Root (ROOT) Interest Expenses (2019 - 2026)
Root (ROOT) posted quarterly Interest Expenses of $8.6 million for Q1 2026, down 18.87% year-over-year from $10.6 million in Q1 2025, and up 79.17% quarter-over-quarter from $4.8 million in Q4 2025.
Analysis
Root (ROOT) Interest Expenses (2019 - 2026) Analysis & Trends
Root's Interest Expenses history runs 8 years deep, the most recent figure standing at $8.6 million for Q1 2026.
- In Q1 2026, Interest Expenses fell 18.87% year-over-year to $8.6 million; the TTM figure through Mar 2026 stood at $8.6 million (down 18.87% YoY), while the FY2025 annual figure was $21.0 million, down 93.93% from the prior year.
- Interest Expenses for Q1 2026 stood at $8.6 million, up from $4.8 million in the prior quarter.
- The five-year high for Interest Expenses was $11.8 million in Q3 2023, with the low at $4.8 million in Q4 2025.
- The 5-year median for Interest Expenses is $10.6 million (2022), against an average of $9.8 million.
- Peak annual rise in Interest Expenses reached 404.76% in 2022, while the deepest fall reached 85.11% in 2022.
- Root's Interest Expenses stood at $10.6 million in 2022, then climbed by 10.38% to $11.7 million in 2023, then decreased by 22.22% to $9.1 million in 2024, then tumbled by 47.25% to $4.8 million in 2025, then soared by 79.17% to $8.6 million in 2026.
- Business Quant data shows ROOT's Interest Expenses at $8.6 million in Q1 2026, $4.8 million in Q4 2025, and $8.0 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 131.15 Bn | 117.38 Bn | 9.13 Bn | 66.00 Mn |
| 2 | Progressive | 128.80 Bn | 123.80 Bn | 9.04 Bn | 544.00 Mn |
| 3 | Travelers Companies | 76.99 Bn | 53.24 Bn | 6.23 Bn | 61.00 Mn |
| 4 | Allstate | 66.35 Bn | 27.62 Bn | 16.28 Bn | 96.00 Mn |
| 5 | Fairfax Financial Holdings | 35.82 Bn | 35.82 Bn | - | 518.10 Mn |
| 6 | Cincinnati Financial | 26.40 Bn | 24.51 Bn | 2.39 Bn | 18.00 Mn |
| 7 | Markel | 22.75 Bn | 5.86 Bn | 2.83 Bn | 52.39 Mn |
| 8 | Loews | 22.37 Bn | 67.62 Mn | 2.57 Bn | 103.00 Mn |
| 9 | Assurant | 14.04 Bn | 12.01 Bn | 2.71 Bn | 28.40 Mn |
| 10 | Root | 860.52 Mn | 340.12 Mn | 149.30 Mn | 8.50 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 8.50 Mn |
| Mar 31, 2026 | 8.60 Mn |
| Dec 31, 2025 | 8.90 Mn |
| Sep 30, 2025 | 8.00 Mn |
| Jun 30, 2025 | 8.20 Mn |
| Mar 31, 2025 | 7.20 Mn |
| Dec 31, 2024 | 9.80 Mn |
| Sep 30, 2024 | 7.20 Mn |
| Jun 30, 2024 | 6.80 Mn |
| Mar 31, 2024 | 5.20 Mn |
| Dec 31, 2023 | 4.00 Mn |
| Sep 30, 2023 | 2.70 Mn |
| Jun 30, 2023 | 2.20 Mn |
| Mar 31, 2023 | 2.30 Mn |
| Dec 31, 2022 | 2.80 Mn |
| Sep 30, 2022 | 3.30 Mn |
| Jun 30, 2022 | 3.80 Mn |
| Mar 31, 2022 | 3.80 Mn |
| Dec 31, 2021 | 5.40 Mn |
| Sep 30, 2021 | 3.30 Mn |