CCS vs PHM vs TOL Stock Comparison

Century Communities, Pultegroup and Toll Brothers Prices as of Oct 26, 2026 Peers: Industry group
CCS Century Communities, Inc.
$57.46 -8.3% 1M -9.0% 1Y
Market cap
$1.63B
P/E
12.3x
Revenue (TTM)
$3.93B
Div. yield
2.18%
Homebuilders Consumer Discretionary
2 wins
PHM Pultegroup Inc/Mi/
$121.27 +1.2% 1M +0.6% 1Y
Market cap
$22.32B
P/E
12.6x
Revenue (TTM)
$15.98B
Div. yield
0.86%
Homebuilders Consumer Discretionary
6 wins
TOL Toll Brothers, Inc.
$140.37 +2.2% 1M +1.8% 1Y
Market cap
$12.93B
P/E
11.0x
Revenue (TTM)
$10.76B
Div. yield
0.73%
Homebuilders Consumer Discretionary
4 wins

Head to Head

12 decided of 12

Pultegroup leads on 6 of the 12 questions below (Pultegroup 6, Toll Brothers 4, Century Communities 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionCCSPHMTOLLeader
Larger companyMarket capitalisation $1.63B $22.32B $12.93B PHM
Cheaper on earningsLower P/E, profitable companies only 12.3x 12.6x 11.0x TOL
Cheaper on forward earningsLower price / next fiscal year consensus EPS 11.8x 12.7x 11.5x TOL
Faster revenue growthRevenue growth, trailing twelve months -8.9% -9.3% -1.1% TOL
More profitableNet margin, trailing twelve months 3.4% 11.2% 11.1% PHM
Better return on capitalReturn on invested capital -53.1% 14.1% 9.7% PHM
Less leveragedLower net debt / EBITDA -0.5x 0.1x 1.1x CCS
Higher dividend yieldTrailing dividend yield 2.18% 0.86% 0.73% CCS
Better 1-year returnPrice return, last 12 months -9.0% +0.6% +1.8% TOL
Better 5-year returnAnnualised price return, 5 years -2.0%/yr +20.0%/yr +18.7%/yr PHM
Less volatileAnnualised volatility, 1 year 41.8% 33.2% 34.4% PHM
Higher overall scoreMean of the five percentile scores vs peers 40/100 66/100 64/100 PHM

Percentile Scorecard

CCSPHMTOL

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisCCSPHMTOL
Valuation 40 #13 of 21 45 #12 of 21 85 #4 of 21
Growth 58 #9 of 20 68 #7 of 20 90 #3 of 20
Profitability 6 #17 of 18 82 #4 of 18 71 #6 of 18
Financial Health 24 #14 of 18 88 #3 of 18 41 #11 of 18
Shareholder Returns 75 #5 of 17 44 #10 of 17 31 #12 of 17
Overall 40 66 64
  • CCS ranked among 24 companies in Homebuilding
  • PHM ranked among 24 companies in Homebuilding
  • TOL ranked among 24 companies in Homebuilding

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodCCSPHMTOLSPY
1 month -8.3%+1.2%+2.2% -0.8%
3 months -18.5%-7.1%-7.0% +3.5%
6 months -2.5%-5.5%-4.7% +7.0%
Year to date -3.2%+3.4%+3.8% +12.2%
1 year -9.0%+0.6%+1.8% +13.0%
3 years -5.6%+68.6%+104.1% +86.3%
3 years, per year -1.9%+19.0%+26.9% +23.1%
5 years -9.4%+148.8%+135.9% +68.6%
5 years, per year -2.0%+20.0%+18.7% +11.0%
10 years +181.0%+552.7%+400.1% +258.0%
10 years, per year +10.9%+20.6%+17.5% +13.6%

Risk

MeasureCCSPHMTOLSPY
Volatility, 1Y 41.8%33.2%34.4% 12.7%
Downside volatility, 1Y 37.9%30.2%29.4% 12.7%
Beta vs S&P 500, 1Y 0.930.891.26 1.00
Return / volatility, 1Y -0.220.020.05 1.02
Max drawdown, 5Y -54.7%-38.3%-46.1% -25.4%
From 52-week high -23.2%-14.9%-15.5% -1.8%
52-week high $74.84$142.56$166.12 $779.14
52-week low $48.41$109.38$124.14 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleCCSPHMTOL
P/E now vs peer median 12.3xmedian 12.7x 12.6xmedian 12.7x 11.0xmedian 12.7x
P/S now vs peer median 0.4xmedian 0.6x 1.4xmedian 0.6x 1.2xmedian 0.6x
EV/EBITDA now vs peer median -1.1xmedian 9.4x 8.2xmedian 9.4x 9.4xmedian 9.4x
P/FCF now vs peer median 46.6xmedian 16.0x 17.2xmedian 16.0x 11.9xmedian 16.0x
P/B now vs peer median 0.6xmedian 1.1x 1.7xmedian 1.1x 1.5xmedian 1.1x
PEG now vs peer median -0.58median 1.06 -1.42median 1.06 -3.18median 1.06

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsCCSPHMTOL
Revenue $3.93B $15.98B $10.76B
Gross profit -$2.43B $4.21B $2.55B
Operating income -$2.92B $2.66B $1.49B
Net income $133.92M $1.80B $1.20B
Free cash flow $35.03M $1.30B $1.09B
EPS (diluted) $4.67 $9.56 $12.69
Cash & equivalents $92.33M $1.41B $1.06B
Total debt $1.68B $1.81B $2.77B
Shares (diluted) 28.65M 187.84M 94.45M
Enterprise value $1.22B $15.69B $8.32B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricCCSPHMTOL
P/E 12.3x 12.6x 11.0x
P/FCF 46.6x 17.2x 11.9x
P/Operating cash flow 23.9x 15.9x 10.9x
P/S 0.4x 1.4x 1.2x
P/B 0.6x 1.7x 1.5x
P/Tangible book 0.6x 1.7x 1.5x
EV/EBITDA -1.1x 8.2x 9.4x
EV/EBIT -1.1x 8.6x 9.8x
EV/Revenue 0.8x 1.4x 1.4x
EV/FCF 92.1x 17.5x 13.4x
EV/Operating cash flow 47.2x 16.1x 12.3x
PEG (3Y EPS CAGR) -0.58 -1.42 -3.18

Growth

14 metrics
MetricCCSPHMTOL
Revenue growth (1Y) -8.9% -9.3% -1.1%
Revenue CAGR (3Y) 0.1% -1.8% 0.2%
Gross profit growth (1Y) 3.4% -16.2% -8.3%
Gross profit CAGR (3Y) -3.1% -6.5% -3.0%
Operating income growth (1Y) 3.7% -27.0% -15.8%
Operating income CAGR (3Y) -3.6% -11.2% -7.1%
Net income growth (1Y) -48.5% -31.7% -12.9%
Net income CAGR (3Y) -24.3% -13.5% -8.6%
EPS growth (1Y) -44.8% -28.0% -8.5%
EPS CAGR (3Y) -21.3% -8.8% -3.5%
Operating cash flow growth (1Y) -56.4% -15.6% 19.8%
Operating cash flow CAGR (3Y) -50.1% -21.2% -14.5%
Free cash flow growth (1Y) -73.3% -16.3% 18.7%
Free cash flow CAGR (3Y) -59.6% -22.5% -16.0%

Profitability

14 metrics
MetricCCSPHMTOL
Gross margin -61.7% 26.3% 23.7%
EBITDA margin -73.8% 17.3% 14.5%
Operating margin -74.4% 16.6% 13.8%
Pretax margin 4.5% 16.6% 13.8%
Net margin 3.4% 11.2% 11.1%
FCF margin 0.9% 8.1% 10.1%
Operating cash flow margin 1.7% 8.8% 11.1%
Return on equity 5.2% 16.1% 12.9%
Return on assets 2.9% 11.4% 7.5%
Return on invested capital -53.1% 14.1% 9.7%
Return on capital employed – – –
Asset turnover 0.9x 0.9x 0.7x
Cash conversion (OCF / net income) 0.5x 0.8x 1.0x
Stock comp / revenue 0.5% 0.4% 0.3%

Financial Health

11 metrics
MetricCCSPHMTOL
Debt / assets 35.9% 9.8% 18.8%
Debt / equity 0.7x 0.1x 0.3x
Net debt / EBITDA -0.5x 0.1x 1.1x
Debt / FCF 48.1x 1.4x 2.5x
Liabilities / assets 45.3% 29.2% 41.8%
Equity / assets 54.7% 70.8% 58.2%
Interest coverage – – –
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricCCSPHMTOL
Dividend yield 2.2% 0.9% 0.7%
Net buyback yield 6.1% 6.0% 5.3%
Shareholder yield 8.3% 6.8% 6.0%
Payout ratio (earnings) 26.5% – –
Payout ratio (FCF) 101.4% – –
Dividend growth (1Y) 4.5% – –
Dividend CAGR (3Y) 8.8% – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusCCSPHMTOL
Forward P/E 11.8xFY2026 12.7xFY2026 11.5xFY2026
EPS, next fiscal year $4.86FY2026 $9.52FY2026 $12.20FY2026
EPS growth, next FY -18.9%FY2026 -14.4%FY2026 -9.6%FY2026
EPS growth, the year after -4.7% +8.4% +14.7%
Revenue, next fiscal year $4.02BFY2026 $16.75BFY2026 $10.28BFY2026
Revenue growth, next FY -2.5%FY2026 -3.2%FY2026 -6.3%FY2026
Revenue growth, the year after -8.4% +6.0% -0.4%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersCCSPHMTOL
Held by institutions 91.9% 94.3% 90.9%
Institutions holding 263 1,042 802
Change in shares held, QoQ +1.3% +1.7% +3.7%
Institutions buying 117 485 436
Institutions selling 109 403 214
Buyers to sellers 1.07 1.20 2.04

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

CCSPHMTOL
CCS 1.00 0.80 0.76
PHM 0.80 1.00 0.89
TOL 0.76 0.89 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, CCS, PHM and TOL?

Pultegroup (PHM) is the largest by market capitalisation: Century Communities (CCS) $1.63B, Pultegroup (PHM) $22.32B, Toll Brothers (TOL) $12.93B.

Which stock is cheaper, CCS, PHM and TOL?

Toll Brothers (TOL) trades on the lowest price-to-earnings ratio (Century Communities (CCS) 12.3x, Pultegroup (PHM) 12.6x, Toll Brothers (TOL) 11.0x). On next year's consensus earnings, Toll Brothers (TOL) is cheapest (Century Communities (CCS) 11.8x, Pultegroup (PHM) 12.7x, Toll Brothers (TOL) 11.5x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Toll Brothers (TOL) grew revenue fastest over the trailing twelve months: Century Communities (CCS) -8.9%, Pultegroup (PHM) -9.3%, Toll Brothers (TOL) -1.1%.

Which company is more profitable?

Pultegroup (PHM) has the highest net margin (Century Communities (CCS) 3.4%, Pultegroup (PHM) 11.2%, Toll Brothers (TOL) 11.1%). On return on invested capital, Pultegroup (PHM) leads (Century Communities (CCS) -53.1%, Pultegroup (PHM) 14.1%, Toll Brothers (TOL) 9.7%).

Which stock has performed better?

Over the past year Toll Brothers (TOL) returned the most: Century Communities (CCS) -9.0%, Pultegroup (PHM) +0.6%, Toll Brothers (TOL) +1.8%. Over five years, Pultegroup (PHM) compounded fastest (Century Communities (CCS) -2.0%/yr, Pultegroup (PHM) +20.0%/yr, Toll Brothers (TOL) +18.7%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Century Communities (CCS) has the highest dividend yield: Century Communities (CCS) 2.18%, Pultegroup (PHM) 0.86%, Toll Brothers (TOL) 0.73%.

Which stock is riskier?

By one-year price volatility, Pultegroup (PHM) has been the steadiest (Century Communities (CCS) 41.8%, Pultegroup (PHM) 33.2%, Toll Brothers (TOL) 34.4%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, CCS, PHM and TOL?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Pultegroup (PHM) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.