Root (ROOT) Interest Expenses (2019 - 2026)
Root (ROOT) posted quarterly Interest Expenses of $8.6 million for Q1 2026, down 18.87% year-over-year from $10.6 million in Q1 2025, and up 79.17% quarter-over-quarter from $4.8 million in Q4 2025.
Root (ROOT) Interest Expenses (2019 - 2026) Analysis & Trends
Root's Interest Expenses history runs 8 years deep, the most recent figure standing at $8.6 million for Q1 2026.
- In Q1 2026, Interest Expenses fell 18.87% year-over-year to $8.6 million; the TTM figure through Mar 2026 stood at $8.6 million (down 18.87% YoY), while the FY2025 annual figure was $21.0 million, down 93.93% from the prior year.
- Interest Expenses for Q1 2026 stood at $8.6 million, up from $4.8 million in the prior quarter.
- The five-year high for Interest Expenses was $11.8 million in Q3 2023, with the low at $4.8 million in Q4 2025.
- The 5-year median for Interest Expenses is $10.6 million (2022), against an average of $9.8 million.
- Peak annual rise in Interest Expenses reached 404.76% in 2022, while the deepest fall reached 85.11% in 2022.
- Root's Interest Expenses stood at $10.6 million in 2022, then climbed by 10.38% to $11.7 million in 2023, then decreased by 22.22% to $9.1 million in 2024, then tumbled by 47.25% to $4.8 million in 2025, then soared by 79.17% to $8.6 million in 2026.
- Business Quant data shows ROOT's Interest Expenses at $8.6 million in Q1 2026, $4.8 million in Q4 2025, and $8.0 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.99 Bn | 121.23 Bn | 9.13 Bn | 209.00 Mn |
| 2 | Progressive | 124.76 Bn | 119.76 Bn | 9.04 Bn | 1.23 Bn |
| 3 | Travelers Companies | 79.49 Bn | 55.74 Bn | 4.83 Bn | 3.08 Bn |
| 4 | Allstate | 67.77 Bn | 29.04 Bn | 16.28 Bn | 538.00 Mn |
| 5 | Fairfax Financial Holdings | 35.33 Bn | 35.33 Bn | - | -430.70 Mn |
| 6 | Cincinnati Financial | 26.79 Bn | 24.90 Bn | 2.39 Bn | 478.00 Mn |
| 7 | Loews | 23.30 Bn | 998.54 Mn | 2.57 Bn | 2.40 Bn |
| 8 | Markel | 23.22 Bn | 6.34 Bn | 2.83 Bn | 433.97 Mn |
| 9 | Assurant | 14.12 Bn | 12.09 Bn | 2.71 Bn | 242.00 Mn |
| 10 | Root | 803.21 Mn | 282.81 Mn | 149.30 Mn | 8.50 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 8.50 Mn |
| Jun 30, 2026 | 8.50 Mn |
| Mar 31, 2026 | 8.60 Mn |
| Mar 31, 2026 | 8.60 Mn |
| Dec 31, 2025 | 4.80 Mn |
| Dec 31, 2025 | 4.80 Mn |
| Sep 30, 2025 | 8.00 Mn |
| Sep 30, 2025 | 8.00 Mn |
| Jun 30, 2025 | 10.00 Mn |
| Jun 30, 2025 | 10.00 Mn |
| Mar 31, 2025 | 10.60 Mn |
| Mar 31, 2025 | 10.60 Mn |
| Dec 31, 2024 | 9.10 Mn |
| Dec 31, 2024 | 9.10 Mn |
| Sep 30, 2024 | 11.60 Mn |
| Sep 30, 2024 | 11.60 Mn |
| Jun 30, 2024 | 11.60 Mn |
| Jun 30, 2024 | 11.60 Mn |
| Mar 31, 2024 | 11.60 Mn |
| Mar 31, 2024 | 11.60 Mn |