Nu Holdings (NU) Interest Income - Total (2021 - 2025)
Nu Holdings (NU) posted quarterly Interest Income - Total of $4.0 billion for Q4 2025, up 60.26% year-on-year from $2.5 billion in Q4 2024, and up 11.71% on a QoQ basis from $3.6 billion in Q3 2025.
Nu Holdings (NU) Interest Income - Total (2021 - 2025) Analysis & Trends
Nu Holdings (NU) has reported Interest Income - Total for 5 consecutive years, with $4.0 billion the latest figure, recorded in Q4 2025.
- Quarterly Interest Income - Total rose 60.26% year-over-year to $4.0 billion in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $13.4 billion (up 39.49% YoY) and the FY2025 annual result came in at $13.4 billion, up 39.49% from the prior year.
- Interest Income - Total rose to $4.0 billion in Q4 2025 per NU's latest filing, from $3.6 billion in the prior quarter.
- Over the last five years, Interest Income - Total for NU reached as high as $4.0 billion in Q4 2025 and fell as low as $127.3 million in Q1 2021.
- A 5-year average of $1.8 billion and a median of $1.8 billion in 2023 frame the typical range for Interest Income - Total.
- Annual changes were most pronounced in 2022 — Interest Income - Total jumped 386.43% — and 2023, when it slumped 44.9%.
- Year by year, Interest Income - Total stood at $885.4 million in 2021, then soared by 299.96% to $3.5 billion in 2022, then slumped by 44.9% to $2.0 billion in 2023, then climbed by 27.79% to $2.5 billion in 2024, then soared by 60.26% to $4.0 billion in 2025.
- According to Business Quant data, Interest Income - Total over the past three periods registered $4.0 billion, $3.6 billion, and $3.1 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Total (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 4,176.55 Bn | 4,176.55 Bn | 167,623.00 | - |
| 2 | Lloyds Banking | 365.32 Bn | 365.32 Bn | - | - |
| 3 | First Capital | 209.61 Bn | 209.26 Bn | - | 14.92 Mn |
| 4 | Landmark Bancorp | 190.28 Bn | 190.25 Bn | - | 20.25 Mn |
| 5 | NatWest | 146.35 Bn | 146.35 Bn | 1.79 Bn | - |
| 6 | Pnc Financial Services | 101.00 Bn | 101.00 Bn | - | 6.44 Bn |
| 7 | Grupo Aval Acciones Y Valores | 77.70 Bn | -1,273.58 Bn | - | 386.03 Bn |
| 8 | Nu Holdings | 70.03 Bn | 54.88 Bn | 1.94 Bn | 4.00 Bn |
| 9 | Deutsche Bank Aktiengesellschaft | 68.25 Bn | 68.25 Bn | - | - |
| 10 | Truist Financial | 65.00 Bn | 65.00 Bn | - | 5.86 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 4.00 Bn |
| Dec 31, 2025 | 4.00 Bn |
| Sep 30, 2025 | 3.58 Bn |
| Sep 30, 2025 | 3.58 Bn |
| Jun 30, 2025 | 3.13 Bn |
| Jun 30, 2025 | 3.13 Bn |
| Mar 31, 2025 | 2.73 Bn |
| Mar 31, 2025 | 2.73 Bn |
| Dec 31, 2024 | 2.49 Bn |
| Dec 31, 2024 | 2.49 Bn |
| Sep 30, 2024 | 2.47 Bn |
| Sep 30, 2024 | 2.47 Bn |
| Jun 30, 2024 | 2.38 Bn |
| Jun 30, 2024 | 2.38 Bn |
| Mar 31, 2024 | 2.28 Bn |
| Mar 31, 2024 | 2.28 Bn |
| Dec 31, 2023 | 1.95 Bn |
| Dec 31, 2023 | 1.95 Bn |
| Sep 30, 2023 | 1.73 Bn |
| Sep 30, 2023 | 1.73 Bn |