Root (ROOT) Equity Ratio (2019 - 2026)

Root (ROOT) recorded quarterly Equity Ratio of 0.19 in Q1 2026, up 13.92% quarter-over-quarter from 0.17 in Q4 2025, and up 34.09% on a YoY basis from 0.14 in Q1 2025.

Root (ROOT) Equity Ratio (2019 - 2026) Analysis & Trends

Root's Equity Ratio history runs 8 years deep, the most recent figure standing at 0.19 for Q1 2026.

  • In Q1 2026, Equity Ratio rose 34.09% year-over-year to 0.19; the TTM figure through Mar 2026 stood at 0.19 (up 34.09% YoY), while the FY2025 annual figure was 0.17, up 24.67% from the prior year.
  • Equity Ratio was 0.19 for Q1 2026 at Root, up from 0.17 in the prior quarter.
  • In the past five years, Equity Ratio ranged from a high of 0.3 in Q1 2022 to a low of 0.1 in Q2 2024.
  • Historically, Equity Ratio has averaged 0.17 across 5 years, with a median of 0.16 in 2025.
  • The sharpest annual moves came in 2022 and 2025: Equity Ratio sank 48.09% in 2022, then soared 52.25% in 2025.
  • A 5-year view of Equity Ratio shows it stood at 0.21 in 2022, then tumbled by 41.75% to 0.12 in 2023, then grew by 10.77% to 0.14 in 2024, then rose by 24.67% to 0.17 in 2025, then increased by 13.92% to 0.19 in 2026.
  • The last three Equity Ratio figures came in at 0.19 (Q1 2026), 0.17 (Q4 2025), and 0.16 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 0.27
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 0.26
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 0.22
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 0.25
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 0.22
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 0.38
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn 0.26
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 0.22
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 0.16
10 Root 835.22 Mn 227.22 Mn 366.20 Mn 0.19

Historic Data

Download Data
DateValue
Mar 31, 2026 0.19
Dec 31, 2025 0.17
Sep 30, 2025 0.16
Jun 30, 2025 0.15
Mar 31, 2025 0.14
Dec 31, 2024 0.14
Sep 30, 2024 0.12
Jun 30, 2024 0.10
Mar 31, 2024 0.12
Dec 31, 2023 0.12
Sep 30, 2023 0.14
Jun 30, 2023 0.18
Mar 31, 2023 0.20
Dec 31, 2022 0.21
Sep 30, 2022 0.23
Jun 30, 2022 0.26
Mar 31, 2022 0.30
Dec 31, 2021 0.41
Sep 30, 2021 0.42
Jun 30, 2021 0.48