Orange County Bancorp (OBT) Interest Expense - Deposits (2020 - 2026)
Orange County Bancorp (OBT) recorded quarterly Interest Expense - Deposits of $5.3 million in Q1 2026, down 66.32% quarter-over-quarter from $15.7 million in Q4 2025, and up 137.41% on a YoY basis from $2.2 million in Q1 2025.
Orange County Bancorp (OBT) Interest Expense - Deposits (2020 - 2026) Analysis & Trends
Orange County Bancorp's Interest Expense - Deposits history runs 7 years deep, the most recent figure standing at $5.3 million for Q1 2026.
- In Q1 2026, Interest Expense - Deposits rose 137.41% year-over-year to $5.3 million; the TTM figure through Mar 2026 stood at $27.1 million (up 3172.91% YoY), while the FY2025 annual figure was $21.0 million, up 183.51% from the prior year.
- Interest Expense - Deposits was $5.3 million for Q1 2026 at Orange County Bancorp, down from $15.7 million in the prior quarter.
- In the past five years, Interest Expense - Deposits ranged from a high of $15.7 million in Q4 2025 to a low of -$7.8 million in Q4 2024.
- Historically, Interest Expense - Deposits has averaged $2.9 million across 5 years, with a median of $2.5 million in 2023.
- The sharpest annual moves came in 2023 and 2024: Interest Expense - Deposits soared 6274.55% in 2023, then tumbled 410.72% in 2024.
- A 5-year view of Interest Expense - Deposits shows it stood at $3.9 million in 2022, then sank by 36.21% to $2.5 million in 2023, then sank by 410.72% to -$7.8 million in 2024, then soared by 301.84% to $15.7 million in 2025, then tumbled by 66.32% to $5.3 million in 2026.
- The last three Interest Expense - Deposits figures came in at $5.3 million (Q1 2026), $15.7 million (Q4 2025), and $852000.0 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 3.51 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 4.61 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 2.05 Bn |
| 10 | Orange County Bancorp | 489.21 Mn | 487.97 Mn | - | 5.28 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 5.28 Mn |
| Dec 31, 2025 | 15.68 Mn |
| Sep 30, 2025 | 852,000.00 |
| Jun 30, 2025 | 5.26 Mn |
| Mar 31, 2025 | 2.22 Mn |
| Dec 31, 2024 | -7.77 Mn |
| Sep 30, 2024 | 1.21 Mn |
| Jun 30, 2024 | 5.16 Mn |
| Mar 31, 2024 | 4.58 Mn |
| Dec 31, 2023 | 2.50 Mn |
| Sep 30, 2023 | 3.51 Mn |
| Jun 30, 2023 | 3.15 Mn |
| Mar 31, 2023 | 2.43 Mn |
| Dec 31, 2022 | 3.92 Mn |
| Sep 30, 2022 | 55,000.00 |
| Jun 30, 2022 | 651,000.00 |
| Mar 31, 2022 | 570,000.00 |
| Dec 31, 2021 | 569,000.00 |
| Sep 30, 2021 | 591,000.00 |
| Jun 30, 2021 | 137,000.00 |