Nu Holdings (NU) Interest Income - Net (2021 - 2025)
Nu Holdings (NU) posted quarterly Interest Income - Net of $7.8 billion for Q4 2025, up 58.09% year-on-year from $4.9 billion in Q4 2024, and up 709.9% on a QoQ basis from -$1.3 billion in Q3 2025.
Nu Holdings (NU) Interest Income - Net (2021 - 2025) Analysis & Trends
Nu Holdings (NU) has reported Interest Income - Net for 5 consecutive years, with $7.8 billion the latest figure, recorded in Q4 2025.
- Quarterly Interest Income - Net rose 58.09% year-over-year to $7.8 billion in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $4.6 billion (up 61.51% YoY) and the FY2025 annual result came in at $4.6 billion, up 61.51% from the prior year.
- Interest Income - Net grew to $7.8 billion in Q4 2025 per NU's latest filing, from -$1.3 billion in the prior quarter.
- Over the last five years, Interest Income - Net for NU reached as high as $7.8 billion in Q4 2025 and fell as low as -$1.3 billion in Q3 2025.
- A 5-year average of $568.3 million and a median of -$423.9 million in 2022 frame the typical range for Interest Income - Net.
- The largest YoY upside for Interest Income - Net was 382.02% in 2022 against a maximum downside of 760.04% in 2022.
- Year by year, Interest Income - Net stood at $557.7 million in 2021, then soared by 382.02% to $2.7 billion in 2022, then grew by 29.01% to $3.5 billion in 2023, then soared by 41.91% to $4.9 billion in 2024, then jumped by 58.09% to $7.8 billion in 2025.
- According to Business Quant data, Interest Income - Net over the past three periods registered $7.8 billion, -$1.3 billion, and -$1.0 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 4,181.60 Bn | 4,181.60 Bn | 167,623.00 | - |
| 2 | Lloyds Banking | 365.91 Bn | 365.91 Bn | - | - |
| 3 | First Capital | 210.72 Bn | 210.38 Bn | - | 11.42 Mn |
| 4 | Landmark Bancorp | 190.28 Bn | 190.25 Bn | - | 15.02 Mn |
| 5 | NatWest | 147.27 Bn | 147.27 Bn | 1.79 Bn | - |
| 6 | Pnc Financial Services | 100.93 Bn | 100.93 Bn | - | 3.96 Bn |
| 7 | Grupo Aval Acciones Y Valores | 78.02 Bn | -1,273.25 Bn | - | 108.87 Bn |
| 8 | Nu Holdings | 70.39 Bn | 55.24 Bn | 1.94 Bn | 7.78 Bn |
| 9 | Deutsche Bank Aktiengesellschaft | 68.39 Bn | 68.39 Bn | - | - |
| 10 | Truist Financial | 65.03 Bn | 65.03 Bn | - | 3.60 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 7.78 Bn |
| Sep 30, 2025 | -1.28 Bn |
| Jun 30, 2025 | -1.03 Bn |
| Mar 31, 2025 | -896.20 Mn |
| Dec 31, 2024 | 4.92 Bn |
| Sep 30, 2024 | -760.96 Mn |
| Jun 30, 2024 | -665.19 Mn |
| Mar 31, 2024 | -660.72 Mn |
| Dec 31, 2023 | 3.47 Bn |
| Sep 30, 2023 | -537.65 Mn |
| Jun 30, 2023 | -453.43 Mn |
| Mar 31, 2023 | -440.21 Mn |
| Dec 31, 2022 | 2.69 Bn |
| Sep 30, 2022 | -459.89 Mn |
| Jun 30, 2022 | -407.50 Mn |
| Mar 31, 2022 | -273.00 Mn |
| Dec 31, 2021 | 557.72 Mn |
| Sep 30, 2021 | -101.39 Mn |
| Jun 30, 2021 | -57.24 Mn |
| Mar 31, 2021 | -31.74 Mn |