Root (ROOT) Retained Earnings (2019 - 2026)
Root (ROOT) posted quarterly Retained Earnings of $1.9 billion for Q1 2026, up 2.1% year-over-year from $1.9 billion in Q1 2025, and little changed quarter-over-quarter from $1.9 billion in Q4 2025.
Root (ROOT) Retained Earnings (2019 - 2026) Analysis & Trends
Root's Retained Earnings history runs 8 years deep, the most recent figure standing at $1.9 billion for Q1 2026.
- In Q1 2026, Retained Earnings rose 2.1% year-over-year to $1.9 billion; the TTM figure through Mar 2026 stood at $1.9 billion (up 2.1% YoY), while the FY2025 annual figure was $1.9 billion, up 214.28% from the prior year.
- Retained Earnings for Q1 2026 stood at $1.9 billion, roughly flat from $1.9 billion in the prior quarter.
- The five-year high for Retained Earnings was $1.9 billion in Q1 2026, with the low at -$1.7 billion in Q1 2024.
- The 5-year median for Retained Earnings is -$4.6 million (2022), against an average of -$123.2 million.
- The sharpest annual moves came in 2024 and 2025: Retained Earnings tumbled 67176.0% in 2024, then surged 55502.94% in 2025.
- Root's Retained Earnings stood at $1.9 billion in 2022, then plunged by 100.14% to -$2.5 million in 2023, then sank by 67176.0% to -$1.7 billion in 2024, then jumped by 214.28% to $1.9 billion in 2025, then grew by 0.48% to $1.9 billion in 2026.
- Business Quant data shows ROOT's Retained Earnings at $1.9 billion in Q1 2026, $1.9 billion in Q4 2025, and -$1.6 billion in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.90 Bn | 121.13 Bn | 9.13 Bn | 71.68 Bn |
| 2 | Progressive | 124.06 Bn | 119.06 Bn | 9.04 Bn | 32.26 Bn |
| 3 | Travelers Companies | 79.33 Bn | 55.58 Bn | 4.83 Bn | 58.35 Bn |
| 4 | Allstate | 67.38 Bn | 28.65 Bn | 16.28 Bn | 67.50 Bn |
| 5 | Fairfax Financial Holdings | 35.35 Bn | 35.35 Bn | - | - |
| 6 | Cincinnati Financial | 26.76 Bn | 24.87 Bn | 2.39 Bn | 17.96 Bn |
| 7 | Loews | 23.32 Bn | 1.02 Bn | 2.57 Bn | 18.13 Bn |
| 8 | Markel | 23.18 Bn | 6.30 Bn | 2.83 Bn | 15.59 Bn |
| 9 | Assurant | 14.03 Bn | 11.99 Bn | 2.71 Bn | 5.13 Bn |
| 10 | Root | 806.98 Mn | 286.58 Mn | 149.30 Mn | 1.91 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.91 Bn |
| Mar 31, 2026 | 1.93 Bn |
| Dec 31, 2025 | 1.92 Bn |
| Sep 30, 2025 | -1.65 Bn |
| Jun 30, 2025 | 1.88 Bn |
| Mar 31, 2025 | 1.89 Bn |
| Dec 31, 2024 | -1.68 Bn |
| Sep 30, 2024 | -1.70 Bn |
| Jun 30, 2024 | -3.40 Mn |
| Mar 31, 2024 | -1.72 Bn |
| Dec 31, 2023 | -2.50 Mn |
| Sep 30, 2023 | -1.69 Bn |
| Jun 30, 2023 | -5.90 Mn |
| Mar 31, 2023 | -1.61 Bn |
| Dec 31, 2022 | 1.85 Bn |
| Sep 30, 2022 | -1.50 Bn |
| Jun 30, 2022 | -4.60 Mn |
| Mar 31, 2022 | -3.30 Mn |
| Dec 31, 2021 | 1.81 Bn |
| Sep 30, 2021 | -1.16 Bn |