CFG vs EWBC Stock Comparison

Citizens Financial and East West Bancorp Prices as of Oct 26, 2026 Peers: Industry group
EWBC East West Bancorp Inc
$131.77 +3.6% 1M +28.5% 1Y
Market cap
$18.07B
P/E
11.9x
Revenue (TTM)
—
Div. yield
–
Regional Banks Financial Services
5 wins

Head to Head

6 decided of 12

East West Bancorp leads on 5 of the 12 questions below (East West Bancorp 5, Citizens Financial 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionCFGEWBCLeader
Larger companyMarket capitalisation $27.62B $18.07B CFG
Cheaper on earningsLower P/E, profitable companies only 13.9x 11.9x EWBC
Cheaper on forward earningsLower price / next fiscal year consensus EPS 12.1x 11.5x EWBC
Faster revenue growthRevenue growth, trailing twelve months +11.0% — –
More profitableNet margin, trailing twelve months 22.7% — –
Better return on capitalReturn on invested capital 12.3% — –
Less leveragedLower net debt / EBITDA 2.4x — –
Higher dividend yieldTrailing dividend yield 0.03% 0.00% –
Better 1-year returnPrice return, last 12 months +25.3% +28.5% EWBC
Better 5-year returnAnnualised price return, 5 years +6.5%/yr +10.7%/yr EWBC
Less volatileAnnualised volatility, 1 year 25.3% 22.8% EWBC
Higher overall scoreMean of the five percentile scores vs peers 37/100 — –

Percentile Scorecard

CFGEWBC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisCFGEWBC
Valuation 27 #263 of 362 43 #206 of 362
Growth 36 #142 of 221 –
Profitability 37 #126 of 200 –
Financial Health 32 #139 of 203 –
Shareholder Returns 53 #161 of 342 35 #224 of 342
Overall 37 –
  • CFG ranked among 370 companies in Banking
  • EWBC ranked among 370 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodCFGEWBCSPY
1 month -0.3%+3.6% -0.8%
3 months -8.1%+1.4% +3.5%
6 months +0.9%+5.4% +7.0%
Year to date +11.9%+17.2% +12.2%
1 year +25.3%+28.5% +13.0%
3 years +185.8%+150.3% +86.3%
3 years, per year +41.9%+35.8% +23.1%
5 years +37.3%+66.4% +68.6%
5 years, per year +6.5%+10.7% +11.0%
10 years +143.2%+232.8% +258.0%
10 years, per year +9.3%+12.8% +13.6%

Risk

MeasureCFGEWBCSPY
Volatility, 1Y 25.3%22.8% 12.7%
Downside volatility, 1Y 25.6%23.0% 12.7%
Beta vs S&P 500, 1Y 0.870.73 1.00
Return / volatility, 1Y 1.001.25 1.02
Max drawdown, 5Y -59.4%-55.5% -25.4%
From 52-week high -12.5%-3.5% -1.8%
52-week high $74.73$136.60 $779.14
52-week low $49.71$99.52 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleCFGEWBC
P/E now vs peer median 13.9xmedian 12.1x 11.9xmedian 12.1x
P/S now vs peer median 3.2xmedian 3.4x 5.5xmedian 3.4x
EV/EBITDA now vs peer median 6.5xmedian 5.0x —median 5.0x
P/FCF now vs peer median 11.7xmedian 11.0x 9.2xmedian 11.0x
P/B now vs peer median 1.1xmedian 1.2x —median 1.2x
PEG now vs peer median 12.62median 1.36 —median 1.36

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsCFGEWBC
Revenue $8.73B –
Net income $2.13B –
Free cash flow $2.35B –
EPS (diluted) $4.65 –
Total debt $16.35B –
Shares (diluted) 426.68M 138.30M
Enterprise value $27.62B $18.07B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricCFGEWBC
P/E 13.9x 11.9x
P/FCF 11.7x 9.2x
P/Operating cash flow 11.0x –
P/S 3.2x 5.5x
P/B 1.1x –
P/Tangible book 1.1x –
EV/EBITDA 6.5x –
EV/EBIT 6.9x –
EV/Revenue 5.0x –
EV/FCF 18.7x –
EV/Operating cash flow 17.6x –
PEG (3Y EPS CAGR) 12.62 –

Growth

14 metrics
MetricCFGEWBC
Revenue growth (1Y) 11.0% –
Revenue CAGR (3Y) 0.5% –
Gross profit growth (1Y) – –
Gross profit CAGR (3Y) – –
Operating income growth (1Y) – –
Operating income CAGR (3Y) – –
Net income growth (1Y) 33.5% –
Net income CAGR (3Y) -2.3% –
EPS growth (1Y) 39.7% –
EPS CAGR (3Y) 1.1% –
Operating cash flow growth (1Y) 94.5% –
Operating cash flow CAGR (3Y) -24.1% –
Free cash flow growth (1Y) 103.4% –
Free cash flow CAGR (3Y) -24.9% –

Profitability

14 metrics
MetricCFGEWBC
Gross margin – –
EBITDA margin 78.0% –
Operating margin – –
Pretax margin 31.1% –
Net margin 22.7% –
FCF margin 27.0% –
Operating cash flow margin 28.7% –
Return on equity 8.1% –
Return on assets 0.9% –
Return on invested capital 12.3% –
Return on capital employed – –
Asset turnover 0.0x –
Cash conversion (OCF / net income) 1.2x –
Stock comp / revenue 1.5% –

Financial Health

11 metrics
MetricCFGEWBC
Debt / assets 7.0% –
Debt / equity 0.6x –
Net debt / EBITDA 2.4x –
Debt / FCF 6.9x –
Liabilities / assets 88.8% 89.5%
Equity / assets 11.2% –
Interest coverage 1.7x –
Current ratio – –
Quick ratio – –
Cash ratio – –
Altman Z-score – –

Shareholder Returns

7 metrics
MetricCFGEWBC
Dividend yield 2.8% 2.3%
Net buyback yield 2.6% –
Shareholder yield 5.5% 2.3%
Payout ratio (earnings) 36.7% –
Payout ratio (FCF) 33.1% –
Dividend growth (1Y) 4.1% –
Dividend CAGR (3Y) -2.0% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusCFGEWBC
Forward P/E 12.1xFY2026 11.5xFY2026
EPS, next fiscal year $5.42FY2026 $11.43FY2026
EPS growth, next FY +40.4%FY2026 +20.1%FY2026
EPS growth, the year after +27.1% -2.4%
Revenue, next fiscal year $8.59BFY2026 $3.02BFY2026
Revenue growth, next FY +4.1%FY2026 +2.8%FY2026
Revenue growth, the year after +11.4% +22.9%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersCFGEWBC
Held by institutions 96.7% 92.0%
Institutions holding 1,097 648
Change in shares held, QoQ +2.9% +1.4%
Institutions buying 633 352
Institutions selling 314 199
Buyers to sellers 2.02 1.77

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

CFGEWBC
CFG 1.00 0.81
EWBC 0.81 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, CFG and EWBC?

Citizens Financial (CFG) is the largest by market capitalisation: Citizens Financial (CFG) $27.62B, East West Bancorp (EWBC) $18.07B.

Which stock is cheaper, CFG and EWBC?

East West Bancorp (EWBC) trades on the lowest price-to-earnings ratio (Citizens Financial (CFG) 13.9x, East West Bancorp (EWBC) 11.9x). On next year's consensus earnings, East West Bancorp (EWBC) is cheapest (Citizens Financial (CFG) 12.1x, East West Bancorp (EWBC) 11.5x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which stock has performed better?

Over the past year East West Bancorp (EWBC) returned the most: Citizens Financial (CFG) +25.3%, East West Bancorp (EWBC) +28.5%. Over five years, East West Bancorp (EWBC) compounded fastest (Citizens Financial (CFG) +6.5%/yr, East West Bancorp (EWBC) +10.7%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Citizens Financial (CFG) 0.03%, East West Bancorp (EWBC) 0.00%. East West Bancorp (EWBC) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, East West Bancorp (EWBC) has been the steadiest (Citizens Financial (CFG) 25.3%, East West Bancorp (EWBC) 22.8%). Volatility measures how widely the price swings, not the risk of the business.

Do CFG and EWBC move together?

Their daily returns over the past year have a correlation of 0.81, a strong positive relationship. Holding both adds little diversification.

Which is the better stock, CFG and EWBC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, East West Bancorp (EWBC) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.