NSTS Bancorp (NSTS) Times Interest Earned (2022 - 2025)

NSTS Bancorp (NSTS) has 4 years of Times Interest Earned data on file, last reported at $1.17 in Q4 2025.

• Times Interest Earned for Q4 2025 came in at $1.17, up 22.86% year-over-year; the trailing twelve-month figure through Dec 2025 was $0.89 (up 17.7% YoY), and the FY2025 annual result was -$0.02, up 55.17% from the prior year.
• Times Interest Earned improved to $1.17 in Q4 2025 per NSTS's latest filing, from $1.07 in the prior quarter.
• Over five years, Times Interest Earned peaked at $2.33 in Q4 2022 and troughed at -$3.49 in Q4 2023.
• A 4-year average of $0.76 and a median of $0.79 in 2024 frame the typical range for Times Interest Earned.
• The sharpest annual moves came in 2023 and 2024: Times Interest Earned slumped 250.06% in 2023, then jumped 290.53% in 2024.
• A 4-year view of Times Interest Earned shows it stood at $2.33 in 2022, then sank by 250.06% to -$3.49 in 2023, then soared by 127.24% to $0.95 in 2024, then gained by 22.86% to $1.17 in 2025.
• Business Quant data shows NSTS's Times Interest Earned at $1.17 in Q4 2025, $1.07 in Q3 2025, and $0.72 in Q2 2025.