Root (ROOT) Equity Ratio (2019 - 2026)
Root (ROOT) recorded quarterly Equity Ratio of 0.19 in Q1 2026, up 13.92% quarter-over-quarter from 0.17 in Q4 2025, and up 34.09% on a YoY basis from 0.14 in Q1 2025.
Root (ROOT) Equity Ratio (2019 - 2026) Analysis & Trends
Root's Equity Ratio history runs 8 years deep, the most recent figure standing at 0.19 for Q1 2026.
- In Q1 2026, Equity Ratio rose 34.09% year-over-year to 0.19; the TTM figure through Mar 2026 stood at 0.19 (up 34.09% YoY), while the FY2025 annual figure was 0.17, up 24.67% from the prior year.
- Equity Ratio was 0.19 for Q1 2026 at Root, up from 0.17 in the prior quarter.
- In the past five years, Equity Ratio ranged from a high of 0.3 in Q1 2022 to a low of 0.1 in Q2 2024.
- Historically, Equity Ratio has averaged 0.17 across 5 years, with a median of 0.16 in 2025.
- The sharpest annual moves came in 2022 and 2025: Equity Ratio sank 48.09% in 2022, then soared 52.25% in 2025.
- A 5-year view of Equity Ratio shows it stood at 0.21 in 2022, then tumbled by 41.75% to 0.12 in 2023, then grew by 10.77% to 0.14 in 2024, then rose by 24.67% to 0.17 in 2025, then increased by 13.92% to 0.19 in 2026.
- The last three Equity Ratio figures came in at 0.19 (Q1 2026), 0.17 (Q4 2025), and 0.16 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 0.27 |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 0.26 |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 0.22 |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 0.25 |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 0.22 |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 0.38 |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | 0.26 |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 0.22 |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 0.16 |
| 10 | Root | 835.22 Mn | 227.22 Mn | 366.20 Mn | 0.19 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.19 |
| Dec 31, 2025 | 0.17 |
| Sep 30, 2025 | 0.16 |
| Jun 30, 2025 | 0.15 |
| Mar 31, 2025 | 0.14 |
| Dec 31, 2024 | 0.14 |
| Sep 30, 2024 | 0.12 |
| Jun 30, 2024 | 0.10 |
| Mar 31, 2024 | 0.12 |
| Dec 31, 2023 | 0.12 |
| Sep 30, 2023 | 0.14 |
| Jun 30, 2023 | 0.18 |
| Mar 31, 2023 | 0.20 |
| Dec 31, 2022 | 0.21 |
| Sep 30, 2022 | 0.23 |
| Jun 30, 2022 | 0.26 |
| Mar 31, 2022 | 0.30 |
| Dec 31, 2021 | 0.41 |
| Sep 30, 2021 | 0.42 |
| Jun 30, 2021 | 0.48 |