Nu Holdings (NU) Provisions (2021 - 2025)

Nu Holdings (NU) has reported Provisions for 5 consecutive years, with $7.2 billion the latest figure, recorded in Q4 2025.

• Quarterly Provisions rose 29.54% year-over-year to $7.2 billion in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $4.2 billion (down 13.89% YoY) and the FY2025 annual result came in at $4.2 billion, up 32.69% from the prior year.
• Provisions grew to $7.2 billion in Q4 2025 per NU's latest filing, from -$977.5 million in the prior quarter.
• Over the last five years, Provisions for NU reached as high as $7.2 billion in Q4 2025 and fell as low as -$1.0 billion in Q2 2025.
• A 5-year average of $582.3 million and a median of -$201.4 million in 2021 frame the typical range for Provisions.
• Annual changes were most pronounced in 2022 — Provisions sank 309.46% — and 2023, when it soared 906.86%.
• Year by year, Provisions stood at $181.2 million in 2021, then jumped by 117.99% to $395.1 million in 2022, then surged by 906.86% to $4.0 billion in 2023, then surged by 39.11% to $5.5 billion in 2024, then advanced by 29.54% to $7.2 billion in 2025.
• According to Business Quant data, Provisions over the past three periods registered $7.2 billion, -$977.5 million, and -$1.0 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.