Third Coast Bancshares (TCBX) FCF Payout Ratio (2023 - 2026)

Third Coast Bancshares (TCBX) reported FCF Payout Ratio of 0.02 for Q1 2026, down 118.9% year-over-year from 0.12 in Q1 2025, and down 108.78% on a QoQ basis from 0.26 in Q4 2025.

Third Coast Bancshares (TCBX) has 4 years of FCF Payout Ratio data on file, last reported at 0.02 in Q1 2026.

  • Quarterly FCF Payout Ratio fell 118.9% year-over-year to 0.02 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.32 (down 326.44% YoY) and the FY2025 annual result came in at 0.1, down 30.69% from the prior year.
  • FCF Payout Ratio declined to 0.02 in Q1 2026 per TCBX's latest filing, from 0.26 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 0.63 in Q3 2023 and bottomed at 0.28 in Q4 2024.
  • The 4-year median for FCF Payout Ratio is 0.12 (2024), against an average of 0.12.
  • The widest annual swing landed in 2024, when FCF Payout Ratio sank 509.44%; it then soared 191.1% in 2025.
  • Tracing TCBX's FCF Payout Ratio over 4 years: stood at 0.07 in 2023, then slumped by 509.44% to 0.28 in 2024, then soared by 191.1% to 0.26 in 2025, then tumbled by 108.78% to 0.02 in 2026.
  • Per Business Quant, the three latest TCBX FCF Payout Ratio figures stand at 0.02 (Q1 2026), 0.26 (Q4 2025), and 0.06 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 5.86
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 0.18
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.19
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.36
10 Third Coast Bancshares 564.14 Mn 136.62 Mn - -0.02

Historic Data

Download Data 🔒
DateValue
Mar 31, 2026 -0.02
Dec 31, 2025 0.26
Sep 30, 2025 0.06
Jun 30, 2025 0.09
Mar 31, 2025 0.12
Dec 31, 2024 -0.28
Sep 30, 2024 0.05
Jun 30, 2024 0.21
Mar 31, 2024 0.12
Dec 31, 2023 0.07
Sep 30, 2023 0.63
Jun 30, 2023 0.12
Mar 31, 2023 0.16