Third Coast Bancshares (TCBX) FCF Payout Ratio (2023 - 2026)

Third Coast Bancshares (TCBX) reported FCF Payout Ratio of 0.02 for Q1 2026, down 118.9% year-over-year from 0.12 in Q1 2025, and down 108.78% quarter-over-quarter from 0.26 in Q4 2025.

Third Coast Bancshares (TCBX) FCF Payout Ratio (2023 - 2026) Analysis & Trends

Third Coast Bancshares (TCBX) has 4 years of FCF Payout Ratio data on file, last reported at 0.02 in Q1 2026.

  • FCF Payout Ratio for Q1 2026 came in at 0.02, down 118.9% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.32 (down 326.44% YoY), and the FY2025 annual result was 0.1, down 30.69% from the prior year.
  • FCF Payout Ratio eased to 0.02 in Q1 2026 per TCBX's latest filing, from 0.26 in the prior quarter.
  • Over five years, FCF Payout Ratio peaked at 0.63 in Q3 2023 and troughed at 0.28 in Q4 2024.
  • A 4-year average of 0.12 and a median of 0.12 in 2024 frame the typical range for FCF Payout Ratio.
  • The sharpest annual moves came in 2024 and 2025: FCF Payout Ratio tumbled 509.44% in 2024, then surged 191.1% in 2025.
  • A 4-year view of FCF Payout Ratio shows it stood at 0.07 in 2023, then plunged by 509.44% to 0.28 in 2024, then surged by 191.1% to 0.26 in 2025, then sank by 108.78% to 0.02 in 2026.
  • Business Quant data shows TCBX's FCF Payout Ratio at 0.02 in Q1 2026, 0.26 in Q4 2025, and 0.06 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 5.86
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.18
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Third Coast Bancshares 595.85 Mn 168.32 Mn - -0.02

Historic Data

Download Data
DateValue
Mar 31, 2026 -0.02
Dec 31, 2025 0.26
Sep 30, 2025 0.06
Jun 30, 2025 0.09
Mar 31, 2025 0.12
Dec 31, 2024 -0.28
Sep 30, 2024 0.05
Jun 30, 2024 0.21
Mar 31, 2024 0.12
Dec 31, 2023 0.07
Sep 30, 2023 0.63
Jun 30, 2023 0.12
Mar 31, 2023 0.16