AIG vs ARX vs FRFHF Stock Comparison

American International, Accelerant Holdings and Fairfax Financial Holdings Prices as of Oct 26, 2026 Peers: Industry group
ARX Accelerant Holdings
$19.82 +0.3% 1M +58.9% 1Y
Market cap
$4.32B
P/E
–
Revenue (TTM)
$1.15B
Div. yield
–
Property and Casualty Insurance Financial Services
2 wins

Head to Head

12 decided of 12

American International leads on 6 of the 12 questions below (American International 6, Fairfax Financial Holdings 4, Accelerant Holdings 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionAIGARXFRFHFLeader
Larger companyMarket capitalisation $42.17B $4.32B $37.53B AIG
Cheaper on earningsLower P/E, profitable companies only 14.2x -3.2x 7.5x FRFHF
Cheaper on forward earningsLower price / next fiscal year consensus EPS 9.8x 23.0x 9.7x FRFHF
Faster revenue growthRevenue growth, trailing twelve months -4.2% +54.6% +10.0% ARX
More profitableNet margin, trailing twelve months 11.1% -119.3% 3.7% AIG
Better return on capitalReturn on invested capital 6.6% -179.7% — AIG
Less leveragedLower net debt / EBITDA 0.0x 1.0x — AIG
Higher dividend yieldTrailing dividend yield 0.02% 0.00% 0.01% AIG
Better 1-year returnPrice return, last 12 months +2.7% +58.9% +7.0% ARX
Better 5-year returnAnnualised price return, 5 years +6.7%/yr — +34.2%/yr FRFHF
Less volatileAnnualised volatility, 1 year 23.9% 67.5% 22.6% FRFHF
Higher overall scoreMean of the five percentile scores vs peers 45/100 12/100 40/100 AIG

Percentile Scorecard

AIGARXFRFHF

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisAIGARXFRFHF
Valuation 52 #58 of 119 1 #118 of 119 41 #71 of 119
Growth 25 #86 of 115 9 #105 of 115 37 #73 of 115
Profitability 35 #74 of 113 4 #109 of 113 29 #81 of 113
Financial Health 58 #48 of 114 29 #81 of 114 78 #26 of 114
Shareholder Returns 56 #48 of 107 19 #87 of 107 16 #90 of 107
Overall 45 12 40
  • AIG ranked among 126 companies in Insurance
  • ARX ranked among 126 companies in Insurance
  • FRFHF ranked among 126 companies in Insurance

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodAIGARXFRFHFSPY
1 month +9.4%+0.3%+12.1% -0.8%
3 months +2.5%+35.8%+4.9% +3.5%
6 months +9.5%+45.9%+2.1% +7.0%
Year to date -5.2%+21.2%-7.3% +12.2%
1 year +2.7%+58.9%+7.0% +13.0%
3 years +36.3%—+118.7% +86.3%
3 years, per year +10.9%—+29.8% +23.1%
5 years +38.6%—+334.4% +68.6%
5 years, per year +6.7%—+34.2% +11.0%
10 years +32.8%—+234.4% +258.0%
10 years, per year +2.9%—+12.8% +13.6%

Risk

MeasureAIGARXFRFHFSPY
Volatility, 1Y 23.9%67.5%22.6% 12.7%
Downside volatility, 1Y 24.0%59.8%23.9% 12.7%
Beta vs S&P 500, 1Y -0.040.050.24 1.00
Return / volatility, 1Y 0.110.870.31 1.02
Max drawdown, 5Y -26.9%-68.9%-20.9% -25.4%
From 52-week high -6.3%-0.4%-7.7% -1.8%
52-week high $86.59$19.89$1,916.53 $779.14
52-week low $71.89$9.36$1,529.40 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleAIGARXFRFHF
P/E now vs peer median 14.5xmedian 10.6x -3.2xmedian 10.6x 7.6xmedian 10.6x
P/S now vs peer median 1.6xmedian 1.4x 3.8xmedian 1.4x 0.4xmedian 1.4x
EV/EBITDA now vs peer median 5.7xmedian 7.6x -1.9xmedian 7.6x 5.9xmedian 7.6x
P/FCF now vs peer median 11.1xmedian 8.6x 93.9xmedian 8.6x -2,066xmedian 8.6x
P/B now vs peer median 1.0xmedian 1.5x 5.8xmedian 1.5x 1.7xmedian 1.5x
PEG now vs peer median -2.69median 0.52 —median 0.52 5.66median 0.52

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsAIGARXFRFHF
Revenue $26.64B $1.15B $134.78B
Gross profit $12.70B $885.00M –
Operating income $4.03B -$1.53B –
Net income $2.97B -$1.28B $5.03B
Free cash flow $3.85B $45.80M -$26.00M
EPS (diluted) $5.56 $-6.22 $217.11
Cash & equivalents – $1.66B –
Total debt $9.13B $120.10M –
Shares (diluted) 533.57M 219.69M 23.08M
Enterprise value $4.35B -$2.34B $37.53B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricAIGARXFRFHF
P/E 14.5x -3.2x 7.6x
P/FCF 11.1x 93.9x -2,066x
P/Operating cash flow 11.1x 93.9x -1,648x
P/S 1.6x 3.8x 0.4x
P/B 1.0x 5.8x 1.7x
P/Tangible book 1.0x 5.8x 1.7x
EV/EBITDA 5.7x -1.9x 5.9x
EV/EBIT 10.6x -1.8x 6.3x
EV/Revenue 1.6x 2.4x 0.4x
EV/FCF 11.1x 60.3x -2,066x
EV/Operating cash flow 11.1x 60.3x -1,648x
PEG (3Y EPS CAGR) -2.69 – 5.66

Growth

14 metrics
MetricAIGARXFRFHF
Revenue growth (1Y) -4.2% 54.6% 10.0%
Revenue CAGR (3Y) 19.7% – 75.1%
Gross profit growth (1Y) -1.7% 61.0% –
Gross profit CAGR (3Y) 270.9% – –
Operating income growth (1Y) -21.2% -1,080% –
Operating income CAGR (3Y) 32.3% – –
Net income growth (1Y) -7.4% -2,833% 0.7%
Net income CAGR (3Y) -17.3% – -1.7%
EPS growth (1Y) 0.4% -2,986% 5.4%
EPS CAGR (3Y) -5.4% – 1.3%
Operating cash flow growth (1Y) 21.9% -94.5% -100.9%
Operating cash flow CAGR (3Y) -11.0% – 73.3%
Free cash flow growth (1Y) 21.9% -94.5% -100.8%
Free cash flow CAGR (3Y) -11.0% – 75.1%

Profitability

14 metrics
MetricAIGARXFRFHF
Gross margin 47.7% 77.2% –
EBITDA margin 28.2% -130.1% 6.7%
Operating margin 15.1% -133.6% –
Pretax margin 13.6% -110.8% 4.7%
Net margin 11.1% -119.3% 3.7%
FCF margin 14.5% 4.0% 0.0%
Operating cash flow margin 14.5% 4.0% 0.0%
Return on equity 7.3% -176.3% 24.7%
Return on assets 1.8% -14.7% 7.0%
Return on invested capital 6.6% -179.7% –
Return on capital employed – – –
Asset turnover 0.2x 0.1x 1.2x
Cash conversion (OCF / net income) 1.3x 0.0x 0.0x
Stock comp / revenue – 7.8% –

Financial Health

11 metrics
MetricAIGARXFRFHF
Debt / assets 5.6% 1.3% –
Debt / equity 0.2x 0.2x –
Net debt / EBITDA 0.0x 1.0x –
Debt / FCF 2.4x 2.6x –
Liabilities / assets 75.1% 91.7% 71.6%
Equity / assets 24.9% 8.3% 28.4%
Interest coverage 10.0x -143.1x 10.0x
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricAIGARXFRFHF
Dividend yield 2.3% – 0.8%
Net buyback yield 7.0% 1.9% 0.0%
Shareholder yield 9.3% 1.9% 0.8%
Payout ratio (earnings) 33.4% – 10.7%
Payout ratio (FCF) 25.8% – -2,077%
Dividend growth (1Y) 0.6% – -18.8%
Dividend CAGR (3Y) 0.8% – 1.9%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusAIGARXFRFHF
Forward P/E 9.8xFY2026 23.0xFY2026 9.7xFY2026
EPS, next fiscal year $8.31FY2026 $0.86FY2026 $182.77FY2026
EPS growth, next FY +17.2%FY2026 -8.5%FY2026 -14.5%FY2026
EPS growth, the year after +12.9% +11.6% +10.4%
Revenue, next fiscal year $28.00BFY2026 $1.18BFY2026 $33.74BFY2026
Revenue growth, next FY +4.6%FY2026 +28.8%FY2026 +0.3%FY2026
Revenue growth, the year after +6.6% +9.6% -5.8%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersAIGARXFRFHF
Held by institutions 94.4% 54.5% 0.3%
Institutions holding 1,139 118 17
Change in shares held, QoQ -0.2% +16.0% -14.0%
Institutions buying 548 80 7
Institutions selling 426 27 1
Buyers to sellers 1.29 2.96 7.00

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

AIGARXFRFHF
AIG 1.00 0.15 0.19
ARX 0.15 1.00 0.10
FRFHF 0.19 0.10 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, AIG, ARX and FRFHF?

American International (AIG) is the largest by market capitalisation: American International (AIG) $42.17B, Accelerant Holdings (ARX) $4.32B, Fairfax Financial Holdings (FRFHF) $37.53B.

Which stock is cheaper, AIG, ARX and FRFHF?

Fairfax Financial Holdings (FRFHF) trades on the lowest price-to-earnings ratio (American International (AIG) 14.2x, Accelerant Holdings (ARX) -3.2x, Fairfax Financial Holdings (FRFHF) 7.5x). On next year's consensus earnings, Fairfax Financial Holdings (FRFHF) is cheapest (American International (AIG) 9.8x, Accelerant Holdings (ARX) 23.0x, Fairfax Financial Holdings (FRFHF) 9.7x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Accelerant Holdings (ARX) grew revenue fastest over the trailing twelve months: American International (AIG) -4.2%, Accelerant Holdings (ARX) +54.6%, Fairfax Financial Holdings (FRFHF) +10.0%.

Which company is more profitable?

American International (AIG) has the highest net margin (American International (AIG) 11.1%, Accelerant Holdings (ARX) -119.3%, Fairfax Financial Holdings (FRFHF) 3.7%). On return on invested capital, American International (AIG) leads (American International (AIG) 6.6%, Accelerant Holdings (ARX) -179.7%).

Which stock has performed better?

Over the past year Accelerant Holdings (ARX) returned the most: American International (AIG) +2.7%, Accelerant Holdings (ARX) +58.9%, Fairfax Financial Holdings (FRFHF) +7.0%. Over five years, Fairfax Financial Holdings (FRFHF) compounded fastest (American International (AIG) +6.7%/yr, Fairfax Financial Holdings (FRFHF) +34.2%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

American International (AIG) has the highest dividend yield: American International (AIG) 0.02%, Accelerant Holdings (ARX) 0.00%, Fairfax Financial Holdings (FRFHF) 0.01%. Accelerant Holdings (ARX) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Fairfax Financial Holdings (FRFHF) has been the steadiest (American International (AIG) 23.9%, Accelerant Holdings (ARX) 67.5%, Fairfax Financial Holdings (FRFHF) 22.6%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, AIG, ARX and FRFHF?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, American International (AIG) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.