Southern Missouri Bancorp (SMBC) Operating Margin (2020 - 2026)
Southern Missouri Bancorp posted quarterly Operating Margin of 9.17% for Q1 2026, up 15.0% year-on-year from 7.97% in Q1 2025, and down 4.47% on a QoQ basis from 9.6% in Q4 2025.
Southern Missouri Bancorp (SMBC) has 7 years of Operating Margin data on file, last reported at 9.17% in Q1 2026.
- For the quarter ending Q1 2026, Operating Margin rose 15.0% year-over-year to 9.17%; the trailing twelve-month figure through Mar 2026 stood at 8.89% (up 41.0% YoY), and the FY2025 full-year result was 8.51%, up 44.0% from the prior year.
- Operating Margin for Q1 2026 stood at 9.17%, down from 9.6% in the prior quarter.
- Across five years, Operating Margin topped out at 10.23% in Q2 2022 and bottomed at 1.57% in Q1 2023.
- The 5-year median for Operating Margin is 8.44% (2025), against an average of 8.18%.
- The widest annual swing landed in 2023, when Operating Margin sank 663 bps; it then soared 584 bps in 2024.
- A 5-year view of Operating Margin shows it stood at 9.3% in 2022, then slipped by 14 bps to 8.04% in 2023, then climbed by 11 bps to 8.96% in 2024, then gained by 7 bps to 9.6% in 2025, then retreated by 4 bps to 9.17% in 2026.
- The last three Operating Margin figures came in at 9.17% (Q1 2026), 9.6% (Q4 2025), and 8.33% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | - |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | - |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | - |
| 10 | Southern Missouri Bancorp | 761.71 Mn | 667.75 Mn | - | 9.17% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 9.17% |
| Dec 31, 2025 | 9.60% |
| Sep 30, 2025 | 8.33% |
| Jun 30, 2025 | 8.44% |
| Mar 31, 2025 | 9.02% |
| Dec 31, 2024 | 8.96% |
| Sep 30, 2024 | 7.59% |
| Jun 30, 2024 | 8.31% |
| Mar 31, 2024 | 7.41% |
| Dec 31, 2023 | 8.04% |
| Sep 30, 2023 | 8.47% |
| Jun 30, 2023 | 9.07% |
| Mar 31, 2023 | 1.57% |
| Dec 31, 2022 | 9.30% |
| Sep 30, 2022 | 7.44% |
| Jun 30, 2022 | 10.23% |
| Mar 31, 2022 | 8.19% |
| Dec 31, 2021 | 10.57% |
| Sep 30, 2021 | 11.31% |
| Jun 30, 2021 | 12.55% |
| Mar 31, 2021 | 11.04% |
| Dec 31, 2020 | 10.91% |