NSTS Bancorp (NSTS) Times Interest Earned (2020 - 2026)
NSTS Bancorp (NSTS) posted quarterly Times Interest Earned of $1.17 for Q4 2025, up 23.42% year-over-year from $0.95 in Q4 2024, and up 16.48% quarter-over-quarter from $1.01 in Q3 2025.
NSTS Bancorp (NSTS) Times Interest Earned (2020 - 2026) Analysis & Trends
NSTS Bancorp (NSTS) has reported Times Interest Earned for 6 consecutive years, with $1.17 the latest figure, recorded in Q4 2025.
- In Q4 2025, Times Interest Earned rose 23.42% year-over-year to $1.17; the TTM figure through Dec 2025 stood at $8.88 (up 1073.62% YoY), while the FY2025 annual figure was $0.02, up 43.5% from the prior year.
- Times Interest Earned rose to $1.17 in Q4 2025 per NSTS's latest filing, from $1.01 in the prior quarter.
- Across five years, Times Interest Earned topped out at $2.37 in Q4 2022 and bottomed at -$3.85 in Q4 2023.
- Historically, Times Interest Earned has averaged $0.72 across 5 years, with a median of $0.97 in 2025.
- Annual changes were most pronounced in 2022 — Times Interest Earned soared 165.19% — and 2023, when it slumped 262.45%.
- NSTS Bancorp's Times Interest Earned stood at $0.89 in 2021, then soared by 165.19% to $2.37 in 2022, then plunged by 262.45% to -$3.85 in 2023, then surged by 124.7% to $0.95 in 2024, then gained by 23.42% to $1.17 in 2025.
- Business Quant data shows NSTS's Times Interest Earned at $1.17 in Q4 2025, $1.01 in Q3 2025, and $0.97 in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | NSTS Bancorp | 68.91 Mn | 14.54 Mn | - | 0.73 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.98 |
| Dec 31, 2025 | 1.17 |
| Sep 30, 2025 | 1.01 |
| Jun 30, 2025 | 0.97 |
| Mar 31, 2025 | 0.97 |
| Dec 31, 2024 | 0.95 |
| Sep 30, 2024 | 0.79 |
| Jun 30, 2024 | 0.58 |
| Mar 31, 2024 | 0.65 |
| Dec 31, 2023 | -3.85 |
| Sep 30, 2023 | 0.98 |
| Jun 30, 2023 | 0.99 |
| Mar 31, 2023 | 1.01 |
| Dec 31, 2022 | 2.37 |
| Sep 30, 2022 | 1.01 |
| Jun 30, 2022 | 1.02 |
| Mar 31, 2022 | 0.95 |
| Dec 31, 2021 | 0.89 |
| Sep 30, 2021 | 1.02 |
| Jun 30, 2021 | 0.48 |