth (1Y) 279.9% 4,530%
Net income CAGR (3Y) – 39.3%
EPS growth (1Y) 36.1% 5,670%
EPS CAGR (3Y) – 157.4%
Operating cash flow growth (1Y) – 70.4%
Operating cash flow CAGR (3Y) – -30.9%
Free cash flow growth (1Y) – 65.1%
Free cash flow CAGR (3Y) – -32.0%

Profitability

14 metrics
MetricFIGRRKT
Gross margin 87.5% –
EBITDA margin – 22.5%
Operating margin 28.4% –
Pretax margin 28.3% 6.6%
Net margin 33.5% 4.7%
FCF margin -12.2% -7.7%
Operating cash flow margin -12.2% -6.3%
Return on equity 17.6% 2.0%
Return on assets 8.3% 0.8%
Return on invested capital 8.9% 2.4%
Return on capital employed 12.7% –
Asset turnover 0.2x 0.2x
Cash conversion (OCF / net income) -0.4x -1.3x
Stock comp / revenue 15.4% 4.3%

Financial Health

11 metrics
MetricFIGRRKT
Debt / assets 31.9% 45.0%
Debt / equity 0.7x 1.2x
Net debt / EBITDA – 10.8x
Debt / FCF -11.1x -35.5x
Liabilities / assets 53.2% 61.4%
Equity / assets 46.8% 38.6%
Interest coverage 3.2x 1.6x
Current ratio 1.9x –
Quick ratio 1.2x –
Cash ratio 1.1x –
Altman Z-score 2.81 –

Shareholder Returns

7 metrics
MetricFIGRRKT
Dividend yield – –
Net buyback yield -13.3% -0.2%
Shareholder yield -13.3% -0.2%
Payout ratio (earnings) – –
Payout ratio (FCF) – –
Dividend growth (1Y) – –
Dividend CAGR (3Y) – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusFIGRRKT
Forward P/E 21.7xFY2026 18.9xFY2026
EPS, next fiscal year $1.07FY2026 $0.62FY2026
EPS growth, next FY +98.1%FY2026 +121.4%FY2026
EPS growth, the year after +35.5% +24.2%
Revenue, next fiscal year $841.27MFY2026 $11.29BFY2026
Revenue growth, next FY +63.4%FY2026 +68.5%FY2026
Revenue growth, the year after +50.2% +6.7%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersFIGRRKT
Held by institutions 66.8% 50.4%
Institutions holding 307 793
Change in shares held, QoQ +16.9% +16.2%
Institutions buying 196 429
Institutions selling 82 259
Buyers to sellers 2.39 1.66

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

FIGRRKT
FIGR 1.00 0.18
RKT 0.18 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, FIGR and RKT?

Rocket Companies (RKT) is the largest by market capitalisation: Figure Technology Solutions (FIGR) $4.86B, Rocket Companies (RKT) $32.55B.

Which stock is cheaper, FIGR and RKT?

Figure Technology Solutions (FIGR) trades on the lowest price-to-earnings ratio (Figure Technology Solutions (FIGR) 20.5x, Rocket Companies (RKT) 69.1x). On next year's consensus earnings, Rocket Companies (RKT) is cheapest (Figure Technology Solutions (FIGR) 21.7x, Rocket Companies (RKT) 18.9x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Rocket Companies (RKT) grew revenue fastest over the trailing twelve months: Figure Technology Solutions (FIGR) +88.8%, Rocket Companies (RKT) +101.7%.

Which company is more profitable?

Figure Technology Solutions (FIGR) has the highest net margin (Figure Technology Solutions (FIGR) 33.5%, Rocket Companies (RKT) 4.7%). On return on invested capital, Figure Technology Solutions (FIGR) leads (Figure Technology Solutions (FIGR) 8.9%, Rocket Companies (RKT) 2.4%).

Which stock has performed better?

Over the past year Rocket Companies (RKT) returned the most: Figure Technology Solutions (FIGR) -42.1%, Rocket Companies (RKT) -33.4%. Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Rocket Companies (RKT) has been the steadiest (Figure Technology Solutions (FIGR) 94.0%, Rocket Companies (RKT) 58.8%). Volatility measures how widely the price swings, not the risk of the business.

Do FIGR and RKT move together?

Their daily returns over the past year have a correlation of 0.18, a weak relationship. Holding both diversifies more than two closely linked stocks would.

Which is the better stock, FIGR and RKT?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Rocket Companies (RKT) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.