Root (ROOT) Interest Expenses (2019 - 2026)

Root (ROOT) recorded quarterly Interest Expenses of $4.8 million in Q1 2026, down 5.88% quarter-over-quarter from $5.1 million in Q4 2025, and down 9.43% on a YoY basis from $5.3 million in Q1 2025.

Root (ROOT) Interest Expenses (2019 - 2026) Analysis & Trends

Root's Interest Expenses history runs 8 years deep, the most recent figure standing at $4.8 million for Q1 2026.

  • In Q1 2026, Interest Expenses fell 9.43% year-over-year to $4.8 million; the TTM figure through Mar 2026 stood at $20.5 million (down 42.9% YoY), while the FY2025 annual figure was $21.0 million, down 50.24% from the prior year.
  • Interest Expenses was $4.8 million for Q1 2026 at Root, down from $5.1 million in the prior quarter.
  • In the past five years, Interest Expenses ranged from a high of $11.8 million in Q3 2023 to a low of $4.8 million in Q1 2026.
  • Historically, Interest Expenses has averaged $8.7 million across 5 years, with a median of $9.3 million in 2022.
  • The sharpest annual moves came in 2022 and 2025: Interest Expenses jumped 404.76% in 2022, then plunged 54.31% in 2025.
  • A 5-year view of Interest Expenses shows it stood at $10.6 million in 2022, then grew by 10.38% to $11.7 million in 2023, then sank by 36.75% to $7.4 million in 2024, then tumbled by 31.08% to $5.1 million in 2025, then dropped by 5.88% to $4.8 million in 2026.
  • The last three Interest Expenses figures came in at $4.8 million (Q1 2026), $5.1 million (Q4 2025), and $5.3 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 198.00 Mn
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 70.00 Mn
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 116.00 Mn
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 98.00 Mn
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 31.71 Mn
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 13.00 Mn
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn 50.89 Mn
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 113.00 Mn
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 28.30 Mn
10 Root 835.22 Mn 227.22 Mn 366.20 Mn 4.80 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 4.80 Mn
Mar 31, 2026 4.80 Mn
Dec 31, 2025 5.10 Mn
Dec 31, 2025 5.10 Mn
Sep 30, 2025 5.30 Mn
Sep 30, 2025 5.30 Mn
Jun 30, 2025 5.30 Mn
Jun 30, 2025 5.30 Mn
Mar 31, 2025 5.30 Mn
Mar 31, 2025 5.30 Mn
Dec 31, 2024 7.40 Mn
Dec 31, 2024 7.40 Mn
Sep 30, 2024 11.60 Mn
Sep 30, 2024 11.60 Mn
Jun 30, 2024 11.60 Mn
Jun 30, 2024 11.60 Mn
Mar 31, 2024 11.60 Mn
Mar 31, 2024 11.60 Mn
Dec 31, 2023 11.70 Mn
Dec 31, 2023 11.70 Mn