Terra Income Fund 6, LLC (: TFSA)

Terra Income Fund 6, LLC is a wholly owned subsidiary of Terra Property Trust, Inc. and operates as a real estate credit focused investment company that originates, structures, and manages a diverse portfolio of real estate-related investments in the United States. The company focuses on originating new loans backed by commercial properties, including first mortgage loans, subordinated mortgage loans (B-notes), mezzanine loans, and preferred equity investments, with the objective of generating stable income and attractive risk-adjusted returns for its parent company’s stockholders.

Terra Income Fund 6, LLC generates revenue primarily through interest income from its loan portfolio, which includes floating rate and fixed rate loans with terms typically ranging from one to five years. Additional revenue is derived from equity participations in financed properties, exit fees, warrants, and excess cash flows from appreciated or refinanced assets. The company may also realize gains from the disposition of investments when favorable market conditions allow. Revenue is derived from borrowers who are creditworthy entities seeking financing for the acquisition, refinancing, rehabilitation, or construction of commercial real estate across various property types.

No operational segments are reported.

Terra Income Fund 6, LLC operates within the competitive landscape of commercial real estate lending and benefits from its affiliation with Terra Capital Partners, which provides access to a seasoned investment team with a 20-year track record in originating and managing real estate-related loans. This relationship enhances the company’s underwriting discipline, sourcing capabilities, and risk management expertise, positioning it to compete effectively in the middle market loan space where it seeks higher risk-adjusted returns through less competitive lending opportunities.

Terra Income Fund 6, LLC serves creditworthy borrowers in the United States who require financing for commercial real estate projects, including owners and developers of office, retail, industrial, hotel, and multifamily properties. The company does not disclose specific customer names in the filing.