Ryvyl (RVYL) Debt Ratio (2010 - 2025)

Ryvyl (RVYL) reported Debt Ratio of 0.05 for Q4 2025, down 67.05% year-over-year from 0.14 in Q4 2024, and up 78.13% quarter-over-quarter from 0.03 in Q3 2025.

Ryvyl (RVYL) Debt Ratio (2010 - 2025) Analysis & Trends

Ryvyl (RVYL) has 16 years of Debt Ratio data on file, last reported at 0.05 in Q4 2025.

  • Debt Ratio for Q4 2025 came in at 0.05, down 67.05% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.05 (down 67.05% YoY), and the FY2025 annual result was 0.05, down 67.05% from the prior year.
  • Debt Ratio climbed to 0.05 in Q4 2025 per RVYL's latest filing, from 0.03 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.68 in Q4 2021 and troughed at 0.0 in Q2 2021.
  • A 5-year average of 0.22 and a median of 0.13 in 2023 frame the typical range for Debt Ratio.
  • The sharpest annual moves came in 2021 and 2022: Debt Ratio plunged 95.95% in 2021, then surged 17118.33% in 2022.
  • A 5-year view of Debt Ratio shows it stood at 0.68 in 2021, then slipped by 7.23% to 0.63 in 2022, then slumped by 80.52% to 0.12 in 2023, then climbed by 14.82% to 0.14 in 2024, then slumped by 67.05% to 0.05 in 2025.
  • Business Quant data shows RVYL's Debt Ratio at 0.05 in Q4 2025, 0.03 in Q3 2025, and 0.03 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Sap Se 245.77 Bn 227.80 Bn 8.16 Bn 0.08
2 Full Truck Alliance 173.38 Bn 170.83 Bn - 0.00
3 Salesforce 149.14 Bn 137.30 Bn 8.56 Bn 0.37
4 Uber Technologies 141.25 Bn 140.21 Bn 11.88 Bn 0.18
5 Shopify 141.09 Bn 135.35 Bn 1.55 Bn -
6 ServiceNow 109.96 Bn 104.78 Bn 2.83 Bn -
7 Cadence Design Systems 104.55 Bn 103.15 Bn 1.26 Bn 0.24
8 Adobe 95.76 Bn 88.87 Bn 5.73 Bn 0.03
9 Automatic Data Processing 93.36 Bn 90.13 Bn 2.87 Bn 0.06
10 Ryvyl - - 1.33 Mn 0.05

Historic Data

Download Data
DateValue
Dec 31, 2025 0.05
Sep 30, 2025 0.03
Jun 30, 2025 0.03
Mar 31, 2025 0.04
Dec 31, 2024 0.14
Sep 30, 2024 0.14
Jun 30, 2024 0.16
Mar 31, 2024 0.13
Dec 31, 2023 0.12
Sep 30, 2023 0.51
Jun 30, 2023 0.59
Mar 31, 2023 0.60
Dec 31, 2022 0.63
Sep 30, 2022 0.01
Jun 30, 2022 0.00
Mar 31, 2022 0.49
Dec 31, 2021 0.68
Sep 30, 2021 0.01
Jun 30, 2021 0.00
Mar 31, 2021 0.00