Ready Capital (RCD) Interest Coverage Ratio (2014 - 2026)
Ready Capital (RCD) recorded quarterly Interest Coverage Ratio of 1.24 in Q1 2026, up 10.47% quarter-over-quarter from 1.38 in Q4 2025, and down 179.92% on a YoY basis from 1.55 in Q1 2025.
Ready Capital (RCD) Interest Coverage Ratio (2014 - 2026) Analysis & Trends
Ready Capital's Interest Coverage Ratio history runs 13 years deep, the most recent figure standing at 1.24 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 179.92% year-over-year to 1.24; the TTM figure through Mar 2026 stood at 0.27 (down 154.74% YoY), while the FY2025 annual figure was 0.41, up 59.27% from the prior year.
- Interest Coverage Ratio was 1.24 for Q1 2026 at Ready Capital, up from 1.38 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 27.62 in Q1 2022 to a low of 1.38 in Q4 2025.
- Historically, Interest Coverage Ratio has averaged 3.98 across 5 years, with a median of 0.91 in 2024.
- The sharpest annual moves came in 2022 and 2024: Interest Coverage Ratio jumped 1485.99% in 2022, then slumped 192.42% in 2024.
- A 5-year view of Interest Coverage Ratio shows it stood at 0.88 in 2022, then increased by 29.15% to 1.13 in 2023, then plunged by 192.42% to 1.05 in 2024, then plunged by 32.3% to 1.38 in 2025, then advanced by 10.47% to 1.24 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.24 (Q1 2026), 1.38 (Q4 2025), and 0.79 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Annaly Capital Management | 15.34 Bn | 13.08 Bn | - | 1.23 |
| 2 | AGNC Investment | 11.42 Bn | 10.75 Bn | - | - |
| 3 | Starwood Property Trust | 6.25 Bn | 6.25 Bn | - | 1.16 |
| 4 | Rithm Capital | 5.08 Bn | 4.78 Bn | - | - |
| 5 | Blackstone Mortgage Trust | 3.10 Bn | 2.56 Bn | - | 0.98 |
| 6 | Dynex Capital | 2.58 Bn | 1.80 Bn | - | - |
| 7 | Armour Residential REIT | 2.05 Bn | 1.32 Bn | - | - |
| 8 | Ellington Financial | 1.67 Bn | 1.39 Bn | - | 2.03 |
| 9 | Two Harbors Investment | 1.29 Bn | 746.67 Mn | - | 1.38 |
| 10 | Ready Capital | - | - | - | -1.24 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.24 |
| Dec 31, 2025 | -1.38 |
| Sep 30, 2025 | 0.79 |
| Jun 30, 2025 | 0.35 |
| Mar 31, 2025 | 1.55 |
| Dec 31, 2024 | -1.05 |
| Sep 30, 2024 | 0.91 |
| Jun 30, 2024 | 0.56 |
| Mar 31, 2024 | 0.42 |
| Dec 31, 2023 | 1.13 |
| Sep 30, 2023 | 1.24 |
| Jun 30, 2023 | 2.45 |
| Mar 31, 2023 | 9.09 |
| Dec 31, 2022 | 0.88 |
| Sep 30, 2022 | 1.61 |
| Jun 30, 2022 | 22.75 |
| Mar 31, 2022 | 27.62 |
| Dec 31, 2021 | 0.98 |
| Sep 30, 2021 | 2.06 |
| Jun 30, 2021 | 1.68 |