BL vs INTU vs TRU Stock Comparison

Blackline, Intuit and TransUnion Prices as of Oct 27, 2026 Peers: Industry group
BL Blackline, Inc.
$34.09 +21.8% 1M -37.5% 1Y
Market cap
$1.99B
P/E
81.8x
Revenue (TTM)
$732.45M
Div. yield
–
Accounting Software Technology
1 win
INTU Intuit Inc.
$328.45 +19.1% 1M -51.9% 1Y
Market cap
$88.15B
P/E
19.9x
Revenue (TTM)
$21.45B
Div. yield
1.52%
Accounting Software Technology
7 wins
TRU TransUnion
$75.40 +9.0% 1M -11.7% 1Y
Market cap
$14.38B
P/E
18.1x
Revenue (TTM)
$5.04B
Div. yield
0.67%
Credit Bureaus Financial Services
4 wins

Head to Head

12 decided of 12

Intuit leads on 7 of the 12 questions below (Intuit 7, TransUnion 4, Blackline 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionBLINTUTRULeader
Larger companyMarket capitalisation $1.99B $88.15B $14.38B INTU
Cheaper on earningsLower P/E, profitable companies only 81.8x 19.9x 18.1x TRU
Cheaper on forward earningsLower price / next fiscal year consensus EPS 14.3x 15.2x 14.6x BL
Faster revenue growthRevenue growth, trailing twelve months +8.6% +13.9% +13.4% INTU
More profitableNet margin, trailing twelve months 3.3% 21.3% 15.8% INTU
Better return on capitalReturn on invested capital 6.0% 16.7% 7.7% INTU
Less leveragedLower net debt / EBITDA — 0.1x 2.9x INTU
Higher dividend yieldTrailing dividend yield 0.00% 1.52% 0.67% INTU
Better 1-year returnPrice return, last 12 months -37.5% -51.9% -11.7% TRU
Better 5-year returnAnnualised price return, 5 years -22.8%/yr -11.8%/yr -8.0%/yr TRU
Less volatileAnnualised volatility, 1 year 54.2% 52.5% 43.2% TRU
Higher overall scoreMean of the five percentile scores vs peers 65/100 74/100 65/100 INTU

Percentile Scorecard

BLINTUTRU

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisBLINTUTRU
Valuation 75 #26 of 101 83 #18 of 101 44 #524 of 940
Growth 44 #55 of 97 69 #31 of 97 91 #61 of 655
Profitability 66 #33 of 94 94 #7 of 94 67 #209 of 633
Financial Health 57 #47 of 108 69 #34 of 108 56 #312 of 714
Shareholder Returns 86 #10 of 64 57 #28 of 64 69 #222 of 709
Overall 65 74 65
  • BL ranked among 114 companies in Business Applications
  • INTU ranked among 114 companies in Business Applications
  • TRU ranked among 1,003 companies in Financial Services

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodBLINTUTRUSPY
1 month +21.8%+19.1%+9.0% -0.2%
3 months +6.7%+4.9%-10.0% +3.9%
6 months +7.6%-18.0%+7.6% +8.2%
Year to date -38.3%-50.4%-12.1% +12.9%
1 year -37.5%-51.9%-11.7% +12.3%
3 years -30.4%-31.5%+72.9% +87.4%
3 years, per year -11.4%-11.9%+20.0% +23.3%
5 years -72.6%-46.6%-34.2% +67.9%
5 years, per year -22.8%-11.8%-8.0% +10.9%
10 years —+206.1%+141.3% +261.1%
10 years, per year —+11.8%+9.2% +13.7%

Risk

MeasureBLINTUTRUSPY
Volatility, 1Y 54.2%52.5%43.2% 12.7%
Downside volatility, 1Y 57.2%58.5%43.7% 12.7%
Beta vs S&P 500, 1Y 0.550.200.85 1.00
Return / volatility, 1Y -0.69-0.99-0.27 0.97
Max drawdown, 5Y -80.8%-68.4%-63.7% -25.4%
From 52-week high -42.1%-51.9%-14.3% -1.2%
52-week high $58.83$683.39$87.97 $779.14
52-week low $25.23$255.07$61.15 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleBLINTUTRU
P/E now vs peer median 81.8xmedian 28.3x 19.9xmedian 28.3x 18.1xmedian 13.0x
P/S now vs peer median 2.7xmedian 2.8x 4.1xmedian 2.8x 2.9xmedian 3.2x
EV/EBITDA now vs peer median 17.6xmedian 17.3x 13.2xmedian 17.3x 11.9xmedian 7.4x
P/FCF now vs peer median 11.3xmedian 15.8x 10.2xmedian 15.8x 15.8xmedian 10.8x
P/B now vs peer median 6.3xmedian 3.2x 4.6xmedian 3.2x 2.9xmedian 1.2x
PEG now vs peer median 3.11median 0.85 0.79median 0.85 0.20median 0.87

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsBLINTUTRU
Revenue $732.45M $21.45B $5.04B
Gross profit $553.46M $17.37B –
Operating income $31.66M $5.88B $973.60M
Net income $39.20M $4.57B $812.20M
Free cash flow $176.58M $8.66B $910.10M
R&D $117.37M $3.38B –
EPS (diluted) $0.36 $16.48 $4.14
Cash & equivalents $242.90M $4.71B $883.10M
Total debt – $7.67B $5.46B
Shares (diluted) 68.56M 277.00M 192.60M
Enterprise value -$620.86M $67.50B $11.22B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricBLINTUTRU
P/E 81.8x 19.9x 18.1x
P/FCF 11.3x 10.2x 15.8x
P/Operating cash flow 10.9x 10.0x 11.9x
P/S 2.7x 4.1x 2.9x
P/B 6.3x 4.6x 2.9x
P/Tangible book 7.3x 6.1x 9.1x
EV/EBITDA 17.6x 13.2x 11.9x
EV/EBIT 46.2x 15.1x 19.5x
EV/Revenue 2.0x 4.1x 3.8x
EV/FCF 8.3x 10.2x 20.8x
EV/Operating cash flow 8.0x 10.0x 15.7x
PEG (3Y EPS CAGR) 3.11 0.79 0.20

Growth

14 metrics
MetricBLINTUTRU
Revenue growth (1Y) 8.6% 13.9% 13.4%
Revenue CAGR (3Y) 9.5% 14.3% 10.1%
Gross profit growth (1Y) 8.9% 14.7% –
Gross profit CAGR (3Y) 9.7% 15.1% –
Operating income growth (1Y) 23.2% 19.5% 18.0%
Operating income CAGR (3Y) 59.2% 23.3% 66.5%
Net income growth (1Y) -58.6% 18.0% 86.3%
Net income CAGR (3Y) 61.4% 24.2% 93.7%
EPS growth (1Y) -74.3% 20.6% 94.3%
EPS CAGR (3Y) 26.3% 25.1% 89.7%
Operating cash flow growth (1Y) 1.7% 42.4% 31.0%
Operating cash flow CAGR (3Y) 23.1% 20.5% 21.5%
Free cash flow growth (1Y) 3.4% 41.5% 58.1%
Free cash flow CAGR (3Y) 24.8% 21.4% 36.9%

Profitability

14 metrics
MetricBLINTUTRU
Gross margin 75.6% 81.0% –
EBITDA margin 11.3% 31.4% 31.7%
Operating margin 4.3% 27.4% 19.3%
Pretax margin 6.5% 28.1% 19.5%
Net margin 3.3% 21.3% 15.8%
FCF margin 24.1% 40.4% 18.1%
Operating cash flow margin 24.8% 41.2% 24.0%
Return on equity 8.9% 23.0% 16.2%
Return on assets 1.9% 12.0% 6.7%
Return on invested capital 6.0% 16.7% 7.7%
Return on capital employed 3.1% 21.1% 8.8%
Asset turnover 0.5x 0.6x 0.4x
Cash conversion (OCF / net income) 4.6x 1.9x 1.5x
Stock comp / revenue 13.7% 9.6% 3.0%

Financial Health

11 metrics
MetricBLINTUTRU
Debt / assets – 20.8% 45.1%
Debt / equity – 0.4x 1.1x
Net debt / EBITDA – 0.1x 2.9x
Debt / FCF – 0.9x 6.0x
Liabilities / assets 78.5% 48.4% 58.6%
Equity / assets 21.5% 51.6% 41.4%
Interest coverage 3.2x 23.0x 3.8x
Current ratio 1.7x 1.5x 2.0x
Quick ratio 1.7x 0.8x 1.8x
Cash ratio 1.2x 0.7x 0.8x
Altman Z-score 1.85 4.98 2.40

Shareholder Returns

7 metrics
MetricBLINTUTRU
Dividend yield – 1.5% 0.7%
Net buyback yield 11.3% 5.9% 2.6%
Shareholder yield 11.3% 7.5% 3.3%
Payout ratio (earnings) – – 11.9%
Payout ratio (FCF) – – 10.6%
Dividend growth (1Y) – – 8.2%
Dividend CAGR (3Y) – – 5.7%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusBLINTUTRU
Forward P/E 14.3xFY2026 15.2xFY2027 14.6xFY2026
EPS, next fiscal year $2.39FY2026 $21.63FY2027 $5.16FY2026
EPS growth, next FY +12.2%FY2026 +28.4%FY2027 +20.0%FY2026
EPS growth, the year after +18.4% +14.7% +8.5%
Revenue, next fiscal year $716.51MFY2026 $24.07BFY2027 $4.91BFY2026
Revenue growth, next FY +2.3%FY2026 +12.2%FY2027 +7.2%FY2026
Revenue growth, the year after +24.0% +9.3% +17.1%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersBLINTUTRU
Held by institutions 100.0% 91.0% 100.0%
Institutions holding 249 1,748 524
Change in shares held, QoQ -5.2% +7.2% +0.0%
Institutions buying 119 802 242
Institutions selling 91 792 211
Buyers to sellers 1.31 1.01 1.15

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

BLINTUTRU
BL 1.00 0.62 0.47
INTU 0.62 1.00 0.48
TRU 0.47 0.48 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, BL, INTU and TRU?

Intuit (INTU) is the largest by market capitalisation: Blackline (BL) $1.99B, Intuit (INTU) $88.15B, TransUnion (TRU) $14.38B.

Which stock is cheaper, BL, INTU and TRU?

TransUnion (TRU) trades on the lowest price-to-earnings ratio (Blackline (BL) 81.8x, Intuit (INTU) 19.9x, TransUnion (TRU) 18.1x). On next year's consensus earnings, Blackline (BL) is cheapest (Blackline (BL) 14.3x, Intuit (INTU) 15.2x, TransUnion (TRU) 14.6x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Intuit (INTU) grew revenue fastest over the trailing twelve months: Blackline (BL) +8.6%, Intuit (INTU) +13.9%, TransUnion (TRU) +13.4%.

Which company is more profitable?

Intuit (INTU) has the highest net margin (Blackline (BL) 3.3%, Intuit (INTU) 21.3%, TransUnion (TRU) 15.8%). On return on invested capital, Intuit (INTU) leads (Blackline (BL) 6.0%, Intuit (INTU) 16.7%, TransUnion (TRU) 7.7%).

Which stock has performed better?

Over the past year TransUnion (TRU) returned the most: Blackline (BL) -37.5%, Intuit (INTU) -51.9%, TransUnion (TRU) -11.7%. Over five years, TransUnion (TRU) compounded fastest (Blackline (BL) -22.8%/yr, Intuit (INTU) -11.8%/yr, TransUnion (TRU) -8.0%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Intuit (INTU) has the highest dividend yield: Blackline (BL) 0.00%, Intuit (INTU) 1.52%, TransUnion (TRU) 0.67%. Blackline (BL) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, TransUnion (TRU) has been the steadiest (Blackline (BL) 54.2%, Intuit (INTU) 52.5%, TransUnion (TRU) 43.2%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, BL, INTU and TRU?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Intuit (INTU) leads on 7. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.