NSTS Bancorp (NSTS) Operating Expenses (2020 - 2026)
NSTS Bancorp (NSTS) posted quarterly Operating Expenses of $2.5 million for Q4 2025, down 0.62% year-over-year from $2.6 million in Q4 2024, and up 1.96% quarter-over-quarter from $2.5 million in Q3 2025.
NSTS Bancorp (NSTS) Operating Expenses (2020 - 2026) Analysis & Trends
NSTS Bancorp (NSTS) has reported Operating Expenses for 6 consecutive years, with $2.5 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Operating Expenses fell 0.62% year-over-year to $2.5 million; the TTM figure through Dec 2025 stood at $10.3 million (up 6.1% YoY), while the FY2025 annual figure was $10.3 million, up 6.1% from the prior year.
- Operating Expenses climbed to $2.5 million in Q4 2025 per NSTS's latest filing, from $2.5 million in the prior quarter.
- Across five years, Operating Expenses topped out at $2.7 million in Q2 2025 and bottomed at $1.3 million in Q4 2021.
- Historically, Operating Expenses has averaged $2.0 million across 5 years, with a median of $1.9 million in 2022.
- Annual changes were most pronounced in 2021 — Operating Expenses dropped 19.44% — and 2023, when it surged 41.98%.
- NSTS Bancorp's Operating Expenses stood at $1.3 million in 2021, then rose by 29.32% to $1.7 million in 2022, then soared by 41.98% to $2.4 million in 2023, then gained by 4.83% to $2.6 million in 2024, then decreased by 0.62% to $2.5 million in 2025.
- Business Quant data shows NSTS's Operating Expenses at $2.5 million in Q4 2025, $2.5 million in Q3 2025, and $2.7 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 4.10 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 4.43 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | -3.83 Bn |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | -2.79 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 2.60 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | -599.79 Mn |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 3.06 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 2.11 Bn |
| 10 | NSTS Bancorp | 69.12 Mn | 14.75 Mn | - | 3.44 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 3.44 Mn |
| Dec 31, 2025 | 2.54 Mn |
| Sep 30, 2025 | 2.50 Mn |
| Jun 30, 2025 | 2.74 Mn |
| Mar 31, 2025 | 2.53 Mn |
| Dec 31, 2024 | 2.56 Mn |
| Sep 30, 2024 | 2.40 Mn |
| Jun 30, 2024 | 2.49 Mn |
| Mar 31, 2024 | 2.26 Mn |
| Dec 31, 2023 | 2.44 Mn |
| Sep 30, 2023 | 1.95 Mn |
| Jun 30, 2023 | 1.79 Mn |
| Mar 31, 2023 | 1.67 Mn |
| Dec 31, 2022 | 1.72 Mn |
| Sep 30, 2022 | 1.68 Mn |
| Jun 30, 2022 | 1.83 Mn |
| Mar 31, 2022 | 1.65 Mn |
| Dec 31, 2021 | 1.33 Mn |
| Sep 30, 2021 | 1.36 Mn |
| Jun 30, 2021 | 1.40 Mn |