BAC vs JPM vs TD Stock Comparison

Bank Of America, Jpmorgan Chase and Toronto Dominion Bank Prices as of Oct 23, 2026 Peers: Industry group
BAC Bank Of America Corp /De/
$50.57 -9.7% 1M -2.3% 1Y
Market cap
$361.10B
P/E
11.2x
Revenue (TTM)
$121.10B
Div. yield
0.03%
Money Center Banks Financial Services
5 wins
JPM Jpmorgan Chase & Co
$331.54 -1.8% 1M +12.6% 1Y
Market cap
$898.55B
P/E
14.1x
Revenue (TTM)
$199.41B
Div. yield
–
Money Center Banks Financial Services
5 wins
TD Toronto Dominion Bank
$124.61 +4.3% 1M +54.0% 1Y
Market cap
$216.31B
P/E
19.2x
Revenue (TTM)
$46.75B
Div. yield
0.03%
Money Center Banks Financial Services
2 wins

Head to Head

12 decided of 12

Jpmorgan Chase leads on 5 of the 12 questions below (Jpmorgan Chase 5, Bank Of America 5, Toronto Dominion Bank 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionBACJPMTDLeader
Larger companyMarket capitalisation $361.10B $898.55B $216.31B JPM
Cheaper on earningsLower P/E, profitable companies only 11.2x 14.1x 19.2x BAC
Cheaper on forward earningsLower price / next fiscal year consensus EPS 11.1x 13.7x 18.5x BAC
Faster revenue growthRevenue growth, trailing twelve months +9.7% +13.5% -3.6% JPM
More profitableNet margin, trailing twelve months 26.5% 31.9% 24.1% JPM
Better return on capitalReturn on invested capital 13.1% 15.8% — JPM
Less leveragedLower net debt / EBITDA -1.6x 2.8x — BAC
Higher dividend yieldTrailing dividend yield 0.03% 0.00% 0.03% BAC
Better 1-year returnPrice return, last 12 months -2.3% +12.6% +54.0% TD
Better 5-year returnAnnualised price return, 5 years +1.2%/yr +14.1%/yr +11.6%/yr JPM
Less volatileAnnualised volatility, 1 year 21.9% 22.2% 18.2% TD
Higher overall scoreMean of the five percentile scores vs peers 69/100 33/100 21/100 BAC

Percentile Scorecard

BACJPMTD

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisBACJPMTD
Valuation 96 #16 of 361 2 #353 of 361 14 #310 of 361
Growth 80 #69 of 344 27 #251 of 344 33 #230 of 344
Profitability 71 #102 of 348 55 #156 of 348 6 #326 of 348
Financial Health 20 #271 of 340 9 #311 of 340 1 #337 of 340
Shareholder Returns 77 #82 of 352 74 #93 of 352 48 #184 of 352
Overall 69 33 21
  • BAC ranked among 370 companies in Banking
  • JPM ranked among 370 companies in Banking
  • TD ranked among 370 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodBACJPMTDSPY
1 month -9.7%-1.8%+4.3% -1.0%
3 months -18.5%-6.1%+4.0% +2.9%
6 months -2.8%+7.5%+18.6% +6.4%
Year to date -8.1%+2.9%+32.3% +11.4%
1 year -2.3%+12.6%+54.0% +13.1%
3 years +98.5%+134.9%+122.8% +79.4%
3 years, per year +25.7%+32.9%+30.6% +21.5%
5 years +6.3%+93.0%+72.9% +67.7%
5 years, per year +1.2%+14.1%+11.6% +10.9%
10 years +203.4%+384.1%+176.7% +255.2%
10 years, per year +11.7%+17.1%+10.7% +13.5%

Risk

MeasureBACJPMTDSPY
Volatility, 1Y 21.9%22.2%18.2% 12.7%
Downside volatility, 1Y 25.7%23.8%19.0% 12.7%
Beta vs S&P 500, 1Y 0.730.740.75 1.00
Return / volatility, 1Y -0.100.572.96 1.03
Max drawdown, 5Y -49.0%-40.5%-39.3% -25.4%
From 52-week high -22.0%-9.2%-0.4% -2.5%
52-week high $64.82$365.23$125.08 $779.14
52-week low $46.72$282.84$80.43 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleBACJPMTD
P/E now vs peer median 11.3xmedian 12.5x 14.0xmedian 12.5x 19.1xmedian 12.5x
P/S now vs peer median 2.9xmedian 3.5x 4.4xmedian 3.5x 4.5xmedian 3.5x
EV/EBITDA now vs peer median 1.4xmedian 4.8x 7.4xmedian 4.8x 9.8xmedian 4.8x
P/FCF now vs peer median 3.7xmedian 11.4x -5.4xmedian 11.4x 37.9xmedian 11.4x
P/B now vs peer median 1.2xmedian 1.2x 2.4xmedian 1.2x 2.3xmedian 1.2x
PEG now vs peer median 1.40median 1.48 0.95median 1.48 4.53median 1.48

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsBACJPMTD
Revenue $121.10B $199.41B $46.75B
Operating income – – $3.46B
Net income $33.66B $65.07B $11.69B
Free cash flow $94.74B -$162.53B $5.55B
EPS (diluted) $4.41 $23.62 $6.52
Cash & equivalents $229.75B – $4.86B
Total debt $399.84B $532.95B –
Shares (diluted) 7.29B 2.69B 1.73B
Enterprise value -$2.01T $898.55B -$459.56B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricBACJPMTD
P/E 11.3x 14.0x 19.1x
P/FCF 3.7x -5.4x 37.9x
P/Operating cash flow 3.7x -5.4x 37.9x
P/S 2.9x 4.4x 4.5x
P/B 1.2x 2.4x 2.3x
P/Tangible book 1.2x 2.4x 2.4x
EV/EBITDA 1.4x 7.4x 9.8x
EV/EBIT 1.4x 7.8x 14.4x
EV/Revenue 1.4x 7.1x 1.1x
EV/FCF 1.8x -8.7x 9.0x
EV/Operating cash flow 1.8x -8.7x 9.0x
PEG (3Y EPS CAGR) 1.40 0.95 4.53

Growth

14 metrics
MetricBACJPMTD
Revenue growth (1Y) 9.7% 13.5% -3.6%
Revenue CAGR (3Y) 6.4% 10.7% 5.7%
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – – 17.4%
Operating income CAGR (3Y) – – 47.6%
Net income growth (1Y) 20.5% 15.1% -21.4%
Net income CAGR (3Y) 4.2% 10.8% 2.7%
EPS growth (1Y) 27.5% 19.6% -20.7%
EPS CAGR (3Y) 8.0% 14.8% 4.2%
Operating cash flow growth (1Y) 517.8% -9.4% -64.0%
Operating cash flow CAGR (3Y) 28.5% -159.0% 28.0%
Free cash flow growth (1Y) 517.8% -9.4% -64.0%
Free cash flow CAGR (3Y) 28.5% -159.0% 28.0%

Profitability

14 metrics
MetricBACJPMTD
Gross margin – – –
EBITDA margin 99.4% 96.0% 10.9%
Operating margin – – 7.4%
Pretax margin 36.2% 42.1% -66.0%
Net margin 26.5% 31.9% 24.1%
FCF margin 78.2% -81.5% 11.9%
Operating cash flow margin 78.2% -81.5% 11.9%
Return on equity 11.2% 17.6% 12.9%
Return on assets 1.0% 1.3% 0.8%
Return on invested capital 13.1% 15.8% –
Return on capital employed – – –
Asset turnover 0.0x 0.0x 0.0x
Cash conversion (OCF / net income) 2.8x -2.5x 0.5x
Stock comp / revenue 3.4% – –

Financial Health

11 metrics
MetricBACJPMTD
Debt / assets 11.4% 10.6% –
Debt / equity 1.3x 1.4x –
Net debt / EBITDA -1.6x 2.8x –
Debt / FCF 4.2x -3.3x –
Liabilities / assets 91.4% 92.5% 94.0%
Equity / assets 8.6% 7.5% 6.0%
Interest coverage 1.6x 1.9x 0.1x
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricBACJPMTD
Dividend yield 2.3% 1.9% 3.5%
Net buyback yield 6.6% 3.5% 2.4%
Shareholder yield 8.9% 5.3% 5.9%
Payout ratio (earnings) 29.0% – 48.3%
Payout ratio (FCF) 10.3% – 101.8%
Dividend growth (1Y) 2.6% – 4.6%
Dividend CAGR (3Y) 3.5% – 6.8%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusBACJPMTD
Forward P/E 11.1xFY2026 13.7xFY2026 18.5xFY2026
EPS, next fiscal year $4.57FY2026 $24.21FY2026 $6.74FY2026
EPS growth, next FY +19.9%FY2026 +20.9%FY2026 +12.9%FY2026
EPS growth, the year after +19.0% +2.5% +9.5%
Revenue, next fiscal year $127.89BFY2026 $213.97BFY2026 $45.11BFY2026
Revenue growth, next FY +13.1%FY2026 +17.3%FY2026 +13.5%FY2026
Revenue growth, the year after -2.5% -2.6% +3.1%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersBACJPMTD
Held by institutions 75.0% 73.0% 45.9%
Institutions holding 3,612 5,081 900
Change in shares held, QoQ +0.7% +1.1% -1.2%
Institutions buying 1,825 2,486 385
Institutions selling 1,342 2,060 304
Buyers to sellers 1.36 1.21 1.27

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

BACJPMTD
BAC 1.00 0.74 0.51
JPM 0.74 1.00 0.51
TD 0.51 0.51 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, BAC, JPM and TD?

Jpmorgan Chase (JPM) is the largest by market capitalisation: Bank Of America (BAC) $361.10B, Jpmorgan Chase (JPM) $898.55B, Toronto Dominion Bank (TD) $216.31B.

Which stock is cheaper, BAC, JPM and TD?

Bank Of America (BAC) trades on the lowest price-to-earnings ratio (Bank Of America (BAC) 11.2x, Jpmorgan Chase (JPM) 14.1x, Toronto Dominion Bank (TD) 19.2x). On next year's consensus earnings, Bank Of America (BAC) is cheapest (Bank Of America (BAC) 11.1x, Jpmorgan Chase (JPM) 13.7x, Toronto Dominion Bank (TD) 18.5x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Jpmorgan Chase (JPM) grew revenue fastest over the trailing twelve months: Bank Of America (BAC) +9.7%, Jpmorgan Chase (JPM) +13.5%, Toronto Dominion Bank (TD) -3.6%.

Which company is more profitable?

Jpmorgan Chase (JPM) has the highest net margin (Bank Of America (BAC) 26.5%, Jpmorgan Chase (JPM) 31.9%, Toronto Dominion Bank (TD) 24.1%). On return on invested capital, Jpmorgan Chase (JPM) leads (Bank Of America (BAC) 13.1%, Jpmorgan Chase (JPM) 15.8%).

Which stock has performed better?

Over the past year Toronto Dominion Bank (TD) returned the most: Bank Of America (BAC) -2.3%, Jpmorgan Chase (JPM) +12.6%, Toronto Dominion Bank (TD) +54.0%. Over five years, Jpmorgan Chase (JPM) compounded fastest (Bank Of America (BAC) +1.2%/yr, Jpmorgan Chase (JPM) +14.1%/yr, Toronto Dominion Bank (TD) +11.6%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Bank Of America (BAC) has the highest dividend yield: Bank Of America (BAC) 0.03%, Jpmorgan Chase (JPM) 0.00%, Toronto Dominion Bank (TD) 0.03%. Jpmorgan Chase (JPM) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Toronto Dominion Bank (TD) has been the steadiest (Bank Of America (BAC) 21.9%, Jpmorgan Chase (JPM) 22.2%, Toronto Dominion Bank (TD) 18.2%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, BAC, JPM and TD?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Jpmorgan Chase (JPM) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.