FICO vs PLTR vs SMWB Stock Comparison

Fair Isaac, Palantir Technologies and Similarweb Prices as of Oct 23, 2026 Peers: Industry group
FICO Fair Isaac Corp
$814.59 -7.4% 1M -49.6% 1Y
Market cap
$16.00B
P/E
19.6x
Revenue (TTM)
$2.39B
Div. yield
–
Analytics and BI Technology
3 wins
SMWB Similarweb Ltd.
$8.77 +2.2% 1M -0.3% 1Y
Market cap
$755.72M
P/E
–
Revenue (TTM)
$295.61M
Div. yield
–
Analytics and BI Technology

Head to Head

9 decided of 12

Palantir Technologies leads on 6 of the 12 questions below (Palantir Technologies 6, Fair Isaac 3). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionFICOPLTRSMWBLeader
Larger companyMarket capitalisation $16.00B $477.64B $755.72M PLTR
Cheaper on earningsLower P/E, profitable companies only 19.6x 158.3x -34.7x FICO
Cheaper on forward earningsLower price / next fiscal year consensus EPS 18.6x 118.5x 39.9x FICO
Faster revenue growthRevenue growth, trailing twelve months +24.1% +78.9% +10.2% PLTR
More profitableNet margin, trailing twelve months 34.1% 49.0% -7.4% PLTR
Better return on capitalReturn on invested capital 62.6% — — –
Less leveragedLower net debt / EBITDA 4.3x — — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -49.6% +9.0% -0.3% PLTR
Better 5-year returnAnnualised price return, 5 years +14.7%/yr +51.8%/yr -14.7%/yr PLTR
Less volatileAnnualised volatility, 1 year 65.8% 59.5% 81.1% PLTR
Higher overall scoreMean of the five percentile scores vs peers 73/100 68/100 37/100 FICO

Percentile Scorecard

FICOPLTRSMWB

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisFICOPLTRSMWB
Valuation 57 #44 of 101 22 #79 of 101 33 #68 of 101
Growth 80 #20 of 97 100 #1 of 97 64 #36 of 97
Profitability 100 #1 of 94 96 #5 of 94 43 #54 of 94
Financial Health 32 #74 of 109 98 #3 of 109 23 #84 of 109
Shareholder Returns 95 #4 of 64 25 #48 of 64 22 #50 of 64
Overall 73 68 37
  • FICO ranked among 114 companies in Business Applications
  • PLTR ranked among 114 companies in Business Applications
  • SMWB ranked among 114 companies in Business Applications

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodFICOPLTRSMWBSPY
1 month -7.4%+2.6%+2.2% -1.0%
3 months -34.2%+60.1%+39.2% +2.9%
6 months -18.9%+37.5%+238.6% +6.4%
Year to date -51.8%+10.7%+17.1% +11.4%
1 year -49.6%+9.0%-0.3% +13.1%
3 years -5.5%+1,082.4%+69.3% +79.4%
3 years, per year -1.9%+127.9%+19.2% +21.5%
5 years +98.7%+705.4%-54.8% +67.7%
5 years, per year +14.7%+51.8%-14.7% +10.9%
10 years +559.6%—— +255.2%
10 years, per year +20.8%—— +13.5%

Risk

MeasureFICOPLTRSMWBSPY
Volatility, 1Y 65.8%59.5%81.1% 12.7%
Downside volatility, 1Y 79.6%56.1%89.3% 12.7%
Beta vs S&P 500, 1Y 0.451.981.78 1.00
Return / volatility, 1Y -0.750.150.00 1.03
Max drawdown, 5Y -75.1%-77.6%-88.4% -25.4%
From 52-week high -55.8%-5.9%-5.4% -2.5%
52-week high $1,844.98$209.05$9.27 $779.14
52-week low $592.49$107.27$2.33 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleFICOPLTRSMWB
P/E now vs peer median 22.7xmedian 29.9x 156.5xmedian 29.9x -34.2xmedian 29.9x
P/S now vs peer median 7.3xmedian 2.8x 76.8xmedian 2.8x 2.6xmedian 2.8x
EV/EBITDA now vs peer median 18.3xmedian 17.4x 174.0xmedian 17.4x -299.6xmedian 17.4x
P/FCF now vs peer median 17.7xmedian 16.9x 140.8xmedian 16.9x 49.4xmedian 16.9x
P/B now vs peer median -4.3xmedian 3.1x 47.8xmedian 3.1x 33.5xmedian 3.1x
PEG now vs peer median 0.77median 0.86 0.55median 0.86 -1.13median 0.86

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsFICOPLTRSMWB
Revenue $2.39B $6.16B $295.61M
Gross profit $2.04B $5.22B $235.99M
Operating income $1.24B $2.63B -$11.06M
Net income $815.02M $3.03B -$21.78M
Free cash flow $996.02M $3.36B $15.44M
R&D $208.49M $641.24M $73.83M
EPS (diluted) $35.90 $1.17 $-0.26
Cash & equivalents $248.44M $2.03B $73.90M
Total debt $5.58B – –
Shares (diluted) 22.70M 2.57B 84.82M
Enterprise value $15.24B $446.59B $478.68M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricFICOPLTRSMWB
P/E 22.7x 156.5x -34.2x
P/FCF 17.7x 140.8x 49.4x
P/Operating cash flow 17.6x 139.0x 53.8x
P/S 7.3x 76.8x 2.6x
P/B -4.3x 47.8x 33.5x
P/Tangible book -4.3x 47.8x 33.5x
EV/EBITDA 18.3x 174.0x -299.6x
EV/EBIT 18.5x 175.9x -62.3x
EV/Revenue 9.6x 75.3x 2.3x
EV/FCF 23.0x 138.0x 44.6x
EV/Operating cash flow 22.9x 136.3x 48.6x
PEG (3Y EPS CAGR) 0.77 0.55 -1.13

Growth

14 metrics
MetricFICOPLTRSMWB
Revenue growth (1Y) 24.1% 78.9% 10.2%
Revenue CAGR (3Y) 17.6% 44.4% 12.5%
Gross profit growth (1Y) 29.2% 89.6% 12.1%
Gross profit CAGR (3Y) 20.6% 47.7% 14.6%
Operating income growth (1Y) 39.7% 362.6% 50.2%
Operating income CAGR (3Y) 26.5% 247.7% 42.5%
Net income growth (1Y) 28.8% 292.3% 25.1%
Net income CAGR (3Y) 24.9% 308.7% 27.5%
EPS growth (1Y) 39.5% 294.3% 28.7%
EPS CAGR (3Y) 29.5% 286.3% 30.2%
Operating cash flow growth (1Y) 28.1% 96.6% -30.9%
Operating cash flow CAGR (3Y) 30.6% 103.5% 33.8%
Free cash flow growth (1Y) 28.5% 96.5% -29.0%
Free cash flow CAGR (3Y) 30.7% 107.6% 33.7%

Profitability

14 metrics
MetricFICOPLTRSMWB
Gross margin 85.1% 84.8% 79.8%
EBITDA margin 52.3% 43.3% -0.8%
Operating margin 51.7% 42.8% -3.7%
Pretax margin 44.5% 49.9% -5.9%
Net margin 34.1% 49.0% -7.4%
FCF margin 41.6% 54.6% 5.2%
Operating cash flow margin 41.8% 55.2% 4.8%
Return on equity – 32.9% -108.3%
Return on assets 39.9% 27.7% -8.8%
Return on invested capital 62.6% – –
Return on capital employed 95.3% 28.0% -19.5%
Asset turnover 1.2x 0.6x 1.1x
Cash conversion (OCF / net income) 1.2x 1.1x -0.7x
Stock comp / revenue 7.3% 13.6% 6.2%

Financial Health

11 metrics
MetricFICOPLTRSMWB
Debt / assets 274.0% – –
Debt / equity -1.4x – –
Net debt / EBITDA 4.3x – –
Debt / FCF 5.6x – –
Liabilities / assets 301.1% 15.4% 91.9%
Equity / assets -201.1% 84.6% 8.1%
Interest coverage 6.6x – –
Current ratio 1.2x 7.2x 0.8x
Quick ratio 1.5x 7.1x 0.6x
Cash ratio 0.3x 6.1x 0.3x
Altman Z-score 8.56 160.20 0.44

Shareholder Returns

7 metrics
MetricFICOPLTRSMWB
Dividend yield – – –
Net buyback yield 20.3% 0.0% -0.3%
Shareholder yield 20.3% 0.0% -0.3%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusFICOPLTRSMWB
Forward P/E 18.6xFY2026 118.5xFY2026 39.9xFY2026
EPS, next fiscal year $43.80FY2026 $1.66FY2026 $0.22FY2026
EPS growth, next FY +46.6%FY2026 +121.3%FY2026 +266.7%FY2026
EPS growth, the year after +16.4% +45.8% +36.4%
Revenue, next fiscal year $2.42BFY2026 $8.41BFY2026 $332.14MFY2026
Revenue growth, next FY +21.5%FY2026 +87.8%FY2026 +17.5%FY2026
Revenue growth, the year after +22.0% +37.5% +0.8%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersFICOPLTRSMWB
Held by institutions 95.7% 60.3% 45.9%
Institutions holding 842 2,836 68
Change in shares held, QoQ +1.9% +10.9% -7.8%
Institutions buying 381 1,480 36
Institutions selling 343 1,093 18
Buyers to sellers 1.11 1.35 2.00

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

FICOPLTRSMWB
FICO 1.00 0.10 0.18
PLTR 0.10 1.00 0.25
SMWB 0.18 0.25 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, FICO, PLTR and SMWB?

Palantir Technologies (PLTR) is the largest by market capitalisation: Fair Isaac (FICO) $16.00B, Palantir Technologies (PLTR) $477.64B, Similarweb (SMWB) $755.72M.

Which stock is cheaper, FICO, PLTR and SMWB?

Fair Isaac (FICO) trades on the lowest price-to-earnings ratio (Fair Isaac (FICO) 19.6x, Palantir Technologies (PLTR) 158.3x, Similarweb (SMWB) -34.7x). On next year's consensus earnings, Fair Isaac (FICO) is cheapest (Fair Isaac (FICO) 18.6x, Palantir Technologies (PLTR) 118.5x, Similarweb (SMWB) 39.9x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Palantir Technologies (PLTR) grew revenue fastest over the trailing twelve months: Fair Isaac (FICO) +24.1%, Palantir Technologies (PLTR) +78.9%, Similarweb (SMWB) +10.2%.

Which company is more profitable?

Palantir Technologies (PLTR) has the highest net margin (Fair Isaac (FICO) 34.1%, Palantir Technologies (PLTR) 49.0%, Similarweb (SMWB) -7.4%).

Which stock has performed better?

Over the past year Palantir Technologies (PLTR) returned the most: Fair Isaac (FICO) -49.6%, Palantir Technologies (PLTR) +9.0%, Similarweb (SMWB) -0.3%. Over five years, Palantir Technologies (PLTR) compounded fastest (Fair Isaac (FICO) +14.7%/yr, Palantir Technologies (PLTR) +51.8%/yr, Similarweb (SMWB) -14.7%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Palantir Technologies (PLTR) has been the steadiest (Fair Isaac (FICO) 65.8%, Palantir Technologies (PLTR) 59.5%, Similarweb (SMWB) 81.1%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, FICO, PLTR and SMWB?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Palantir Technologies (PLTR) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.