Orange County Bancorp (OBT) Interest Expense - Deposits (2020 - 2026)
Orange County Bancorp's (OBT) quarterly Interest Expense - Deposits came in at $5.3 million in Q1 2026, up 7.89% year-on-year from $4.9 million in Q1 2025, and down 66.32% quarter-over-quarter from $15.7 million in Q4 2025.
Orange County Bancorp (OBT) Interest Expense - Deposits (2020 - 2026) Analysis & Trends
Orange County Bancorp's Interest Expense - Deposits history runs 7 years deep, the most recent figure standing at $5.3 million for Q1 2026.
- On a quarterly basis, Interest Expense - Deposits rose 7.89% year-over-year to $5.3 million in Q1 2026; TTM through Mar 2026 was $28.7 million, a 5.1% decrease from a year earlier, with the FY2025 full-year figure at $21.0 million, up 2.45% from the prior year.
- Interest Expense - Deposits declined to $5.3 million in Q1 2026 per OBT's latest filing, from $15.7 million in the prior quarter.
- Across five years, Interest Expense - Deposits topped out at $15.7 million in Q4 2025 and bottomed at $459000.0 in Q1 2023.
- The 5-year median for Interest Expense - Deposits is $3.1 million (2023), against an average of $4.4 million.
- Across the five-year window, Interest Expense - Deposits surged 489.36% in 2024 and sank 56.92% in 2025, its largest moves.
- Year by year, Interest Expense - Deposits stood at $1.8 million in 2022, then soared by 39.43% to $2.5 million in 2023, then jumped by 489.36% to $14.7 million in 2024, then advanced by 6.41% to $15.7 million in 2025, then sank by 66.32% to $5.3 million in 2026.
- Per Business Quant, the three latest OBT Interest Expense - Deposits figures stand at $5.3 million (Q1 2026), $15.7 million (Q4 2025), and $5.5 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 5.24 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 3.51 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 4.61 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.74 Bn |
| 10 | Orange County Bancorp | 499.60 Mn | 418.73 Mn | - | 5.28 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 5.28 Mn |
| Dec 31, 2025 | 15.68 Mn |
| Sep 30, 2025 | 5.50 Mn |
| Jun 30, 2025 | 2.22 Mn |
| Mar 31, 2025 | 4.89 Mn |
| Dec 31, 2024 | 14.73 Mn |
| Sep 30, 2024 | 5.43 Mn |
| Jun 30, 2024 | 5.16 Mn |
| Mar 31, 2024 | 2.41 Mn |
| Dec 31, 2023 | 2.50 Mn |
| Sep 30, 2023 | 3.51 Mn |
| Jun 30, 2023 | 3.15 Mn |
| Mar 31, 2023 | 459,000.00 |
| Dec 31, 2022 | 1.79 Mn |
| Sep 30, 2022 | 1.10 Mn |
| Jun 30, 2022 | 651,000.00 |
| Mar 31, 2022 | 570,000.00 |
| Dec 31, 2021 | 569,000.00 |
| Sep 30, 2021 | 591,000.00 |
| Jun 30, 2021 | 617,000.00 |