Root (ROOT) Interest Expenses (2019 - 2026)
Root's Interest Expenses was $4.1 million in Q2 2026, down 22.6% from $5.3 million a year earlier and down 14.6% from the prior quarter.
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Analysis
Root (ROOT) Interest Expenses (2019 - 2026) Analysis & Trends
On a trailing twelve-month basis, Root's Interest Expenses was $19.3 million through Jun 30, 2026, down 34.8% year-over-year; for FY2025, it came in at $21 million, down 50.2% from FY2024.
- Interest Expenses shows a five-year compound annual growth rate of -23.0% (FY2020 to FY2025).
- In earlier years, Interest Expenses was $42.2 million in FY2024 (-8.5%), $46.1 million in FY2023 (+33.2%), $34.6 million in FY2022 (+73.0%) and $20 million in FY2021 (-74.3%).
- The Q2 2026 figure marks the lowest quarterly Interest Expenses since Q4 2021.
- Compared with a year earlier, Interest Expenses has declined for eight straight quarters, with an average decline of 33.1% over the last eight quarters.
- The best year-over-year quarter for Interest Expenses over five years was Q4 2022 (growth of 404.8%); the worst was Q4 2021 (a decline of 95.3%).
- Per Business Quant data, ROOT's Interest Expenses in the three quarters before Q2 2026 was $4.8 million (Q1 2026), $5.1 million (Q4 2025) and $5.3 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,083.69 Bn | -333.79 Bn | 55.86 Bn | 1.34 Bn |
| 2 | Chubb | 127.81 Bn | 79.86 Bn | 9.13 Bn | 200.00 Mn |
| 3 | Progressive | 121.79 Bn | 97.63 Bn | 9.04 Bn | 88.00 Mn |
| 4 | Marsh & Mclennan Companies | 80.80 Bn | 72.54 Bn | - | 250.00 Mn |
| 5 | Travelers Companies | 75.76 Bn | 52.01 Bn | 6.23 Bn | 113.00 Mn |
| 6 | Manulife Financial | 74.06 Bn | 75.27 Bn | - | -280.50 Mn |
| 7 | Metlife | 61.12 Bn | -45.36 Bn | 7.82 Bn | 3.07 Bn |
| 8 | Arthur J. Gallagher | 58.82 Bn | 53.25 Bn | - | 168.00 Mn |
| 9 | Allstate | 57.81 Bn | 19.06 Bn | 8.73 Bn | 96.00 Mn |
| 10 | Root | 640.20 Mn | -1.81 Bn | - | 4.10 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.10 Mn |
| Mar 31, 2026 | 4.80 Mn |
| Dec 31, 2025 | 5.10 Mn |
| Sep 30, 2025 | 5.30 Mn |
| Jun 30, 2025 | 5.30 Mn |
| Mar 31, 2025 | 5.30 Mn |
| Dec 31, 2024 | 7.40 Mn |
| Sep 30, 2024 | 11.60 Mn |
| Jun 30, 2024 | 11.60 Mn |
| Mar 31, 2024 | 11.60 Mn |
| Dec 31, 2023 | 11.70 Mn |
| Sep 30, 2023 | 11.80 Mn |
| Jun 30, 2023 | 11.50 Mn |
| Mar 31, 2023 | 11.10 Mn |
| Dec 31, 2022 | 10.60 Mn |
| Sep 30, 2022 | 9.30 Mn |
| Jun 30, 2022 | 9.20 Mn |
| Mar 31, 2022 | 5.50 Mn |
| Dec 31, 2021 | 2.10 Mn |
| Sep 30, 2021 | 6.10 Mn |
API Access
Root Interest Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expenses&ticker=ROOT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expenses", "ticker": "ROOT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expenses&ticker=ROOT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();