Orange County Bancorp (OBT) Interest Expense - Deposits (2020 - 2026)

Orange County Bancorp's (OBT) quarterly Interest Expense - Deposits came in at $5.3 million in Q1 2026, up 7.89% year-on-year from $4.9 million in Q1 2025, and down 66.32% quarter-over-quarter from $15.7 million in Q4 2025.

Orange County Bancorp (OBT) Interest Expense - Deposits (2020 - 2026) Analysis & Trends

Orange County Bancorp's Interest Expense - Deposits history runs 7 years deep, the most recent figure standing at $5.3 million for Q1 2026.

  • On a quarterly basis, Interest Expense - Deposits rose 7.89% year-over-year to $5.3 million in Q1 2026; TTM through Mar 2026 was $28.7 million, a 5.1% decrease from a year earlier, with the FY2025 full-year figure at $21.0 million, up 2.45% from the prior year.
  • Interest Expense - Deposits declined to $5.3 million in Q1 2026 per OBT's latest filing, from $15.7 million in the prior quarter.
  • Across five years, Interest Expense - Deposits topped out at $15.7 million in Q4 2025 and bottomed at $459000.0 in Q1 2023.
  • The 5-year median for Interest Expense - Deposits is $3.1 million (2023), against an average of $4.4 million.
  • Across the five-year window, Interest Expense - Deposits surged 489.36% in 2024 and sank 56.92% in 2025, its largest moves.
  • Year by year, Interest Expense - Deposits stood at $1.8 million in 2022, then soared by 39.43% to $2.5 million in 2023, then jumped by 489.36% to $14.7 million in 2024, then advanced by 6.41% to $15.7 million in 2025, then sank by 66.32% to $5.3 million in 2026.
  • Per Business Quant, the three latest OBT Interest Expense - Deposits figures stand at $5.3 million (Q1 2026), $15.7 million (Q4 2025), and $5.5 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 5.24 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 3.51 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 4.61 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.74 Bn
10 Orange County Bancorp 499.60 Mn 418.73 Mn - 5.28 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 5.28 Mn
Dec 31, 2025 15.68 Mn
Sep 30, 2025 5.50 Mn
Jun 30, 2025 2.22 Mn
Mar 31, 2025 4.89 Mn
Dec 31, 2024 14.73 Mn
Sep 30, 2024 5.43 Mn
Jun 30, 2024 5.16 Mn
Mar 31, 2024 2.41 Mn
Dec 31, 2023 2.50 Mn
Sep 30, 2023 3.51 Mn
Jun 30, 2023 3.15 Mn
Mar 31, 2023 459,000.00
Dec 31, 2022 1.79 Mn
Sep 30, 2022 1.10 Mn
Jun 30, 2022 651,000.00
Mar 31, 2022 570,000.00
Dec 31, 2021 569,000.00
Sep 30, 2021 591,000.00
Jun 30, 2021 617,000.00