Orange County Bancorp (OBT) Interest Expense - Deposits (2020 - 2026)
Orange County Bancorp (OBT) posted quarterly Interest Expense - Deposits of $5.3 million for Q1 2026, up 7.89% year-over-year from $4.9 million in Q1 2025, and down 66.32% quarter-over-quarter from $15.7 million in Q4 2025.
Orange County Bancorp (OBT) Interest Expense - Deposits (2020 - 2026) Analysis & Trends
Orange County Bancorp's Interest Expense - Deposits history runs 7 years deep, the most recent figure standing at $5.3 million for Q1 2026.
- In Q1 2026, Interest Expense - Deposits rose 7.89% year-over-year to $5.3 million; the TTM figure through Mar 2026 stood at $28.7 million (down 5.1% YoY), while the FY2025 annual figure was $21.0 million, up 2.45% from the prior year.
- Interest Expense - Deposits for Q1 2026 stood at $5.3 million, down from $15.7 million in the prior quarter.
- The five-year high for Interest Expense - Deposits was $15.7 million in Q4 2025, with the low at $459000.0 in Q1 2023.
- The 5-year median for Interest Expense - Deposits is $3.1 million (2023), against an average of $4.4 million.
- The sharpest annual moves came in 2024 and 2025: Interest Expense - Deposits surged 489.36% in 2024, then plunged 56.92% in 2025.
- Orange County Bancorp's Interest Expense - Deposits stood at $1.8 million in 2022, then surged by 39.43% to $2.5 million in 2023, then soared by 489.36% to $14.7 million in 2024, then gained by 6.41% to $15.7 million in 2025, then slumped by 66.32% to $5.3 million in 2026.
- Business Quant data shows OBT's Interest Expense - Deposits at $5.3 million in Q1 2026, $15.7 million in Q4 2025, and $5.5 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 1.68 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 2.33 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.58 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 891.00 Mn |
| 10 | Orange County Bancorp | 511.97 Mn | 116.07 Mn | - | 5.31 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 5.31 Mn |
| Mar 31, 2026 | 5.28 Mn |
| Dec 31, 2025 | 15.68 Mn |
| Sep 30, 2025 | 5.50 Mn |
| Jun 30, 2025 | 2.22 Mn |
| Mar 31, 2025 | 4.89 Mn |
| Dec 31, 2024 | 14.73 Mn |
| Sep 30, 2024 | 5.43 Mn |
| Jun 30, 2024 | 5.16 Mn |
| Mar 31, 2024 | 2.41 Mn |
| Dec 31, 2023 | 2.50 Mn |
| Sep 30, 2023 | 3.51 Mn |
| Jun 30, 2023 | 3.15 Mn |
| Mar 31, 2023 | 459,000.00 |
| Dec 31, 2022 | 1.79 Mn |
| Sep 30, 2022 | 1.10 Mn |
| Jun 30, 2022 | 651,000.00 |
| Mar 31, 2022 | 570,000.00 |
| Dec 31, 2021 | 569,000.00 |
| Sep 30, 2021 | 591,000.00 |