Root (ROOT) Interest Expenses (2019 - 2026)
Root (ROOT) posted quarterly Interest Expenses of $4.8 million for Q1 2026, down 9.43% year-over-year from $5.3 million in Q1 2025, and down 5.88% on a QoQ basis from $5.1 million in Q4 2025.
Root (ROOT) Interest Expenses (2019 - 2026) Analysis & Trends
Root (ROOT) has reported Interest Expenses for 8 consecutive years, with $4.8 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Expenses fell 9.43% year-over-year to $4.8 million; the TTM figure through Mar 2026 stood at $20.5 million (down 42.9% YoY), while the FY2025 annual figure was $21.0 million, down 50.24% from the prior year.
- Interest Expenses came in at $4.8 million for Q1 2026 at Root, down from $5.1 million in the prior quarter.
- The five-year high for Interest Expenses was $11.8 million in Q3 2023, with the low at $4.8 million in Q1 2026.
- Average Interest Expenses over 5 years is $8.7 million, with a median of $9.3 million recorded in 2022.
- Across the five-year window, Interest Expenses jumped 404.76% in 2022 and sank 54.31% in 2025, its largest moves.
- Year by year, Interest Expenses stood at $10.6 million in 2022, then gained by 10.38% to $11.7 million in 2023, then slumped by 36.75% to $7.4 million in 2024, then plunged by 31.08% to $5.1 million in 2025, then retreated by 5.88% to $4.8 million in 2026.
- According to Business Quant data, Interest Expenses over the past three periods registered $4.8 million, $5.1 million, and $5.3 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | 50.89 Mn |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 70.00 Mn |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 198.00 Mn |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 13.00 Mn |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 116.00 Mn |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 98.00 Mn |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | -211.60 Mn |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 113.00 Mn |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 13.22 Mn |
| 10 | Root | 936.16 Mn | 328.16 Mn | 366.20 Mn | 4.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.80 Mn |
| Mar 31, 2026 | 4.80 Mn |
| Dec 31, 2025 | 5.10 Mn |
| Dec 31, 2025 | 5.10 Mn |
| Sep 30, 2025 | 5.30 Mn |
| Sep 30, 2025 | 5.30 Mn |
| Jun 30, 2025 | 5.30 Mn |
| Jun 30, 2025 | 5.30 Mn |
| Mar 31, 2025 | 5.30 Mn |
| Mar 31, 2025 | 5.30 Mn |
| Dec 31, 2024 | 7.40 Mn |
| Dec 31, 2024 | 7.40 Mn |
| Sep 30, 2024 | 11.60 Mn |
| Sep 30, 2024 | 11.60 Mn |
| Jun 30, 2024 | 11.60 Mn |
| Jun 30, 2024 | 11.60 Mn |
| Mar 31, 2024 | 11.60 Mn |
| Mar 31, 2024 | 11.60 Mn |
| Dec 31, 2023 | 11.70 Mn |
| Dec 31, 2023 | 11.70 Mn |