Growth Metrics

Pagaya Technologies (PGYWW) Operating Income (2023 - 2025)

Pagaya Technologies (PGYWW) has disclosed Operating Income for 3 consecutive years, with $79.7 million as the latest value for Q4 2025.

  • On a quarterly basis, Operating Income rose 151.16% to $79.7 million in Q4 2025 year-over-year; TTM through Dec 2025 was $263.8 million, a 294.71% increase, with the full-year FY2025 number at $263.8 million, up 294.71% from a year prior.
  • Operating Income was $79.7 million for Q4 2025 at Pagaya Technologies, roughly flat from $80.0 million in the prior quarter.
  • In the past five years, Operating Income ranged from a high of $80.0 million in Q3 2025 to a low of -$25.0 million in Q1 2023.
  • A 3-year average of $25.5 million and a median of $16.5 million in 2023 define the central range for Operating Income.
  • Biggest YoY gain for Operating Income was 13717.28% in 2024; the steepest drop was 130.79% in 2024.
  • Pagaya Technologies' Operating Income stood at $10.7 million in 2023, then surged by 197.96% to $31.7 million in 2024, then soared by 151.16% to $79.7 million in 2025.
  • Per Business Quant, the three most recent readings for PGYWW's Operating Income are $79.7 million (Q4 2025), $80.0 million (Q3 2025), and $56.5 million (Q2 2025).