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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on SalesTimes Interest Earned

NSTS Bancorp (NSTS) Times Interest Earned (2022 - 2025)

NSTS Bancorp (NSTS) has disclosed Times Interest Earned for 4 consecutive years, with $1.17 as the latest value for Q4 2025.

  • Quarterly Times Interest Earned rose 22.86% to $1.17 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $0.89 through Dec 2025, up 17.7% year-over-year, with the annual reading at -$0.02 for FY2025, 55.17% up from the prior year.
  • Times Interest Earned for Q4 2025 was $1.17 at NSTS Bancorp, up from $1.07 in the prior quarter.
  • The five-year high for Times Interest Earned was $2.33 in Q4 2022, with the low at -$3.49 in Q4 2023.
  • Average Times Interest Earned over 4 years is $0.76, with a median of $0.79 recorded in 2024.
  • The sharpest move saw Times Interest Earned plummeted 250.06% in 2023, then surged 290.53% in 2024.
  • Over 4 years, Times Interest Earned stood at $2.33 in 2022, then plummeted by 250.06% to -$3.49 in 2023, then surged by 127.24% to $0.95 in 2024, then rose by 22.86% to $1.17 in 2025.
  • According to Business Quant data, Times Interest Earned over the past three periods came in at $1.17, $1.07, and $0.72 for Q4 2025, Q3 2025, and Q2 2025 respectively.