NSTS Bancorp (NSTS) Interest Coverage Ratio (2022 - 2025)

NSTS Bancorp (NSTS) has 4 years of Interest Coverage Ratio data on file, last reported at 1.17 in Q4 2025.

• Interest Coverage Ratio for Q4 2025 came in at 1.17, up 22.86% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.89 (up 17.7% YoY), and the FY2025 annual result was 0.02, up 55.17% from the prior year.
• Interest Coverage Ratio improved to 1.17 in Q4 2025 per NSTS's latest filing, from 1.07 in the prior quarter.
• Over five years, Interest Coverage Ratio peaked at 2.33 in Q4 2022 and troughed at 3.49 in Q4 2023.
• A 4-year average of 0.76 and a median of 0.79 in 2024 frame the typical range for Interest Coverage Ratio.
• The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio slumped 250.06% in 2023, then jumped 290.53% in 2024.
• A 4-year view of Interest Coverage Ratio shows it stood at 2.33 in 2022, then sank by 250.06% to 3.49 in 2023, then soared by 127.24% to 0.95 in 2024, then gained by 22.86% to 1.17 in 2025.
• Business Quant data shows NSTS's Interest Coverage Ratio at 1.17 in Q4 2025, 1.07 in Q3 2025, and 0.72 in Q2 2025.