Root (ROOT) Retained Earnings (2019 - 2026)
Root (ROOT) recorded quarterly Retained Earnings of $400000.0 in Q1 2026, down 89.74% quarter-over-quarter from $3.9 million in Q4 2025, and down 42.86% on a YoY basis from $700000.0 in Q1 2025.
Root (ROOT) Retained Earnings (2019 - 2026) Analysis & Trends
Root's Retained Earnings history runs 8 years deep, the most recent figure standing at $400000.0 for Q1 2026.
- In Q1 2026, Retained Earnings fell 42.86% year-over-year to $400000.0; the TTM figure through Mar 2026 stood at $400000.0 (down 42.86% YoY), while the FY2025 annual figure was $3.9 million, up 100.23% from the prior year.
- Retained Earnings was $400000.0 for Q1 2026 at Root, down from $3.9 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $3.9 million in Q4 2025 to a low of -$1.7 billion in Q4 2023.
- Historically, Retained Earnings has averaged -$551.9 million across 5 years, with a median of -$4.7 million in 2023.
- The sharpest annual moves came in 2022 and 2025: Retained Earnings slumped 93875.0% in 2022, then surged 167.65% in 2025.
- A 5-year view of Retained Earnings shows it stood at -$5.8 million in 2022, then slumped by 29472.41% to -$1.7 billion in 2023, then grew by 1.94% to -$1.7 billion in 2024, then jumped by 100.23% to $3.9 million in 2025, then plunged by 89.74% to $400000.0 in 2026.
- The last three Retained Earnings figures came in at $400000.0 (Q1 2026), $3.9 million (Q4 2025), and $3.5 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | -5.91 Bn |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | -471.00 Mn |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | -3.08 Bn |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | -292.00 Mn |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | -601.28 Mn |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 16.85 Bn |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -237.60 Mn |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 17.70 Bn |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | -629.00 Mn |
| 10 | Root | 835.22 Mn | 227.22 Mn | 366.20 Mn | 400,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 400,000.00 |
| Dec 31, 2025 | 3.90 Mn |
| Sep 30, 2025 | 3.50 Mn |
| Jun 30, 2025 | 2.30 Mn |
| Mar 31, 2025 | 700,000.00 |
| Dec 31, 2024 | -1.68 Bn |
| Sep 30, 2024 | 2.10 Mn |
| Jun 30, 2024 | -3.40 Mn |
| Mar 31, 2024 | -3.30 Mn |
| Dec 31, 2023 | -1.72 Bn |
| Sep 30, 2023 | -1.69 Bn |
| Jun 30, 2023 | -5.90 Mn |
| Mar 31, 2023 | -4.70 Mn |
| Dec 31, 2022 | -5.80 Mn |
| Sep 30, 2022 | -1.50 Bn |
| Jun 30, 2022 | -1.44 Bn |
| Mar 31, 2022 | -1.35 Bn |
| Dec 31, 2021 | 400,000.00 |
| Sep 30, 2021 | 1.60 Mn |
| Jun 30, 2021 | -1.03 Bn |