Growth Metrics

Root (ROOT) Return on Equity (2019 - 2025)

Root has reported Return on Equity over the past 7 years, most recently at 0.15% for Q4 2025.

  • Quarterly results put Return on Equity at 0.15% for Q4 2025, down 1.0% from a year ago — trailing twelve months through Dec 2025 was 0.15% (down 1.0% YoY), and the annual figure for FY2025 was 0.17%, changed 0.0%.
  • Return on Equity for Q4 2025 was 0.15% at Root, down from 0.22% in the prior quarter.
  • Over the last five years, Return on Equity for ROOT hit a ceiling of 0.36% in Q2 2025 and a floor of 1.0% in Q1 2023.
  • Median Return on Equity over the past 5 years was 0.73% (2021), compared with a mean of 0.52%.
  • Biggest five-year swings in Return on Equity: crashed -137bps in 2021 and later surged 102bps in 2024.
  • Root's Return on Equity stood at 0.89% in 2021, then dropped by -12bps to 0.99% in 2022, then grew by 13bps to 0.86% in 2023, then soared by 119bps to 0.16% in 2024, then fell by -8bps to 0.15% in 2025.
  • The last three reported values for Return on Equity were 0.15% (Q4 2025), 0.22% (Q3 2025), and 0.36% (Q2 2025) per Business Quant data.