Root (ROOT) Interest Expenses (2019 - 2026)
Root (ROOT) recorded quarterly Interest Expenses of $4.8 million in Q1 2026, down 5.88% quarter-over-quarter from $5.1 million in Q4 2025, and down 9.43% on a YoY basis from $5.3 million in Q1 2025.
Root (ROOT) Interest Expenses (2019 - 2026) Analysis & Trends
Root's Interest Expenses history runs 8 years deep, the most recent figure standing at $4.8 million for Q1 2026.
- In Q1 2026, Interest Expenses fell 9.43% year-over-year to $4.8 million; the TTM figure through Mar 2026 stood at $20.5 million (down 42.9% YoY), while the FY2025 annual figure was $21.0 million, down 50.24% from the prior year.
- Interest Expenses was $4.8 million for Q1 2026 at Root, down from $5.1 million in the prior quarter.
- In the past five years, Interest Expenses ranged from a high of $11.8 million in Q3 2023 to a low of $4.8 million in Q1 2026.
- Historically, Interest Expenses has averaged $8.7 million across 5 years, with a median of $9.3 million in 2022.
- The sharpest annual moves came in 2022 and 2025: Interest Expenses jumped 404.76% in 2022, then plunged 54.31% in 2025.
- A 5-year view of Interest Expenses shows it stood at $10.6 million in 2022, then grew by 10.38% to $11.7 million in 2023, then sank by 36.75% to $7.4 million in 2024, then tumbled by 31.08% to $5.1 million in 2025, then dropped by 5.88% to $4.8 million in 2026.
- The last three Interest Expenses figures came in at $4.8 million (Q1 2026), $5.1 million (Q4 2025), and $5.3 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 198.00 Mn |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 70.00 Mn |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 116.00 Mn |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 98.00 Mn |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 31.71 Mn |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 13.00 Mn |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | 50.89 Mn |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 113.00 Mn |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 28.30 Mn |
| 10 | Root | 835.22 Mn | 227.22 Mn | 366.20 Mn | 4.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.80 Mn |
| Mar 31, 2026 | 4.80 Mn |
| Dec 31, 2025 | 5.10 Mn |
| Dec 31, 2025 | 5.10 Mn |
| Sep 30, 2025 | 5.30 Mn |
| Sep 30, 2025 | 5.30 Mn |
| Jun 30, 2025 | 5.30 Mn |
| Jun 30, 2025 | 5.30 Mn |
| Mar 31, 2025 | 5.30 Mn |
| Mar 31, 2025 | 5.30 Mn |
| Dec 31, 2024 | 7.40 Mn |
| Dec 31, 2024 | 7.40 Mn |
| Sep 30, 2024 | 11.60 Mn |
| Sep 30, 2024 | 11.60 Mn |
| Jun 30, 2024 | 11.60 Mn |
| Jun 30, 2024 | 11.60 Mn |
| Mar 31, 2024 | 11.60 Mn |
| Mar 31, 2024 | 11.60 Mn |
| Dec 31, 2023 | 11.70 Mn |
| Dec 31, 2023 | 11.70 Mn |