Palomar Holdings (PLMR) Equity Ratio (2018 - 2026)
Palomar Holdings (PLMR) reported Equity Ratio of 0.27 for Q1 2026, down 18.5% on a YoY basis from 0.33 in Q1 2025, and down 14.07% quarter-over-quarter from 0.31 in Q4 2025.
Palomar Holdings (PLMR) Equity Ratio (2018 - 2026) Analysis & Trends
Palomar Holdings has reported Equity Ratio for 9 years, with the latest figure at 0.27 in Q1 2026.
- For the quarter ending Q1 2026, Equity Ratio fell 18.5% year-over-year to 0.27; the trailing twelve-month figure through Mar 2026 stood at 0.27 (down 18.5% YoY), and the FY2025 full-year result was 0.31, down 4.12% from the prior year.
- Equity Ratio for Q1 2026 stood at 0.27, down from 0.31 in the prior quarter.
- The five-year high for Equity Ratio was 0.4 in Q1 2022, with the low at 0.26 in Q3 2023.
- Historically, Equity Ratio has averaged 0.3 across 5 years, with a median of 0.3 in 2025.
- Annual changes were most pronounced in 2022 — Equity Ratio slumped 30.83% — and 2025, when it climbed 22.38%.
- Palomar Holdings' Equity Ratio stood at 0.29 in 2022, then retreated by 6.32% to 0.28 in 2023, then gained by 16.8% to 0.32 in 2024, then slipped by 4.12% to 0.31 in 2025, then retreated by 14.07% to 0.27 in 2026.
- The last three Equity Ratio figures came in at 0.27 (Q1 2026), 0.31 (Q4 2025), and 0.3 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 0.27 |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 0.26 |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 0.22 |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 0.25 |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 0.22 |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 0.38 |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | 0.26 |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 0.22 |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 0.16 |
| 10 | Palomar Holdings | 2.88 Bn | 2.83 Bn | 191.84 Mn | 0.27 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.27 |
| Dec 31, 2025 | 0.31 |
| Sep 30, 2025 | 0.30 |
| Jun 30, 2025 | 0.30 |
| Mar 31, 2025 | 0.33 |
| Dec 31, 2024 | 0.32 |
| Sep 30, 2024 | 0.31 |
| Jun 30, 2024 | 0.26 |
| Mar 31, 2024 | 0.27 |
| Dec 31, 2023 | 0.28 |
| Sep 30, 2023 | 0.26 |
| Jun 30, 2023 | 0.27 |
| Mar 31, 2023 | 0.28 |
| Dec 31, 2022 | 0.29 |
| Sep 30, 2022 | 0.30 |
| Jun 30, 2022 | 0.36 |
| Mar 31, 2022 | 0.40 |
| Dec 31, 2021 | 0.43 |
| Sep 30, 2021 | 0.43 |
| Jun 30, 2021 | 0.45 |