Palomar Holdings (PLMR) Equity Ratio (2018 - 2026)

Palomar Holdings (PLMR) reported Equity Ratio of 0.27 for Q1 2026, down 18.5% on a YoY basis from 0.33 in Q1 2025, and down 14.07% quarter-over-quarter from 0.31 in Q4 2025.

Palomar Holdings (PLMR) Equity Ratio (2018 - 2026) Analysis & Trends

Palomar Holdings has reported Equity Ratio for 9 years, with the latest figure at 0.27 in Q1 2026.

  • For the quarter ending Q1 2026, Equity Ratio fell 18.5% year-over-year to 0.27; the trailing twelve-month figure through Mar 2026 stood at 0.27 (down 18.5% YoY), and the FY2025 full-year result was 0.31, down 4.12% from the prior year.
  • Equity Ratio for Q1 2026 stood at 0.27, down from 0.31 in the prior quarter.
  • The five-year high for Equity Ratio was 0.4 in Q1 2022, with the low at 0.26 in Q3 2023.
  • Historically, Equity Ratio has averaged 0.3 across 5 years, with a median of 0.3 in 2025.
  • Annual changes were most pronounced in 2022 — Equity Ratio slumped 30.83% — and 2025, when it climbed 22.38%.
  • Palomar Holdings' Equity Ratio stood at 0.29 in 2022, then retreated by 6.32% to 0.28 in 2023, then gained by 16.8% to 0.32 in 2024, then slipped by 4.12% to 0.31 in 2025, then retreated by 14.07% to 0.27 in 2026.
  • The last three Equity Ratio figures came in at 0.27 (Q1 2026), 0.31 (Q4 2025), and 0.3 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 0.27
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 0.26
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 0.22
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 0.25
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 0.22
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 0.38
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn 0.26
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 0.22
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 0.16
10 Palomar Holdings 2.88 Bn 2.83 Bn 191.84 Mn 0.27

Historic Data

Download Data
DateValue
Mar 31, 2026 0.27
Dec 31, 2025 0.31
Sep 30, 2025 0.30
Jun 30, 2025 0.30
Mar 31, 2025 0.33
Dec 31, 2024 0.32
Sep 30, 2024 0.31
Jun 30, 2024 0.26
Mar 31, 2024 0.27
Dec 31, 2023 0.28
Sep 30, 2023 0.26
Jun 30, 2023 0.27
Mar 31, 2023 0.28
Dec 31, 2022 0.29
Sep 30, 2022 0.30
Jun 30, 2022 0.36
Mar 31, 2022 0.40
Dec 31, 2021 0.43
Sep 30, 2021 0.43
Jun 30, 2021 0.45