Third Coast Bancshares (TCBX) FCF Payout Ratio (2023 - 2026)
Third Coast Bancshares (TCBX) reported FCF Payout Ratio of 0.02 for Q1 2026, down 118.9% year-over-year from 0.12 in Q1 2025, and down 108.78% on a QoQ basis from 0.26 in Q4 2025.
Third Coast Bancshares (TCBX) has 4 years of FCF Payout Ratio data on file, last reported at 0.02 in Q1 2026.
- Quarterly FCF Payout Ratio fell 118.9% year-over-year to 0.02 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.32 (down 326.44% YoY) and the FY2025 annual result came in at 0.1, down 30.69% from the prior year.
- FCF Payout Ratio declined to 0.02 in Q1 2026 per TCBX's latest filing, from 0.26 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 0.63 in Q3 2023 and bottomed at 0.28 in Q4 2024.
- The 4-year median for FCF Payout Ratio is 0.12 (2024), against an average of 0.12.
- The widest annual swing landed in 2024, when FCF Payout Ratio sank 509.44%; it then soared 191.1% in 2025.
- Tracing TCBX's FCF Payout Ratio over 4 years: stood at 0.07 in 2023, then slumped by 509.44% to 0.28 in 2024, then soared by 191.1% to 0.26 in 2025, then tumbled by 108.78% to 0.02 in 2026.
- Per Business Quant, the three latest TCBX FCF Payout Ratio figures stand at 0.02 (Q1 2026), 0.26 (Q4 2025), and 0.06 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 0.18 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 0.19 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 0.36 |
| 10 | Third Coast Bancshares | 564.14 Mn | 136.62 Mn | - | -0.02 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -0.02 |
| Dec 31, 2025 | 0.26 |
| Sep 30, 2025 | 0.06 |
| Jun 30, 2025 | 0.09 |
| Mar 31, 2025 | 0.12 |
| Dec 31, 2024 | -0.28 |
| Sep 30, 2024 | 0.05 |
| Jun 30, 2024 | 0.21 |
| Mar 31, 2024 | 0.12 |
| Dec 31, 2023 | 0.07 |
| Sep 30, 2023 | 0.63 |
| Jun 30, 2023 | 0.12 |
| Mar 31, 2023 | 0.16 |