DRVN vs FCFS Stock Comparison

Driven Brands Holdings and FirstCash Holdings Prices as of Oct 23, 2026 Peers: Industry group
FCFS FirstCash Holdings, Inc.
$172.75 -20.2% 1M +11.6% 1Y
Market cap
$7.67B
P/E
19.8x
Revenue (TTM)
$4.12B
Div. yield
–
Consumer Lending Financial Services
8 wins

Head to Head

11 decided of 12

FirstCash Holdings leads on 8 of the 12 questions below (FirstCash Holdings 8, Driven Brands Holdings 3). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionDRVNFCFSLeader
Larger companyMarket capitalisation $1.92B $7.67B FCFS
Cheaper on earningsLower P/E, profitable companies only 11.6x 19.8x DRVN
Cheaper on forward earningsLower price / next fiscal year consensus EPS 10.2x 14.8x DRVN
Faster revenue growthRevenue growth, trailing twelve months +7.6% +21.6% FCFS
More profitableNet margin, trailing twelve months 8.6% 9.4% FCFS
Better return on capitalReturn on invested capital 10.8% 8.4% DRVN
Less leveragedLower net debt / EBITDA 3.8x 3.3x FCFS
Higher dividend yieldTrailing dividend yield 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -24.3% +11.6% FCFS
Better 5-year returnAnnualised price return, 5 years -18.3%/yr +13.7%/yr FCFS
Less volatileAnnualised volatility, 1 year 55.8% 36.1% FCFS
Higher overall scoreMean of the five percentile scores vs peers 49/100 59/100 FCFS

Percentile Scorecard

DRVNFCFS

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisDRVNFCFS
Valuation 63 #13 of 33 47 #91 of 170
Growth 59 #13 of 30 76 #41 of 165
Profitability 57 #13 of 29 77 #36 of 155
Financial Health 16 #33 of 39 67 #55 of 163
Shareholder Returns – 28 #99 of 137
Overall 49 59
  • DRVN ranked among 39 companies in Consumer Services
  • FCFS ranked among 175 companies in Lending and Credit

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodDRVNFCFSSPY
1 month -4.9%-20.2% -1.0%
3 months -13.7%-11.4% +2.9%
6 months -7.3%-21.1% +6.4%
Year to date -20.8%+8.4% +11.4%
1 year -24.3%+11.6% +13.1%
3 years +4.6%+69.7% +79.4%
3 years, per year +1.5%+19.3% +21.5%
5 years -63.5%+89.9% +67.7%
5 years, per year -18.3%+13.7% +10.9%
10 years —+268.7% +255.2%
10 years, per year —+13.9% +13.5%

Risk

MeasureDRVNFCFSSPY
Volatility, 1Y 55.8%36.1% 12.7%
Downside volatility, 1Y 63.2%40.4% 12.7%
Beta vs S&P 500, 1Y 0.400.65 1.00
Return / volatility, 1Y -0.440.32 1.03
Max drawdown, 5Y -70.1%-36.2% -25.4%
From 52-week high -31.3%-26.9% -2.5%
52-week high $17.09$236.43 $779.14
52-week low $10.30$148.05 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleDRVNFCFS
P/E now vs peer median 11.7xmedian 16.9x 19.5xmedian 11.0x
P/S now vs peer median 1.0xmedian 1.3x 1.8xmedian 2.6x
EV/EBITDA now vs peer median 8.7xmedian 9.4x 14.7xmedian 13.1x
P/FCF now vs peer median 14.5xmedian 14.5x 14.1xmedian 6.9x
P/B now vs peer median 2.3xmedian 2.0x 3.2xmedian 0.7x
PEG now vs peer median 1.49median 0.33 0.97median 0.31

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsDRVNFCFS
Revenue $1.93B $4.12B
Gross profit – $2.08B
Operating income $269.79M $527.40M
Net income $165.27M $388.15M
Free cash flow $133.78M $531.91M
EPS (diluted) $1.00 $8.81
Cash & equivalents $183.95M $172.30M
Total debt $1.69B $2.35B
Shares (diluted) 164.94M 44.04M
Enterprise value $1.39B $7.12B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricDRVNFCFS
P/E 11.7x 19.5x
P/FCF 14.5x 14.1x
P/Operating cash flow 6.2x 11.1x
P/S 1.0x 1.8x
P/B 2.3x 3.2x
P/Tangible book 8.5x 3.5x
EV/EBITDA 8.7x 14.7x
EV/EBIT 12.7x 18.3x
EV/Revenue 1.8x 2.3x
EV/FCF 25.7x 18.2x
EV/Operating cash flow 11.0x 14.4x
PEG (3Y EPS CAGR) 1.49 0.97

Growth

14 metrics
MetricDRVNFCFS
Revenue growth (1Y) 7.6% 21.6%
Revenue CAGR (3Y) -4.6% 12.0%
Gross profit growth (1Y) – 24.1%
Gross profit CAGR (3Y) – 14.8%
Operating income growth (1Y) 62.7% 36.3%
Operating income CAGR (3Y) -7.1% 20.6%
Net income growth (1Y) 163.3% 33.0%
Net income CAGR (3Y) 7.4% 18.7%
EPS growth (1Y) 163.0% 34.6%
EPS CAGR (3Y) 7.9% 20.2%
Operating cash flow growth (1Y) 6.8% 21.3%
Operating cash flow CAGR (3Y) 9.8% 14.5%
Free cash flow growth (1Y) 276.7% 29.7%
Free cash flow CAGR (3Y) 33.1% 15.5%

Profitability

14 metrics
MetricDRVNFCFS
Gross margin – 50.5%
EBITDA margin 20.4% 15.9%
Operating margin 14.0% 12.8%
Pretax margin 8.3% 12.8%
Net margin 8.6% 9.4%
FCF margin 6.9% 12.9%
Operating cash flow margin 16.2% 16.3%
Return on equity 20.6% 16.8%
Return on assets 4.8% 7.2%
Return on invested capital 10.8% 8.4%
Return on capital employed 8.6% 10.5%
Asset turnover 0.6x 0.8x
Cash conversion (OCF / net income) 1.9x 1.7x
Stock comp / revenue 1.1% 0.5%

Financial Health

11 metrics
MetricDRVNFCFS
Debt / assets 47.6% 42.8%
Debt / equity 2.0x 1.0x
Net debt / EBITDA 3.8x 3.3x
Debt / FCF 12.6x 4.4x
Liabilities / assets 76.5% 57.7%
Equity / assets 23.5% 42.3%
Interest coverage 2.8x 3.8x
Current ratio 1.5x 4.9x
Quick ratio 0.9x 0.4x
Cash ratio 0.5x 0.4x
Altman Z-score 0.95 3.31

Shareholder Returns

7 metrics
MetricDRVNFCFS
Dividend yield – 1.0%
Net buyback yield – 2.3%
Shareholder yield 0.0% 3.3%
Payout ratio (earnings) – –
Payout ratio (FCF) – –
Dividend growth (1Y) – –
Dividend CAGR (3Y) – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusDRVNFCFS
Forward P/E 10.2xFY2026 14.8xFY2026
EPS, next fiscal year $1.15FY2026 $11.64FY2026
EPS growth, next FY -5.0%FY2026 +32.9%FY2026
EPS growth, the year after +30.4% +8.4%
Revenue, next fiscal year $1.93BFY2026 $4.27BFY2026
Revenue growth, next FY +3.6%FY2026 +16.8%FY2026
Revenue growth, the year after +18.9% +3.9%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersDRVNFCFS
Held by institutions 43.3% 97.2%
Institutions holding 193 500
Change in shares held, QoQ -8.5% +2.9%
Institutions buying 111 253
Institutions selling 51 166
Buyers to sellers 2.18 1.52

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

DRVNFCFS
DRVN 1.00 0.00
FCFS 0.00 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, DRVN and FCFS?

FirstCash Holdings (FCFS) is the largest by market capitalisation: Driven Brands Holdings (DRVN) $1.92B, FirstCash Holdings (FCFS) $7.67B.

Which stock is cheaper, DRVN and FCFS?

Driven Brands Holdings (DRVN) trades on the lowest price-to-earnings ratio (Driven Brands Holdings (DRVN) 11.6x, FirstCash Holdings (FCFS) 19.8x). On next year's consensus earnings, Driven Brands Holdings (DRVN) is cheapest (Driven Brands Holdings (DRVN) 10.2x, FirstCash Holdings (FCFS) 14.8x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

FirstCash Holdings (FCFS) grew revenue fastest over the trailing twelve months: Driven Brands Holdings (DRVN) +7.6%, FirstCash Holdings (FCFS) +21.6%.

Which company is more profitable?

FirstCash Holdings (FCFS) has the highest net margin (Driven Brands Holdings (DRVN) 8.6%, FirstCash Holdings (FCFS) 9.4%). On return on invested capital, Driven Brands Holdings (DRVN) leads (Driven Brands Holdings (DRVN) 10.8%, FirstCash Holdings (FCFS) 8.4%).

Which stock has performed better?

Over the past year FirstCash Holdings (FCFS) returned the most: Driven Brands Holdings (DRVN) -24.3%, FirstCash Holdings (FCFS) +11.6%. Over five years, FirstCash Holdings (FCFS) compounded fastest (Driven Brands Holdings (DRVN) -18.3%/yr, FirstCash Holdings (FCFS) +13.7%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, FirstCash Holdings (FCFS) has been the steadiest (Driven Brands Holdings (DRVN) 55.8%, FirstCash Holdings (FCFS) 36.1%). Volatility measures how widely the price swings, not the risk of the business.

Do DRVN and FCFS move together?

Their daily returns over the past year have a correlation of -0.00, a negative relationship. Holding both diversifies more than two closely linked stocks would.

Which is the better stock, DRVN and FCFS?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, FirstCash Holdings (FCFS) leads on 8. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.