AIG vs BRK-B vs CSX Stock Comparison

American International, Berkshire Hathaway and Csx Prices as of Oct 27, 2026 Peers: Industry group
BRK-B Berkshire Hathaway Inc
$543.06 +7.4% 1M +11.3% 1Y
Market cap
$782.49M
P/E
0.0x
Revenue (TTM)
$384.69B
Div. yield
–
Property and Casualty Insurance Financial Services
3 wins
CSX Csx Corp
$52.27 +11.7% 1M +45.2% 1Y
Market cap
$96.56B
P/E
27.0x
Revenue (TTM)
$14.95B
Div. yield
0.01%
Railroads Industrials
6 wins

Head to Head

12 decided of 12

Csx leads on 6 of the 12 questions below (Csx 6, Berkshire Hathaway 3, American International 3). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionAIGBRK-BCSXLeader
Larger companyMarket capitalisation $42.45B $782.49M $96.56B CSX
Cheaper on earningsLower P/E, profitable companies only 14.3x 0.0x 27.0x BRK-B
Cheaper on forward earningsLower price / next fiscal year consensus EPS 9.6x — 26.7x AIG
Faster revenue growthRevenue growth, trailing twelve months -4.2% +3.9% +5.9% CSX
More profitableNet margin, trailing twelve months 11.1% 22.3% 24.0% CSX
Better return on capitalReturn on invested capital 6.6% -10.4% 12.6% CSX
Less leveragedLower net debt / EBITDA 0.0x 2.4x 2.4x AIG
Higher dividend yieldTrailing dividend yield 0.02% 0.00% 0.01% AIG
Better 1-year returnPrice return, last 12 months +0.3% +11.3% +45.2% CSX
Better 5-year returnAnnualised price return, 5 years +5.9%/yr +13.4%/yr +7.6%/yr BRK-B
Less volatileAnnualised volatility, 1 year 23.9% 14.7% 22.5% BRK-B
Higher overall scoreMean of the five percentile scores vs peers 47/100 28/100 47/100 CSX

Percentile Scorecard

AIGBRK-BCSX

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisAIGBRK-BCSX
Valuation 53 #57 of 119 14 #103 of 119 10 #122 of 136
Growth 27 #83 of 114 29 #81 of 114 59 #50 of 121
Profitability 35 #72 of 110 32 #75 of 110 83 #20 of 115
Financial Health 60 #45 of 110 56 #49 of 110 29 #102 of 143
Shareholder Returns 58 #45 of 106 10 #96 of 106 53 #39 of 82
Overall 47 28 47
  • AIG ranked among 126 companies in Insurance
  • BRK-B ranked among 126 companies in Insurance
  • CSX ranked among 150 companies in Transportation

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodAIGBRK-BCSXSPY
1 month +7.3%+7.4%+11.7% -0.2%
3 months -1.6%+6.0%+2.8% +3.9%
6 months +7.3%+13.6%+15.6% +8.2%
Year to date -7.0%+8.0%+44.2% +12.9%
1 year +0.3%+11.3%+45.2% +12.3%
3 years +33.7%+63.7%+78.8% +87.4%
3 years, per year +10.2%+17.9%+21.4% +23.3%
5 years +32.9%+87.4%+44.2% +67.9%
5 years, per year +5.9%+13.4%+7.6% +10.9%
10 years +29.6%+276.0%+417.5% +261.1%
10 years, per year +2.6%+14.2%+17.9% +13.7%

Risk

MeasureAIGBRK-BCSXSPY
Volatility, 1Y 23.9%14.7%22.5% 12.7%
Downside volatility, 1Y 24.0%14.4%20.9% 12.7%
Beta vs S&P 500, 1Y -0.05-0.020.38 1.00
Return / volatility, 1Y 0.010.772.01 0.97
Max drawdown, 5Y -26.9%-26.6%-30.5% -25.4%
From 52-week high -8.1%-1.0%-1.8% -1.2%
52-week high $86.59$548.72$53.23 $779.14
52-week low $71.89$465.40$33.68 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleAIGBRK-BCSX
P/E now vs peer median 14.2xmedian 10.5x 0.0xmedian 10.5x 27.0xmedian 16.3x
P/S now vs peer median 1.6xmedian 1.4x 3.0xmedian 1.4x 6.4xmedian 1.0x
EV/EBITDA now vs peer median 5.6xmedian 7.6x -9.6xmedian 7.6x 16.0xmedian 8.7x
P/FCF now vs peer median 10.8xmedian 8.5x 48.3xmedian 8.5x 30.0xmedian 11.4x
P/B now vs peer median 1.0xmedian 1.5x 1.6xmedian 1.5x 6.7xmedian 1.2x
PEG now vs peer median -2.64median 0.53 —median 0.53 27.60median 0.82

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsAIGBRK-BCSX
Revenue $26.64B $384.69B $14.95B
Gross profit $12.70B $215.64B –
Operating income $4.03B -$111.18B $5.44B
Net income $2.97B $86.08B $3.58B
Free cash flow $3.85B $24.22B $3.21B
EPS (diluted) $5.56 – $1.93
Cash & equivalents – $40.61B $1.22B
Total debt $9.13B $128.60B $18.80B
Shares (diluted) 533.57M – 1.85B
Enterprise value $4.64B -$1.42T $91.79B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricAIGBRK-BCSX
P/E 14.2x 0.0x 27.0x
P/FCF 10.8x 48.3x 30.0x
P/Operating cash flow 10.8x 25.1x 17.2x
P/S 1.6x 3.0x 6.4x
P/B 1.0x 1.6x 6.7x
P/Tangible book 1.0x 1.6x 6.7x
EV/EBITDA 5.6x -9.6x 16.0x
EV/EBIT 10.4x -8.4x 20.9x
EV/Revenue 1.6x 2.4x 7.6x
EV/FCF 10.9x 38.6x 35.3x
EV/Operating cash flow 10.9x 20.0x 20.3x
PEG (3Y EPS CAGR) -2.64 – 27.60

Growth

14 metrics
MetricAIGBRK-BCSX
Revenue growth (1Y) -4.2% 3.9% 5.9%
Revenue CAGR (3Y) 19.7% 4.9% 0.5%
Gross profit growth (1Y) -1.7% 2.1% –
Gross profit CAGR (3Y) 270.9% 1.0% –
Operating income growth (1Y) -21.2% -4.9% 20.4%
Operating income CAGR (3Y) 32.3% -8.5% -0.8%
Net income growth (1Y) -7.4% 35.9% 23.4%
Net income CAGR (3Y) -17.3% -0.5% -1.5%
EPS growth (1Y) 0.4% – 24.3%
EPS CAGR (3Y) -5.4% – 1.0%
Operating cash flow growth (1Y) 21.9% 70.1% 21.4%
Operating cash flow CAGR (3Y) -11.0% 2.6% 1.9%
Free cash flow growth (1Y) 21.9% 194.4% 107.0%
Free cash flow CAGR (3Y) -11.0% -2.5% 1.8%

Profitability

14 metrics
MetricAIGBRK-BCSX
Gross margin 47.7% 56.1% –
EBITDA margin 28.2% -25.3% 47.4%
Operating margin 15.1% -28.9% 36.4%
Pretax margin 13.6% 29.2% 31.6%
Net margin 11.1% 22.3% 24.0%
FCF margin 14.5% 6.3% 21.5%
Operating cash flow margin 14.5% 12.1% 37.5%
Return on equity 7.3% 11.6% 25.4%
Return on assets 1.8% 6.8% 8.0%
Return on invested capital 6.6% -10.4% 12.6%
Return on capital employed – – 13.4%
Asset turnover 0.2x 0.3x 0.3x
Cash conversion (OCF / net income) 1.3x 0.5x 1.6x
Stock comp / revenue – – –

Financial Health

11 metrics
MetricAIGBRK-BCSX
Debt / assets 5.6% 10.2% 41.6%
Debt / equity 0.2x 0.2x 1.3x
Net debt / EBITDA 0.0x 2.4x 2.4x
Debt / FCF 2.4x 5.3x 5.9x
Liabilities / assets 75.1% 40.6% 68.2%
Equity / assets 24.9% 59.4% 31.8%
Interest coverage 10.0x -21.4x 6.4x
Current ratio – – 0.8x
Quick ratio – – 0.7x
Cash ratio – – 0.4x
Altman Z-score – – 2.95

Shareholder Returns

7 metrics
MetricAIGBRK-BCSX
Dividend yield 2.4% – 1.1%
Net buyback yield 7.1% 0.4% 1.2%
Shareholder yield 9.5% 0.4% 2.3%
Payout ratio (earnings) 33.4% – 28.5%
Payout ratio (FCF) 25.8% – 31.8%
Dividend growth (1Y) 0.6% – 6.4%
Dividend CAGR (3Y) 0.8% – 5.4%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusAIGBRK-BCSX
Forward P/E 9.6xFY2026 – 26.7xFY2026
EPS, next fiscal year $8.31FY2026 – $1.96FY2026
EPS growth, next FY +17.2%FY2026 – +21.7%FY2026
EPS growth, the year after +12.9% – +26.0%
Revenue, next fiscal year $28.00BFY2026 – $14.54BFY2026
Revenue growth, next FY +4.6%FY2026 – +3.2%FY2026
Revenue growth, the year after +6.6% – +14.2%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersAIGBRK-BCSX
Held by institutions 94.4% 65.8% 79.3%
Institutions holding 1,139 4,923 1,996
Change in shares held, QoQ -0.2% +1.8% +4.0%
Institutions buying 548 2,236 1,000
Institutions selling 426 1,988 627
Buyers to sellers 1.29 1.12 1.59

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

AIGBRK-BCSX
AIG 1.00 0.34 0.26
BRK-B 0.34 1.00 0.12
CSX 0.26 0.12 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, AIG, BRK-B and CSX?

Csx (CSX) is the largest by market capitalisation: American International (AIG) $42.45B, Berkshire Hathaway (BRK-B) $782.49M, Csx (CSX) $96.56B.

Which stock is cheaper, AIG, BRK-B and CSX?

Berkshire Hathaway (BRK-B) trades on the lowest price-to-earnings ratio (American International (AIG) 14.3x, Berkshire Hathaway (BRK-B) 0.0x, Csx (CSX) 27.0x). On next year's consensus earnings, American International (AIG) is cheapest (American International (AIG) 9.6x, Csx (CSX) 26.7x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Csx (CSX) grew revenue fastest over the trailing twelve months: American International (AIG) -4.2%, Berkshire Hathaway (BRK-B) +3.9%, Csx (CSX) +5.9%.

Which company is more profitable?

Csx (CSX) has the highest net margin (American International (AIG) 11.1%, Berkshire Hathaway (BRK-B) 22.3%, Csx (CSX) 24.0%). On return on invested capital, Csx (CSX) leads (American International (AIG) 6.6%, Berkshire Hathaway (BRK-B) -10.4%, Csx (CSX) 12.6%).

Which stock has performed better?

Over the past year Csx (CSX) returned the most: American International (AIG) +0.3%, Berkshire Hathaway (BRK-B) +11.3%, Csx (CSX) +45.2%. Over five years, Berkshire Hathaway (BRK-B) compounded fastest (American International (AIG) +5.9%/yr, Berkshire Hathaway (BRK-B) +13.4%/yr, Csx (CSX) +7.6%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

American International (AIG) has the highest dividend yield: American International (AIG) 0.02%, Berkshire Hathaway (BRK-B) 0.00%, Csx (CSX) 0.01%. Berkshire Hathaway (BRK-B) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Berkshire Hathaway (BRK-B) has been the steadiest (American International (AIG) 23.9%, Berkshire Hathaway (BRK-B) 14.7%, Csx (CSX) 22.5%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, AIG, BRK-B and CSX?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Csx (CSX) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.