Root (ROOT) Retained Earnings (2019 - 2026)

Root (ROOT) recorded quarterly Retained Earnings of $400000.0 in Q1 2026, down 89.74% quarter-over-quarter from $3.9 million in Q4 2025, and down 42.86% on a YoY basis from $700000.0 in Q1 2025.

Root (ROOT) Retained Earnings (2019 - 2026) Analysis & Trends

Root's Retained Earnings history runs 8 years deep, the most recent figure standing at $400000.0 for Q1 2026.

  • In Q1 2026, Retained Earnings fell 42.86% year-over-year to $400000.0; the TTM figure through Mar 2026 stood at $400000.0 (down 42.86% YoY), while the FY2025 annual figure was $3.9 million, up 100.23% from the prior year.
  • Retained Earnings was $400000.0 for Q1 2026 at Root, down from $3.9 million in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $3.9 million in Q4 2025 to a low of -$1.7 billion in Q4 2023.
  • Historically, Retained Earnings has averaged -$551.9 million across 5 years, with a median of -$4.7 million in 2023.
  • The sharpest annual moves came in 2022 and 2025: Retained Earnings slumped 93875.0% in 2022, then surged 167.65% in 2025.
  • A 5-year view of Retained Earnings shows it stood at -$5.8 million in 2022, then slumped by 29472.41% to -$1.7 billion in 2023, then grew by 1.94% to -$1.7 billion in 2024, then jumped by 100.23% to $3.9 million in 2025, then plunged by 89.74% to $400000.0 in 2026.
  • The last three Retained Earnings figures came in at $400000.0 (Q1 2026), $3.9 million (Q4 2025), and $3.5 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn -5.91 Bn
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn -471.00 Mn
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn -3.08 Bn
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn -292.00 Mn
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn -601.28 Mn
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 16.85 Bn
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -237.60 Mn
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 17.70 Bn
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn -629.00 Mn
10 Root 835.22 Mn 227.22 Mn 366.20 Mn 400,000.00

Historic Data

Download Data
DateValue
Mar 31, 2026 400,000.00
Dec 31, 2025 3.90 Mn
Sep 30, 2025 3.50 Mn
Jun 30, 2025 2.30 Mn
Mar 31, 2025 700,000.00
Dec 31, 2024 -1.68 Bn
Sep 30, 2024 2.10 Mn
Jun 30, 2024 -3.40 Mn
Mar 31, 2024 -3.30 Mn
Dec 31, 2023 -1.72 Bn
Sep 30, 2023 -1.69 Bn
Jun 30, 2023 -5.90 Mn
Mar 31, 2023 -4.70 Mn
Dec 31, 2022 -5.80 Mn
Sep 30, 2022 -1.50 Bn
Jun 30, 2022 -1.44 Bn
Mar 31, 2022 -1.35 Bn
Dec 31, 2021 400,000.00
Sep 30, 2021 1.60 Mn
Jun 30, 2021 -1.03 Bn