First Financial Bancorp /Oh/ Income Statement

Income Statement Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Revenue & Cost
Provisions 56.08M96.71M83.29M50.02M8.91M3.37M9.64M10.14M3.58M14.59M30.60M70.80M-19.02M11.71M43.11M49.21M
Revenue 580.70M422.34M406.43M375.76M301.97M292.59M321.70M342.27M359.69M552.62M615.63M645.63M623.62M708.78M840.19M835.58M
Interest income
Interest income - Loans 195.92M306.07M285.69M249.75M216.31M208.84M230.25M262.70M280.11M447.19M499.01M431.66M385.54M458.74M743.77M836.54M
Interest income - Investments 48.67M139.36M125.52M91.48M58.42M33.73M21.54M14.43M
Interest Income - Debt Securities 34.44M36.00M29.43M38.40M36.55M44.48M44.19M47.64M56.49M92.50M107.76M93.03M97.53M120.78M139.42M135.77M
Other interest income 6.44M14.74M-5.88M-7.22M-7.64M-5.46M-4.67M-4.39M-3.52M0.69M0.81M0.28M0.15M5.48M19.81M29.78M
Interest Income - Total 233.23M343.50M308.82M280.93M245.21M247.86M269.76M305.95M333.07M540.38M607.58M524.96M483.22M585.01M903.00M1,002.10M
Interest expenses
Interest Expense - Deposits 47.58M58.34M40.78M24.62M13.25M16.15M19.47M22.61M35.18M56.96M79.03M41.92M14.44M28.14M202.01M331.09M
Interest Expense - Debt 7.14M8.34M3.59M2.70M2.46M1.81M2.42M6.16M8.19M18.03M25.23M20.09M16.47M19.13M53.38M38.86M
Interest Expenses 57.24M67.99M44.92M27.59M16.89M19.23M23.26M33.28M49.53M91.15M123.32M68.45M31.10M65.86M275.23M390.08M
Interest Income - Net 175.98M275.51M263.90M253.34M228.32M228.62M246.50M272.67M283.55M449.24M484.25M456.51M452.12M519.14M627.77M612.01M
Non-interest income
Interest Income - Total 119.90M178.80M180.60M203.32M219.41M227.10M236.86M262.53M279.96M434.38M453.82M385.95M470.24M507.43M584.66M564.35M
Financial Services Fees 13.20M14.07M15.08M20.73M21.29M23.78M23.51M26.08M28.72M
Service Charges 19.66M22.19M19.21M21.21M20.59M20.27M19.02M18.93M19.77M35.11M37.94M29.45M31.88M28.06M27.29M29.28M
Investment Gain (Loss) 3.35M2.54M3.63M1.72M0.07M1.50M0.23M1.65M-0.16M-0.41M4.56M-0.76M-1.21M-1.05M-22.57M
Investment Banking Income 1.20M4.63M4.26M4.57M3.15M4.36M6.47M6.80M5.17M6.07M14.85M51.18M33.02M15.05M13.22M17.92M
Asset Management 13.46M13.86M14.34M13.95M14.32M13.63M13.13M13.20M14.07M
Card Income 5.96M8.52M9.29M10.03M10.91M10.74M11.58M12.13M13.30M31.30M30.40M23.90M27.90M29.50M29.70M30.00M
Other Non-Interest Income 34.95M46.99M45.60M25.31M17.28M8.81M19.12M13.73M15.76M20.67M35.56M21.36M32.90M17.87M22.32M27.42M
Non-Interest Income 404.71M146.83M142.53M122.42M73.65M63.97M75.20M69.60M76.14M103.38M131.37M189.12M171.51M189.64M212.42M223.57M
Operating Items
Amortization - Intangibles 1.49M0.93M0.77M0.74M2.40M3.56M4.61M4.54M5.92M13.43M17.60M19.24M18.32M18.47M13.90M10.84M
Depreciation & Amortization - Total 8.05M10.30M9.95M9.19M8.97M8.55M8.72M8.66M8.44M14.91M15.90M14.97M13.82M13.22M13.54M14.43M
Research & Development 3.48M5.15M5.72M8.84M10.23M12.96M10.86M11.41M14.02M28.08M21.88M27.51M31.36M33.66M35.85M35.18M
Wages, Salaries and Other 86.07M117.36M106.91M113.15M101.40M107.70M111.79M128.55M137.24M188.99M209.06M236.78M245.92M269.37M292.73M304.39M
Rent Expense 16.20M22.55M21.41M20.68M21.21M19.19M18.23M18.33M17.40M24.21M24.07M23.27M22.14M22.21M32.50M44.32M
Other Operating Expenses 142.91M195.67M181.03M183.29M185.07M155.33M163.31M163.00M200.08M256.34M280.48M324.92M333.49M386.25M396.59M425.67M
Operating Expenses 170.64M233.68M218.10M222.00M225.47M196.03M201.13M201.40M239.94M323.54M342.33M390.66M400.81M455.35M478.49M519.60M
EBIT 411.22M159.94M149.96M131.33M84.47M114.26M134.19M164.01M165.69M305.37M366.19M252.86M272.03M307.58M593.83M658.41M
Non-operating items
Other Non Operating Income -8.03M2.04M1.52M4.39M4.57M6.42M7.68M15.66M10.31M7.93M5.44M5.16M4.70M
Net income details
EBT 353.98M91.95M105.04M103.75M67.58M95.03M110.93M130.73M116.16M214.22M242.86M184.41M240.93M241.72M318.60M268.32M
Tax Provisions 132.64M32.70M38.30M36.44M19.23M30.03M35.87M42.20M19.38M41.63M44.79M28.60M35.77M24.11M62.73M39.49M
Profit After Tax 221.34M59.25M66.74M67.30M48.35M65.00M75.06M88.53M96.79M172.59M198.07M155.81M205.16M217.61M255.86M228.83M
Equity Income 185.52M3.73M25.24M-0.10M-4.32M39.52M65.58M45.03M52.48M-0.21M0.57M9.04M0.70M73.30M121.73M59.73M
Income from Continuing Operations 221.34M59.25M66.74M67.30M48.35M65.00M75.06M88.53M96.79M172.59M198.07M155.81M205.16M217.61M255.86M228.83M
Consolidated Net Income 221.34M59.25M66.74M67.30M48.35M65.00M75.06M88.53M96.79M172.59M198.07M155.81M205.16M217.61M255.86M228.83M
Income towards Parent Company 221.34M59.25M66.74M67.30M48.35M65.00M75.06M88.53M96.79M172.59M198.07M155.81M205.16M217.61M255.86M228.83M
Preferred Dividend Payments 3.58M1.86M
Net Income towards Common Stockholders 217.76M57.39M66.74M67.30M48.35M65.00M75.06M88.53M96.79M172.59M198.07M155.81M205.16M217.61M255.86M228.83M
Additional items
EPS (Basic) 4.841.011.161.160.841.111.231.451.571.952.011.602.162.332.722.42
EPS (Weighted Average and Diluted) 4.780.991.141.140.831.091.211.431.561.932.001.592.142.302.692.40
Tax Rate 37.47%35.56%36.46%35.13%28.46%31.60%32.33%32.28%16.68%19.43%18.44%15.51%14.85%9.97%19.69%14.72%