AMH vs IRT vs UDR Stock Comparison

American Homes 4 Rent, Independence Realty Trust and Udr Prices as of Oct 29, 2026 Peers: Industry group
AMH American Homes 4 Rent
$31.55 +2.8% 1M -1.0% 1Y
Market cap
$11.38B
P/E
24.5x
Revenue (TTM)
—
Div. yield
0.04%
Residential REITs Real Estate
4 wins
UDR UDR, Inc.
$35.41 +4.3% 1M +5.5% 1Y
Market cap
$11.47B
P/E
22.2x
Revenue (TTM)
$1.72B
Div. yield
0.05%
Residential REITs Real Estate
5 wins

Head to Head

10 decided of 12

Udr leads on 5 of the 12 questions below (Udr 5, American Homes 4 Rent 4, Independence Realty Trust 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionAMHIRTUDRLeader
Larger companyMarket capitalisation $11.38B $3.46B $11.47B UDR
Cheaper on earningsLower P/E, profitable companies only 24.5x 79.7x 22.2x UDR
Cheaper on forward earningsLower price / next fiscal year consensus EPS 29.8x 105.7x 33.7x AMH
Faster revenue growthRevenue growth, trailing twelve months — +3.5% +1.5% IRT
More profitableNet margin, trailing twelve months — 6.5% 30.1% UDR
Better return on capitalReturn on invested capital — — 7.9% –
Less leveragedLower net debt / EBITDA — — 4.2x –
Higher dividend yieldTrailing dividend yield 0.04% 0.05% 0.05% UDR
Better 1-year returnPrice return, last 12 months -1.0% -2.1% +5.5% UDR
Better 5-year returnAnnualised price return, 5 years -4.9%/yr -8.9%/yr -8.6%/yr AMH
Less volatileAnnualised volatility, 1 year 20.2% 21.6% 20.6% AMH
Higher overall scoreMean of the five percentile scores vs peers 62/100 52/100 56/100 AMH

Percentile Scorecard

AMHIRTUDR

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisAMHIRTUDR
Valuation 50 #73 of 145 51 #72 of 145 41 #86 of 145
Growth 66 #50 of 143 54 #66 of 143 59 #60 of 143
Profitability 65 #48 of 136 52 #66 of 136 96 #7 of 136
Financial Health 61 #55 of 138 75 #36 of 138 34 #91 of 138
Shareholder Returns 68 #43 of 131 31 #91 of 131 52 #63 of 131
Overall 62 52 56
  • AMH ranked among 149 companies in Property REITs
  • IRT ranked among 149 companies in Property REITs
  • UDR ranked among 149 companies in Property REITs

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodAMHIRTUDRSPY
1 month +2.8%-0.3%+4.3% +0.7%
3 months -5.0%-11.3%-7.5% +3.7%
6 months -0.9%-9.3%-2.6% +7.1%
Year to date -1.7%-15.3%-3.5% +12.8%
1 year -1.0%-2.1%+5.5% +11.9%
3 years -2.0%+22.4%+12.0% +85.2%
3 years, per year -0.7%+7.0%+3.8% +22.8%
5 years -22.3%-37.4%-36.2% +67.6%
5 years, per year -4.9%-8.9%-8.6% +10.9%
10 years +53.0%+76.4%+4.6% +262.0%
10 years, per year +4.3%+5.8%+0.5% +13.7%

Risk

MeasureAMHIRTUDRSPY
Volatility, 1Y 20.2%21.6%20.6% 12.7%
Downside volatility, 1Y 19.2%23.0%20.0% 12.6%
Beta vs S&P 500, 1Y 0.010.150.13 1.00
Return / volatility, 1Y -0.05-0.100.27 0.94
Max drawdown, 5Y -37.2%-57.1%-48.3% -25.4%
From 52-week high -9.4%-16.7%-14.1% -1.2%
52-week high $34.81$17.77$41.24 $779.14
52-week low $27.38$14.46$33.28 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleAMHIRTUDR
P/E now vs peer median 24.5xmedian 25.7x 80.1xmedian 25.7x 22.2xmedian 25.7x
P/S now vs peer median —median 4.1x 5.2xmedian 4.1x 6.6xmedian 4.1x
EV/EBITDA now vs peer median —median 14.3x —median 14.3x 12.6xmedian 14.3x
P/FCF now vs peer median 1,092xmedian 23.5x -955.4xmedian 23.5x 32.7xmedian 23.5x
P/B now vs peer median 1.5xmedian 1.3x 1.0xmedian 1.3x 3.9xmedian 1.3x
PEG now vs peer median 2.52median 1.86 -5.10median 1.86 3.48median 1.86

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsAMHIRTUDR
Revenue – $666.83M $1.72B
Operating income – – $699.68M
Net income $542.82M $44.30M $557.97M
Free cash flow $10.37M -$3.65M $347.44M
EPS (diluted) $1.29 $0.18 $1.60
Cash & equivalents $83.67M $46.70M $1.19M
Total debt $5.13B $2.44B $23.13B
Shares (diluted) 360.81M 236.04M 323.29M
Enterprise value $11.08B $3.28B $11.47B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricAMHIRTUDR
P/E 24.5x 80.1x 22.2x
P/FCF 1,092x -955.4x 32.7x
P/Operating cash flow 13.1x 12.7x 12.8x
P/S – 5.2x 6.6x
P/B 1.5x 1.0x 3.9x
P/Tangible book 1.5x 1.0x 3.9x
EV/EBITDA – – 12.6x
EV/EBIT – – 24.6x
EV/Revenue – 8.8x 10.0x
EV/FCF 1,579x -1,612x 49.5x
EV/Operating cash flow 18.9x 21.3x 19.4x
PEG (3Y EPS CAGR) 2.52 -5.10 3.48

Growth

14 metrics
MetricAMHIRTUDR
Revenue growth (1Y) – 3.5% 1.5%
Revenue CAGR (3Y) – 0.9% 2.5%
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – – 108.4%
Operating income CAGR (3Y) – – 4.4%
Net income growth (1Y) 12.2% 57.0% 296.1%
Net income CAGR (3Y) 9.1% -14.6% 5.5%
EPS growth (1Y) 15.9% 55.3% 317.5%
EPS CAGR (3Y) 9.7% -15.7% 6.4%
Operating cash flow growth (1Y) 4.1% 0.2% 1.1%
Operating cash flow CAGR (3Y) 7.2% 1.3% 2.2%
Free cash flow growth (1Y) 101.6% 98.0% -38.3%
Free cash flow CAGR (3Y) 26.4% 71.2% -1.9%

Profitability

14 metrics
MetricAMHIRTUDR
Gross margin – – –
EBITDA margin – – 79.8%
Operating margin – – 40.8%
Pretax margin – – 32.6%
Net margin – 6.5% 30.1%
FCF margin – -0.5% 20.2%
Operating cash flow margin – 41.4% 51.7%
Return on equity 7.2% 1.3% 17.9%
Return on assets 4.1% 0.7% 5.4%
Return on invested capital – – 7.9%
Return on capital employed – – –
Asset turnover – 0.1x 0.2x
Cash conversion (OCF / net income) 1.6x 6.2x 1.6x
Stock comp / revenue – 1.2% 1.6%

Financial Health

11 metrics
MetricAMHIRTUDR
Debt / assets 39.1% 40.1% 56.6%
Debt / equity 0.7x 0.7x 2.0x
Net debt / EBITDA – – 4.2x
Debt / FCF 494.5x -669.1x 16.7x
Liabilities / assets 43.0% 42.8% 71.4%
Equity / assets 57.0% 57.2% 28.6%
Interest coverage – – 3.6x
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricAMHIRTUDR
Dividend yield 4.1% 4.7% 4.0%
Net buyback yield 2.1% -2.4% 3.7%
Shareholder yield 6.1% 2.4% 7.7%
Payout ratio (earnings) 85.3% 363.2% 101.7%
Payout ratio (FCF) 4,462% -4,405% 163.4%
Dividend growth (1Y) 11.3% 10.2% 0.7%
Dividend CAGR (3Y) 17.4% 8.7% 3.6%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusAMHIRTUDR
Forward P/E 29.8xFY2026 105.7xFY2026 33.7xFY2026
EPS, next fiscal year $1.06FY2026 $0.14FY2026 $1.05FY2026
EPS growth, next FY -10.2%FY2026 -41.7%FY2026 -7.1%FY2026
EPS growth, the year after -18.9% +50.0% -41.9%
Revenue, next fiscal year $2.04BFY2026 $637.39MFY2026 $1.77BFY2026
Revenue growth, next FY +10.0%FY2026 -2.9%FY2026 +4.0%FY2026
Revenue growth, the year after -0.6% +20.7% +0.9%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersAMHIRTUDR
Held by institutions 90.3% 98.8% 100.0%
Institutions holding 482 396 525
Change in shares held, QoQ +8.2% +2.0% +4.9%
Institutions buying 255 189 243
Institutions selling 160 141 207
Buyers to sellers 1.59 1.34 1.17

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

AMHIRTUDR
AMH 1.00 0.65 0.75
IRT 0.65 1.00 0.78
UDR 0.75 0.78 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, AMH, IRT and UDR?

Udr (UDR) is the largest by market capitalisation: American Homes 4 Rent (AMH) $11.38B, Independence Realty Trust (IRT) $3.46B, Udr (UDR) $11.47B.

Which stock is cheaper, AMH, IRT and UDR?

Udr (UDR) trades on the lowest price-to-earnings ratio (American Homes 4 Rent (AMH) 24.5x, Independence Realty Trust (IRT) 79.7x, Udr (UDR) 22.2x). On next year's consensus earnings, American Homes 4 Rent (AMH) is cheapest (American Homes 4 Rent (AMH) 29.8x, Independence Realty Trust (IRT) 105.7x, Udr (UDR) 33.7x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Independence Realty Trust (IRT) grew revenue fastest over the trailing twelve months: Independence Realty Trust (IRT) +3.5%, Udr (UDR) +1.5%.

Which company is more profitable?

Udr (UDR) has the highest net margin (Independence Realty Trust (IRT) 6.5%, Udr (UDR) 30.1%).

Which stock has performed better?

Over the past year Udr (UDR) returned the most: American Homes 4 Rent (AMH) -1.0%, Independence Realty Trust (IRT) -2.1%, Udr (UDR) +5.5%. Over five years, American Homes 4 Rent (AMH) compounded fastest (American Homes 4 Rent (AMH) -4.9%/yr, Independence Realty Trust (IRT) -8.9%/yr, Udr (UDR) -8.6%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Udr (UDR) has the highest dividend yield: American Homes 4 Rent (AMH) 0.04%, Independence Realty Trust (IRT) 0.05%, Udr (UDR) 0.05%.

Which stock is riskier?

By one-year price volatility, American Homes 4 Rent (AMH) has been the steadiest (American Homes 4 Rent (AMH) 20.2%, Independence Realty Trust (IRT) 21.6%, Udr (UDR) 20.6%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, AMH, IRT and UDR?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Udr (UDR) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.