KPIs & Operating Metrics(New)
Allowance For Credit Loss AnnualAllowance For Credit LossesAllowance For Credit Loss To Total Loans %Allowance For Credit Loss To Total Loans Annual %Average Assets By SegmentAverage Assets By Segment AnnualAverage BalanceAverage Balance AnnualBreakdown Of AssetsCommon Equity Tier 1 CapitalCommon Equity Tier 1 Capital AnnualCommon Equity Tier 1 Capital Ratio %Common Equity Tier 1 Capital Ratio Annual %DepositsDeposits AnnualEfficiency Ratio %Efficiency Ratio Annual %Employee StatisticsIncome Before TaxesLoansLoans AnnualLoans To Deposit Ratio %Loans To Deposit Ratio Annual %Net Income (Loss) By SegmentNet Income (Loss) By Segment AnnualNet Income Margin By Segment %Net Income Margin By Segment Annual %Net Interest Income By SegmentNet Interest Income By Segment AnnualNet Interest Margin %Net Interest Margin Annual %Net Interest Margin By Segment %Net Interest Margin By Segment Annual %Non Accrual LoansNon Accrual Loans AnnualNon Accrual Loans To Total Loans %Non Accrual Loans To Total Loans Annual %Non Gaap ProfitabilityNon Gaap Profitability %Non Gaap Profitability AnnualNon Gaap Profitability Annual %Non Interest Expenses SegregationNon Interest Income By SegmentNon Interest Income By Segment AnnualNon Interest Margin By Segment %Non Interest Margin By Segment Annual %Premises And Equipment BreakdownReturn On Average Assets %Return On Average Assets Annual %Return On Average Equity %Return On Average Equity Annual %Revenue Breakdown Interest IncomeRevenue Breakdown Interest Income AnnualRevenue Breakdown Non Interest IncomeRevenue Breakdown Non Interest Income AnnualRevenue By Business VerticalRevenue By Business Vertical %Revenue By Business Vertical AnnualRevenue By Business Vertical Annual %Revenue Mix Breakdown Interest Income %Revenue Mix Breakdown Interest Income Annual %Revenue Mix Breakdown Non Interest Income %Revenue Mix Breakdown Non Interest Income Annual %Risk Weighted Assets AnnualTier 1 CapitalTier 1 Capital AnnualTier 1 Capital Ratio %Tier 1 Capital Ratio Annual %Tier 1 Leverage Ratio %Tier 1 Leverage Ratio Annual %Total Interest IncomeTotal Interest Income Annual
Balance Sheet
Accounts PayablesAccumulated ExpensesAssetsCash & Current InvestmentsCash & EquivalentsCash Due from BankCollateralCommon EquityFed Funds SoldGoodwillGoodwill & IntangiblesIntangiblesInterest DepositsLiabilities and Shareholders EquityLoansLoans - GrossLoans - Loss AllowanceLoans - NetLoans - NetLong-Term InvestmentsNon-Current DebtNotes PayablesOther Accumulated ExpensesOther Non-Current AssetsOther Non-Current LiabilitiesPayablesProperty, Plant & Equipment (Net)Property, Plant & Equipment (Net)ReceivablesReceivables - AccuredReceivables - NetRetained EarningsSecurities - Held-to-maturitySecurities - Mortgage Backed SecuritiesSecurities - TradableSecurities BoughtShareholder's EquityShares OutstandingShort term DebtShort-term InvestmentsTotal DebtTotal LiabilitiesTotal Non-Current LiabilitiesTreasury SharesTreasury Shares
Cash Flow Statement
AcquisitionsAmortization of Deferred ChargesAmortization of Deferred ChargesAmortizatization of IntangiblesAmortizatization of IntangiblesCapital ExpendituresCapital ExpendituresCash from Financing ActivitiesCash from Financing ActivitiesCash from Investing ActivitiesCash from Investing ActivitiesCash from OperationsCash from OperationsChange in Accured ExpensesChange in Accured ExpensesChange in Acquisitions & DivestmentsChange in Acquisitions & DivestmentsChange in CashChange in InventoryChange in InventoryChange in LoansChange in Net LoansDeferred TaxesDepreciation & Amortization (CF)Depreciation & Amortization (CF)Dividends Paid - CommonDividends Paid - CommonFree Cash FlowFree Cash FlowGains from Investment SecuritiesGains from Investment SecuritiesGains from Sales and DivestituresGains from Sales and DivestituresLong-Term Debt IssuancesLong-Term Debt RepaymentsNet Cash FlowNet Cash FlowNet IncomeNon-cash ItemsNon-cash ItemsOther financing activitiesOther financing activitiesSales of Property, Plant and EquipmentSales of Property, Plant and EquipmentShare-based CompensationShare-based CompensationShares IssuedShares RepurchasedShort-Term Debt issuances
Daily Values
Growth Metrics
EBIT Margin (QoQ)EBIT Margin Growth (1y)EBIT Margin Growth (3y)EBIT Margin Growth (5y)EBITDA Margin (QoQ)EBITDA Margin Growth (1y)EBITDA Margin Growth (3y)EBITDA Margin Growth (5y)EBT Margin (QoQ)EBT Margin Growth (1y)EBT Margin Growth (3y)EBT Margin Growth (5y)Enterprise Value (QoQ)Enterprise Value Growth (1y)Enterprise Value Growth (3y)Enterprise Value Growth (5y)FCF Margin (QoQ)FCF Margin Growth (1y)FCF Margin Growth (3y)FCF Margin Growth (5y)FCF Payout Ratio (QoQ)FCF Payout Ratio Growth (1y)FCF Payout Ratio Growth (3y)FCF Payout Ratio Growth (5y)Gross Margin (QoQ)Gross Margin Growth (1y)Interest Coverage Ratio (QoQ)Interest Coverage Ratio Growth (1y)Interest Coverage Ratio Growth (3y)Interest Coverage Ratio Growth (5y)Net Margin (QoQ)Net Margin Growth (1y)Net Margin Growth (3y)Net Margin Growth (5y)Operating Margin (QoQ)Operating Margin Growth (1y)Return on Assets (QoQ)Return on Assets Growth (1y)Return on Equity (QoQ)Return on Equity Growth (1y)Return on Equity Growth (3y)Return on Equity Growth (5y)Return on Invested Capital (QoQ)Return on Invested Capital Growth (1y)Return on Invested Capital Growth (3y)Return on Invested Capital Growth (5y)Return on Sales (QoQ)Return on Sales Growth (1y)Return on Sales Growth (3y)Return on Sales Growth (5y)
Income Statement
Amortization - IntangiblesCard IncomeConsolidated Net IncomeCost of RevenueDepreciation & Amortization - TotalEBITEBITDAEBTEPS (Basic)EPS (Weighted Average and Diluted)Equity IncomeFinancial Services FeesGross ProfitIncome - TrustIncome from Continuing OperationsIncome towards Parent CompanyInterest & Investment IncomeInterest Expense - DebtInterest Expense - DepositsInterest Expense - Fed FundsInterest Expense - OthersInterest ExpensesInterest ExpensesInterest Income - Debt SecuritiesInterest Income - DepositsInterest Income - Fed FundsInterest Income - NetInterest Income - TotalInterest Income - TotalInterest Income - Trading Account AssetsInterest income - InvestmentsInterest income - LoansInvestment Banking IncomeInvestment Gain (Loss)Net Income towards Common StockholdersNon Operating Investment IncomeNon Operating Investment IncomeNon-Interest IncomeOperating ExpensesOperating IncomeOther Non-Interest IncomeOther Operating ExpensesProfit After TaxProvisionsRent ExpenseRevenueService ChargesShares OutstandingShares Outstanding (Diluted Average)Shares Outstanding (Weighted Average)Tax ProvisionsTax RateTax RateWages, Salaries and Other
Others
Accumulated Depreciation & AmortizationAccumulated Depreciation & AmortizationCost of RevenueDepreciation ExpenseGross ProfitLong-Term Debt IssuancesLong-Term Debt RepaymentsMachine, Furnitures, Fixtures & OtherOther Gross PP&E AdjustmentsOther Gross PP&E AdjustmentsProperty, Plant & Equipment (Gross)Property, Plant & Equipment (Gross)Receivables - AccuredReceivables - NetRent ExpenseRevenue (Gross)Shares IssuedShares OutstandingShares OutstandingShares RepurchasedShort-Term Debt issuancesWages, Salaries and Other
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned
Umb Financial (UMBF) Tax Rate (2016 - 2020)
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Umb Financial (UMBF) has disclosed Tax Rate for 10 consecutive years, with 20.73% as the latest value for Q4 2020.
- For Q4 2020, Tax Rate rose 682.0% year-over-year to 20.73%; the TTM value through Dec 2020 reached 16.89%, up 207.0%, while the annual FY2025 figure was 17.97%, 178.0% up from the prior year.
- Tax Rate hit 20.73% in Q4 2020 for Umb Financial, up from 12.34% in the prior quarter.
- Across five years, Tax Rate topped out at 25.8% in Q4 2017 and bottomed at 3.95% in Q4 2018.
- Average Tax Rate over 5 years is 17.08%, with a median of 17.78% recorded in 2020.
- Year-over-year, Tax Rate plummeted -9495bps in 2016 and then surged 1787bps in 2019.
- Umb Financial's Tax Rate stood at 20.13% in 2016, then rose by 28bps to 25.8% in 2017, then plummeted by -115bps to 3.95% in 2018, then surged by 452bps to 13.92% in 2019, then skyrocketed by 49bps to 20.73% in 2020.
- According to Business Quant data, Tax Rate over the past three periods came in at 20.73%, 12.34%, and 11.83% for Q4 2020, Q3 2020, and Q2 2020 respectively.
Peer Comparison
Historic Data
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