Ryvyl (RVYL) Debt Ratio (2010 - 2025)
Ryvyl (RVYL) reported Debt Ratio of 0.05 for Q4 2025, down 67.05% year-over-year from 0.14 in Q4 2024, and up 78.13% quarter-over-quarter from 0.03 in Q3 2025.
Ryvyl (RVYL) Debt Ratio (2010 - 2025) Analysis & Trends
Ryvyl (RVYL) has 16 years of Debt Ratio data on file, last reported at 0.05 in Q4 2025.
- Debt Ratio for Q4 2025 came in at 0.05, down 67.05% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.05 (down 67.05% YoY), and the FY2025 annual result was 0.05, down 67.05% from the prior year.
- Debt Ratio climbed to 0.05 in Q4 2025 per RVYL's latest filing, from 0.03 in the prior quarter.
- Over five years, Debt Ratio peaked at 0.68 in Q4 2021 and troughed at 0.0 in Q2 2021.
- A 5-year average of 0.22 and a median of 0.13 in 2023 frame the typical range for Debt Ratio.
- The sharpest annual moves came in 2021 and 2022: Debt Ratio plunged 95.95% in 2021, then surged 17118.33% in 2022.
- A 5-year view of Debt Ratio shows it stood at 0.68 in 2021, then slipped by 7.23% to 0.63 in 2022, then slumped by 80.52% to 0.12 in 2023, then climbed by 14.82% to 0.14 in 2024, then slumped by 67.05% to 0.05 in 2025.
- Business Quant data shows RVYL's Debt Ratio at 0.05 in Q4 2025, 0.03 in Q3 2025, and 0.03 in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 245.77 Bn | 227.80 Bn | 8.16 Bn | 0.08 |
| 2 | Full Truck Alliance | 173.38 Bn | 170.83 Bn | - | 0.00 |
| 3 | Salesforce | 149.14 Bn | 137.30 Bn | 8.56 Bn | 0.37 |
| 4 | Uber Technologies | 141.25 Bn | 140.21 Bn | 11.88 Bn | 0.18 |
| 5 | Shopify | 141.09 Bn | 135.35 Bn | 1.55 Bn | - |
| 6 | ServiceNow | 109.96 Bn | 104.78 Bn | 2.83 Bn | - |
| 7 | Cadence Design Systems | 104.55 Bn | 103.15 Bn | 1.26 Bn | 0.24 |
| 8 | Adobe | 95.76 Bn | 88.87 Bn | 5.73 Bn | 0.03 |
| 9 | Automatic Data Processing | 93.36 Bn | 90.13 Bn | 2.87 Bn | 0.06 |
| 10 | Ryvyl | - | - | 1.33 Mn | 0.05 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.05 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | 0.03 |
| Mar 31, 2025 | 0.04 |
| Dec 31, 2024 | 0.14 |
| Sep 30, 2024 | 0.14 |
| Jun 30, 2024 | 0.16 |
| Mar 31, 2024 | 0.13 |
| Dec 31, 2023 | 0.12 |
| Sep 30, 2023 | 0.51 |
| Jun 30, 2023 | 0.59 |
| Mar 31, 2023 | 0.60 |
| Dec 31, 2022 | 0.63 |
| Sep 30, 2022 | 0.01 |
| Jun 30, 2022 | 0.00 |
| Mar 31, 2022 | 0.49 |
| Dec 31, 2021 | 0.68 |
| Sep 30, 2021 | 0.01 |
| Jun 30, 2021 | 0.00 |
| Mar 31, 2021 | 0.00 |