Roadzen Inc. (NASDAQ: RDZNW)

Roadzen Inc. is a leading Insurtech company that uses artificial intelligence to transform auto insurance across the underwriting distribution claims and road safety stages.

The company generates revenue from two main sources: sales of its Insurance as a Service platform on a usage based per vehicle or per use basis and brokerage commissions and fees earned when it acts as an insurance broker distributing policies through its B2B2C model.

The company operates through the following segments:

• The IaaS Platform segment provides a suite of AI powered tools including Via for vehicle inspection using computer vision Global Distribution Network for policy quotation and administration xClaim for touchless real time claims processing StrandD for roadside assistance and fleet management Good Driving for driver scoring and usage based insurance programs DrivebuddyAI for advanced driver assistance via dashcam vision and MixtapeAI for AI agent interactions in insurance and mobility.

• The Brokerage Solutions segment acts as an insurance broker that uses its technology to sell policies from various carriers through embedded and business to business to consumer channels earning revenue from commissions tied to gross written premium and fees for services such as claims management and roadside assistance.

Roadzen holds a strong position in the insurtech industry by combining data artificial intelligence and a broad technology stack that spans the entire insurance value chain giving it an edge over competitors that focus on only one part of the process.

The company serves insurance carriers reinsurers agents brokers automotive original equipment manufacturers dealerships online to offline sales platforms and fleets including small medium taxi ridesharing and corporate groups with specific named customers such as AXA SCOR Arch Société Générale Jaguar Land Rover Audi Mercedes and Volvo.