CBSH vs FITB Stock Comparison

Commerce Bancshares and Fifth Third Bancorp Prices as of Oct 26, 2026 Peers: Industry group
FITB Fifth Third Bancorp
$53.12 +2.0% 1M +24.6% 1Y
Market cap
$48.88B
P/E
18.4x
Revenue (TTM)
$10.16B
Div. yield
–
Regional Banks Financial Services
5 wins

Head to Head

10 decided of 12

Fifth Third Bancorp leads on 5 of the 12 questions below (Fifth Third Bancorp 5, Commerce Bancshares 5). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionCBSHFITBLeader
Larger companyMarket capitalisation $16.12B $48.88B FITB
Cheaper on earningsLower P/E, profitable companies only 27.6x 18.4x FITB
Cheaper on forward earningsLower price / next fiscal year consensus EPS 12.3x 16.9x CBSH
Faster revenue growthRevenue growth, trailing twelve months +8.6% +17.1% FITB
More profitableNet margin, trailing twelve months 31.3% 26.2% CBSH
Better return on capitalReturn on invested capital 20.2% 12.9% CBSH
Less leveragedLower net debt / EBITDA 0.0x — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months +10.2% +24.6% FITB
Better 5-year returnAnnualised price return, 5 years -0.4%/yr +4.2%/yr FITB
Less volatileAnnualised volatility, 1 year 18.5% 24.9% CBSH
Higher overall scoreMean of the five percentile scores vs peers 65/100 40/100 CBSH

Percentile Scorecard

CBSHFITB

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisCBSHFITB
Valuation 3 #352 of 362 13 #317 of 362
Growth 66 #76 of 221 25 #167 of 221
Profitability 96 #10 of 200 45 #110 of 200
Financial Health 97 #8 of 203 47 #109 of 203
Shareholder Returns 64 #125 of 342 73 #92 of 342
Overall 65 40
  • CBSH ranked among 370 companies in Banking
  • FITB ranked among 370 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodCBSHFITBSPY
1 month -1.1%+2.0% -0.8%
3 months -5.4%-6.8% +3.5%
6 months +9.4%+5.5% +7.0%
Year to date +6.6%+13.5% +12.2%
1 year +10.2%+24.6% +13.0%
3 years +48.0%+132.1% +86.3%
3 years, per year +14.0%+32.4% +23.1%
5 years -2.2%+22.8% +68.6%
5 years, per year -0.4%+4.2% +11.0%
10 years +49.7%+145.1% +258.0%
10 years, per year +4.1%+9.4% +13.6%

Risk

MeasureCBSHFITBSPY
Volatility, 1Y 18.5%24.9% 12.7%
Downside volatility, 1Y 19.4%24.7% 12.7%
Beta vs S&P 500, 1Y 0.220.70 1.00
Return / volatility, 1Y 0.550.99 1.02
Max drawdown, 5Y -42.1%-54.6% -25.4%
From 52-week high -7.5%-10.5% -1.8%
52-week high $60.33$59.36 $779.14
52-week low $47.49$41.12 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleCBSHFITB
P/E now vs peer median 27.6xmedian 12.1x 18.2xmedian 12.1x
P/S now vs peer median 8.6xmedian 3.4x 4.7xmedian 3.4x
EV/EBITDA now vs peer median 13.3xmedian 5.0x —median 5.0x
P/FCF now vs peer median 13.3xmedian 11.0x —median 11.0x
P/B now vs peer median 3.7xmedian 1.2x 1.4xmedian 1.2x
PEG now vs peer median 5.53median 1.36 -2.87median 1.36

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsCBSHFITB
Revenue $1.86B $10.16B
Net income $590.84M $2.81B
Free cash flow $1.21B –
EPS (diluted) $4.04 $2.91
Cash & equivalents – $4.37B
Total debt $26.29M $22.27B
Shares (diluted) 144.31M 916.00M
Enterprise value $15.91B -$33.35B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricCBSHFITB
P/E 27.6x 18.2x
P/FCF 13.3x –
P/Operating cash flow 12.8x –
P/S 8.6x 4.7x
P/B 3.7x 1.4x
P/Tangible book 3.8x 1.5x
EV/EBITDA 13.3x –
EV/EBIT 14.2x 6.1x
EV/Revenue 8.6x 4.6x
EV/FCF 13.2x –
EV/Operating cash flow 12.7x –
PEG (3Y EPS CAGR) 5.53 -2.87

Growth

14 metrics
MetricCBSHFITB
Revenue growth (1Y) 8.6% 17.1%
Revenue CAGR (3Y) 6.1% 4.6%
Gross profit growth (1Y) – –
Gross profit CAGR (3Y) – –
Operating income growth (1Y) – –
Operating income CAGR (3Y) – –
Net income growth (1Y) 5.0% 20.2%
Net income CAGR (3Y) 5.0% 3.3%
EPS growth (1Y) 0.9% -10.3%
EPS CAGR (3Y) 5.0% -6.3%
Operating cash flow growth (1Y) 131.6% –
Operating cash flow CAGR (3Y) 36.7% –
Free cash flow growth (1Y) 145.2% –
Free cash flow CAGR (3Y) 44.0% –

Profitability

14 metrics
MetricCBSHFITB
Gross margin – –
EBITDA margin 64.6% –
Operating margin – –
Pretax margin 40.7% 35.4%
Net margin 31.3% 26.2%
FCF margin 65.1% –
Operating cash flow margin 67.7% –
Return on equity 13.6% 10.0%
Return on assets 1.7% 1.1%
Return on invested capital 20.2% 12.9%
Return on capital employed – –
Asset turnover 0.1x 0.0x
Cash conversion (OCF / net income) 2.1x –
Stock comp / revenue 1.1% –

Financial Health

11 metrics
MetricCBSHFITB
Debt / assets 0.1% 7.4%
Debt / equity 0.0x 0.6x
Net debt / EBITDA 0.0x –
Debt / FCF 0.0x –
Liabilities / assets 87.6% 88.5%
Equity / assets 12.4% 11.5%
Interest coverage 3.0x 1.9x
Current ratio – –
Quick ratio – –
Cash ratio – –
Altman Z-score – –

Shareholder Returns

7 metrics
MetricCBSHFITB
Dividend yield 2.0% 3.0%
Net buyback yield 2.1% –
Shareholder yield 4.1% 3.0%
Payout ratio (earnings) – –
Payout ratio (FCF) – –
Dividend growth (1Y) – –
Dividend CAGR (3Y) – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusCBSHFITB
Forward P/E 12.3xFY2026 16.9xFY2026
EPS, next fiscal year $4.53FY2026 $3.15FY2026
EPS growth, next FY +12.1%FY2026 -10.8%FY2026
EPS growth, the year after -3.3% +61.3%
Revenue, next fiscal year $2.10BFY2026 $12.18BFY2026
Revenue growth, next FY +19.4%FY2026 +34.7%FY2026
Revenue growth, the year after -4.6% +23.3%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersCBSHFITB
Held by institutions 37.7% 90.8%
Institutions holding 507 1,303
Change in shares held, QoQ +4.8% +3.9%
Institutions buying 266 691
Institutions selling 144 406
Buyers to sellers 1.85 1.70

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

CBSHFITB
CBSH 1.00 0.75
FITB 0.75 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, CBSH and FITB?

Fifth Third Bancorp (FITB) is the largest by market capitalisation: Commerce Bancshares (CBSH) $16.12B, Fifth Third Bancorp (FITB) $48.88B.

Which stock is cheaper, CBSH and FITB?

Fifth Third Bancorp (FITB) trades on the lowest price-to-earnings ratio (Commerce Bancshares (CBSH) 27.6x, Fifth Third Bancorp (FITB) 18.4x). On next year's consensus earnings, Commerce Bancshares (CBSH) is cheapest (Commerce Bancshares (CBSH) 12.3x, Fifth Third Bancorp (FITB) 16.9x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Fifth Third Bancorp (FITB) grew revenue fastest over the trailing twelve months: Commerce Bancshares (CBSH) +8.6%, Fifth Third Bancorp (FITB) +17.1%.

Which company is more profitable?

Commerce Bancshares (CBSH) has the highest net margin (Commerce Bancshares (CBSH) 31.3%, Fifth Third Bancorp (FITB) 26.2%). On return on invested capital, Commerce Bancshares (CBSH) leads (Commerce Bancshares (CBSH) 20.2%, Fifth Third Bancorp (FITB) 12.9%).

Which stock has performed better?

Over the past year Fifth Third Bancorp (FITB) returned the most: Commerce Bancshares (CBSH) +10.2%, Fifth Third Bancorp (FITB) +24.6%. Over five years, Fifth Third Bancorp (FITB) compounded fastest (Commerce Bancshares (CBSH) -0.4%/yr, Fifth Third Bancorp (FITB) +4.2%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Commerce Bancshares (CBSH) has been the steadiest (Commerce Bancshares (CBSH) 18.5%, Fifth Third Bancorp (FITB) 24.9%). Volatility measures how widely the price swings, not the risk of the business.

Do CBSH and FITB move together?

Their daily returns over the past year have a correlation of 0.75, a strong positive relationship. Holding both adds little diversification.

Which is the better stock, CBSH and FITB?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Fifth Third Bancorp (FITB) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.