Root (ROOT) Interest Expenses (2019 - 2026)

Root (ROOT) posted quarterly Interest Expenses of $4.8 million for Q1 2026, down 9.43% year-over-year from $5.3 million in Q1 2025, and down 5.88% on a QoQ basis from $5.1 million in Q4 2025.

Root (ROOT) Interest Expenses (2019 - 2026) Analysis & Trends

Root (ROOT) has reported Interest Expenses for 8 consecutive years, with $4.8 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Expenses fell 9.43% year-over-year to $4.8 million; the TTM figure through Mar 2026 stood at $20.5 million (down 42.9% YoY), while the FY2025 annual figure was $21.0 million, down 50.24% from the prior year.
  • Interest Expenses came in at $4.8 million for Q1 2026 at Root, down from $5.1 million in the prior quarter.
  • The five-year high for Interest Expenses was $11.8 million in Q3 2023, with the low at $4.8 million in Q1 2026.
  • Average Interest Expenses over 5 years is $8.7 million, with a median of $9.3 million recorded in 2022.
  • Across the five-year window, Interest Expenses jumped 404.76% in 2022 and sank 54.31% in 2025, its largest moves.
  • Year by year, Interest Expenses stood at $10.6 million in 2022, then gained by 10.38% to $11.7 million in 2023, then slumped by 36.75% to $7.4 million in 2024, then plunged by 31.08% to $5.1 million in 2025, then retreated by 5.88% to $4.8 million in 2026.
  • According to Business Quant data, Interest Expenses over the past three periods registered $4.8 million, $5.1 million, and $5.3 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Int Expense (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn 50.89 Mn
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn 70.00 Mn
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 198.00 Mn
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 13.00 Mn
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn 116.00 Mn
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn 98.00 Mn
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - -211.60 Mn
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn 113.00 Mn
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn 13.22 Mn
10 Root 936.16 Mn 328.16 Mn 366.20 Mn 4.80 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 4.80 Mn
Mar 31, 2026 4.80 Mn
Dec 31, 2025 5.10 Mn
Dec 31, 2025 5.10 Mn
Sep 30, 2025 5.30 Mn
Sep 30, 2025 5.30 Mn
Jun 30, 2025 5.30 Mn
Jun 30, 2025 5.30 Mn
Mar 31, 2025 5.30 Mn
Mar 31, 2025 5.30 Mn
Dec 31, 2024 7.40 Mn
Dec 31, 2024 7.40 Mn
Sep 30, 2024 11.60 Mn
Sep 30, 2024 11.60 Mn
Jun 30, 2024 11.60 Mn
Jun 30, 2024 11.60 Mn
Mar 31, 2024 11.60 Mn
Mar 31, 2024 11.60 Mn
Dec 31, 2023 11.70 Mn
Dec 31, 2023 11.70 Mn