Ponce Financial (PDLB) Operating Margin (2021 - 2023)

Ponce Financial has disclosed Operating Margin across 3 years of filings, most recently posting 1.09% for Q4 2023.

• Operating Margin for Q4 2023 came in at 1.09%, up 1602.0% year-over-year; the trailing twelve-month figure through Dec 2023 was 1.63% (up 1222.0% YoY), and the FY2025 annual result was 7.39%, up 345.0% from the prior year.
• Operating Margin came in at 1.09% for Q4 2023 at Ponce Financial, down from 4.09% in the prior quarter.
• In the past five years, Operating Margin ranged from a high of 11.6% in Q4 2021 to a low of 17.03% in Q3 2022.
• The 3-year median for Operating Margin is 1.09% (2023), against an average of 0.78%.
• Across the five-year window, Operating Margin sank 2653 bps in 2022 and soared 2111 bps in 2023, its largest moves.
• Ponce Financial's Operating Margin stood at 11.6% in 2021, then slumped by 229 bps to 14.93% in 2022, then surged by 107 bps to 1.09% in 2023.
• The last three Operating Margin figures came in at 1.09% (Q4 2023), 4.09% (Q3 2023), and 0.35% (Q2 2023), per Business Quant data.