Loan Artificial Intelligence Corp. (: VEST)

Loan Artificial Intelligence Corp. is a developmental stage company incorporated in the State of Florida on October 31 2006. The entity has undergone multiple name changes throughout its history including periods as The Harvard Learning Centers Inc. The Americas Learning Centers Inc. Harbor Brewing Company Inc. Hackett s Store Inc. WiseBuys Inc. Empire Pizza Holdings Inc. and Vestiage Inc. On February 18 2013 the company adopted the name Vestiage Inc. after acquiring the operating business of Loan Artificial Intelligence Corp. formerly Vestiage Inc. The Company as Vestiage was in the nutraceuticals business marketing three products focused on healthy living and addressing several of the higher demand conditions desired by its target customer. Business operations related to nutraceuticals were abandoned by former management when they resigned on September 9 2015 and a custodianship action was commenced in 2021. On June 2 2025 the shareholders approved a name change to Loan Artificial Intelligence Corp. and a reverse stock split of one new share for each eight hundred old shares effective September 23 2025. The company presently has no operating business and is focused on identifying and pursuing merger or acquisition opportunities.

Loan Artificial Intelligence Corp. does not generate any revenue from products or services at this time. The firm has stated that it expects to incur moderate losses each quarter until a suitable business combination is completed. The company hopes to raise capital through the sale of additional securities or convertible debt to fund any potential acquisition. Expenses incurred to date include costs related to custodianship audit fees transfer agent fees OTC market fees and state filing fees. The custodianship was funded by Small Cap Compliance LLC which also received 500 000 shares of restricted common stock and 300 000 shares of convertible preferred D series stock as compensation for its services. The company has not implemented a business plan and has no history of operational revenue. All funds received would be used to evaluate and execute a prospective transaction.

Loan Artificial Intelligence Corp. operates in a highly competitive landscape where numerous entities seek merger and acquisition targets. Competitors include traditional business development companies special purpose acquisition companies venture capital firms private equity groups broker dealers investment banks and individual investors. Many of these competitors possess greater financial resources deeper industry contacts and more experienced management teams than the company currently has. Despite these disadvantages the company emphasizes a flexible search process that is not limited to any particular industry geography or transaction structure. The management team states that it will evaluate opportunities based on growth potential competitive position management strength capital requirements and other relevant factors. The company notes that its current management lacks direct experience in acquiring companies but is actively looking for a suitable person to incorporate into the management team. The company believes its ability to issue its own common stock as consideration may be attractive to certain target businesses seeking non cash consideration.

Loan Artificial Intelligence Corp. currently has no customers because it does not sell any products or services. The company's efforts are directed toward finding a suitable merger partner rather than serving end users. Potential customers for the company's services are other businesses that are seeking a public vehicle for a reverse merger or acquisition. The firm has not disclosed any specific names of parties with which it is in discussions. In the past the company held a subsidiary Fun Fitness Corporation that provided event planning services to local gyms but that subsidiary was disposed of on December 31 2023 and is no longer part of the organization. Accordingly the present customer base consists solely of prospective acquisition targets and investors who may provide funding for a future transaction. As of December 31 2025 the company had zero employees and two officers and two directors. Mr Raymond Fu serves as Chief Executive Officer and Chief Financial Officer Mr Timothy Lam serves as Secretary and the Board of Directors consists of Mr Fu and Ms Zuqin Joey Cai as Chairman of the Board.