Ready Capital (RC-PC) Loans - Net (2019 - 2025)

Ready Capital (RC-PC) recorded quarterly Loans - Net of $5.2 billion in Q4 2025, down 17.77% quarter-over-quarter from $6.3 billion in Q3 2025, and down 37.48% on a YoY basis from $8.3 billion in Q4 2024.

Ready Capital (RC-PC) Loans - Net (2019 - 2025) Analysis & Trends

Ready Capital's Loans - Net history runs 5 years deep, the most recent figure standing at $5.2 billion for Q4 2025.

  • In Q4 2025, Loans - Net fell 37.48% year-over-year to $5.2 billion; the TTM figure through Dec 2025 stood at $5.2 billion (down 37.48% YoY), while the FY2025 annual figure was $5.2 billion, down 37.48% from the prior year.
  • Loans - Net was $5.2 billion for Q4 2025 at Ready Capital, down from $6.3 billion in the prior quarter.
  • In the past five years, Loans - Net ranged from a high of $10.6 billion in Q4 2023 to a low of $5.2 billion in Q4 2025.
  • Historically, Loans - Net has averaged $7.8 billion across 3 years, with a median of $7.7 billion in 2025.
  • The sharpest annual moves came in 2024 and 2025: Loans - Net declined 21.85% in 2024, then plunged 37.48% in 2025.
  • A 3-year view of Loans - Net shows it stood at $10.6 billion in 2023, then retreated by 21.85% to $8.3 billion in 2024, then sank by 37.48% to $5.2 billion in 2025.
  • The last three Loans - Net figures came in at $5.2 billion (Q4 2025), $6.3 billion (Q3 2025), and $7.2 billion (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Net (Qtr)
1 Annaly Capital Management 15.34 Bn 13.08 Bn - 7.23 Bn
2 AGNC Investment 11.42 Bn 10.75 Bn - -
3 Starwood Property Trust 6.25 Bn 6.25 Bn - -
4 Rithm Capital 5.08 Bn 4.78 Bn - -
5 Blackstone Mortgage Trust 3.10 Bn 2.56 Bn - -
6 Dynex Capital 2.58 Bn 1.80 Bn - -
7 Armour Residential REIT 2.05 Bn 1.32 Bn - -
8 Ellington Financial 1.67 Bn 1.39 Bn - -
9 Two Harbors Investment 1.29 Bn 746.67 Mn - -
10 Ready Capital - - - -

Historic Data

Download Data
DateValue
Dec 31, 2025 5.19 Bn
Dec 31, 2025 5.19 Bn
Sep 30, 2025 6.32 Bn
Sep 30, 2025 6.32 Bn
Jun 30, 2025 7.18 Bn
Jun 30, 2025 7.18 Bn
Mar 31, 2025 7.69 Bn
Mar 31, 2025 7.69 Bn
Dec 31, 2024 8.31 Bn
Dec 31, 2024 8.31 Bn
Sep 30, 2024 9.06 Bn
Sep 30, 2024 9.06 Bn
Dec 31, 2023 10.63 Bn
Dec 31, 2023 10.63 Bn
Dec 31, 2020 4.44 Bn
Dec 31, 2020 4.44 Bn
Dec 31, 2019 4.25 Bn
Dec 31, 2019 4.25 Bn