Metlife Inc (NYSE: MET-PF)

MetLife, Inc. is a leading global financial services company that provides insurance, annuities, employee benefits and asset management. The company operates in the United States, Asia, Latin America, Europe and the Middle East. It also ranks among the largest institutional investors in the United States with a general account invested primarily in fixed income securities, mortgage loans, real estate and equity holdings.

MetLife, Inc. generates revenue primarily from insurance premiums collected on life, health and annuity policies. It also earns fees from asset management and advisory services offered to institutional clients. Additional income arises from investment returns on its general account portfolio and from reinsurance activities.

The company operates through the following segments: Group Benefits, Retirement and Income Solutions, and MetLife Investment Management.

• Group Benefits offers life insurance, dental coverage, group short term and long term disability insurance, paid family and medical leave, individual disability insurance, accidental death and dismemberment insurance, accident and health insurance, vision plans, prepaid legal plans and pet insurance, as well as administrative services only arrangements for employers.

• Retirement and Income Solutions provides funding and financing solutions that help institutional customers manage liabilities linked to employee benefit programs using life and annuity based insurance and investment products, including stable value products, annuities, pension risk transfers, institutional income annuities, structured settlements and group deferred annuities.

• MetLife Investment Management delivers asset management and advisory services to institutional investors worldwide across public and private fixed income, real estate, equity, alternatives, multi asset solutions and insurance solutions while also managing investments for the company's general account.

MetLife, Inc. holds a leading market position in the global insurance and asset management industries, competing with major insurers, banks, broker dealers and asset managers. The company cites its trusted global brand, diversified business model and strong presence in attractive markets as key competitive advantages that support its ability to generate consistent returns.

MetLife, Inc. serves a diverse customer base that includes corporations, government entities, institutions and their employees as well as individual retail clients. The company also works with sponsoring associations, affinity groups and provides coverage to certain employees of the U. S. Government.