Nu Holdings (NU) Interest Income - Net (2021 - 2025)

Nu Holdings (NU) posted quarterly Interest Income - Net of $7.8 billion for Q4 2025, up 58.09% year-on-year from $4.9 billion in Q4 2024, and up 709.9% on a QoQ basis from -$1.3 billion in Q3 2025.

Nu Holdings (NU) Interest Income - Net (2021 - 2025) Analysis & Trends

Nu Holdings (NU) has reported Interest Income - Net for 5 consecutive years, with $7.8 billion the latest figure, recorded in Q4 2025.

  • Quarterly Interest Income - Net rose 58.09% year-over-year to $7.8 billion in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $4.6 billion (up 61.51% YoY) and the FY2025 annual result came in at $4.6 billion, up 61.51% from the prior year.
  • Interest Income - Net grew to $7.8 billion in Q4 2025 per NU's latest filing, from -$1.3 billion in the prior quarter.
  • Over the last five years, Interest Income - Net for NU reached as high as $7.8 billion in Q4 2025 and fell as low as -$1.3 billion in Q3 2025.
  • A 5-year average of $568.3 million and a median of -$423.9 million in 2022 frame the typical range for Interest Income - Net.
  • The largest YoY upside for Interest Income - Net was 382.02% in 2022 against a maximum downside of 760.04% in 2022.
  • Year by year, Interest Income - Net stood at $557.7 million in 2021, then soared by 382.02% to $2.7 billion in 2022, then grew by 29.01% to $3.5 billion in 2023, then soared by 41.91% to $4.9 billion in 2024, then jumped by 58.09% to $7.8 billion in 2025.
  • According to Business Quant data, Interest Income - Net over the past three periods registered $7.8 billion, -$1.3 billion, and -$1.0 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Net (Qtr)
1 Bank Of Chile 4,181.60 Bn 4,181.60 Bn 167,623.00 -
2 Lloyds Banking 365.91 Bn 365.91 Bn - -
3 First Capital 210.72 Bn 210.38 Bn - 11.42 Mn
4 Landmark Bancorp 190.28 Bn 190.25 Bn - 15.02 Mn
5 NatWest 147.27 Bn 147.27 Bn 1.79 Bn -
6 Pnc Financial Services 100.93 Bn 100.93 Bn - 3.96 Bn
7 Grupo Aval Acciones Y Valores 78.02 Bn -1,273.25 Bn - 108.87 Bn
8 Nu Holdings 70.39 Bn 55.24 Bn 1.94 Bn 7.78 Bn
9 Deutsche Bank Aktiengesellschaft 68.39 Bn 68.39 Bn - -
10 Truist Financial 65.03 Bn 65.03 Bn - 3.60 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 7.78 Bn
Sep 30, 2025 -1.28 Bn
Jun 30, 2025 -1.03 Bn
Mar 31, 2025 -896.20 Mn
Dec 31, 2024 4.92 Bn
Sep 30, 2024 -760.96 Mn
Jun 30, 2024 -665.19 Mn
Mar 31, 2024 -660.72 Mn
Dec 31, 2023 3.47 Bn
Sep 30, 2023 -537.65 Mn
Jun 30, 2023 -453.43 Mn
Mar 31, 2023 -440.21 Mn
Dec 31, 2022 2.69 Bn
Sep 30, 2022 -459.89 Mn
Jun 30, 2022 -407.50 Mn
Mar 31, 2022 -273.00 Mn
Dec 31, 2021 557.72 Mn
Sep 30, 2021 -101.39 Mn
Jun 30, 2021 -57.24 Mn
Mar 31, 2021 -31.74 Mn