NSTS Bancorp (NSTS) Interest Coverage Ratio (2021 - 2026)
NSTS Bancorp's (NSTS) quarterly Interest Coverage Ratio came in at 0.73 in Q2 2026, up 0.55% year-over-year from 0.72 in Q2 2025, and down 37.81% quarter-over-quarter from 1.17 in Q4 2025.
Analysis
NSTS Bancorp (NSTS) Interest Coverage Ratio (2021 - 2026) Analysis & Trends
NSTS Bancorp (NSTS) has reported Interest Coverage Ratio for 6 consecutive years, with 0.73 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio rose 0.55% year-over-year to 0.73 in Q2 2026; TTM through Jun 2026 was 0.92, a 18.5% increase from a year earlier, with the FY2025 full-year figure at 0.04, down 11.69% from the prior year.
- Interest Coverage Ratio was 0.73 for Q2 2026 at NSTS Bancorp, down from 1.17 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 2.33 in Q4 2022 and troughed at 12.65 in Q1 2022.
- A 5-year average of 0.03 and a median of 0.73 in 2026 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio surged 937.47% in 2022 and tumbled 250.06% in 2023, its largest moves.
- Over 5 years, Interest Coverage Ratio stood at 2.33 in 2022, then slumped by 250.06% to 3.49 in 2023, then surged by 127.24% to 0.95 in 2024, then rose by 22.86% to 1.17 in 2025, then slumped by 37.81% to 0.73 in 2026.
- The last three Interest Coverage Ratio figures came in at 0.73 (Q2 2026), 1.17 (Q4 2025), and 1.07 (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.76 Bn | 4.26 Bn | - | 1.32 |
| 2 | Columbia Financial | 1.16 Bn | 876.42 Mn | - | 1.32 |
| 3 | Capitol Federal Financial | 1.08 Bn | 944.64 Mn | - | 1.57 |
| 4 | Trustco Bank Corp N Y | 996.19 Mn | 289.52 Mn | - | 2.02 |
| 5 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 1.65 |
| 6 | Kearny Financial | 610.74 Mn | 495.92 Mn | - | 1.26 |
| 7 | Greene County Bancorp | 607.01 Mn | 224.14 Mn | - | 1.98 |
| 8 | NorthEast Community Bancorp | 368.85 Mn | 268.11 Mn | - | 2.21 |
| 9 | Western New England Bancorp | 266.56 Mn | 228.23 Mn | - | 1.42 |
| 10 | NSTS Bancorp | 74.23 Mn | 19.86 Mn | - | 0.73 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.73 |
| Dec 31, 2025 | 1.17 |
| Sep 30, 2025 | 1.07 |
| Jun 30, 2025 | 0.72 |
| Mar 31, 2025 | 0.64 |
| Dec 31, 2024 | 0.95 |
| Sep 30, 2024 | 0.79 |
| Jun 30, 2024 | 0.58 |
| Mar 31, 2024 | 0.65 |
| Dec 31, 2023 | -3.49 |
| Sep 30, 2023 | 0.20 |
| Jun 30, 2023 | 0.66 |
| Mar 31, 2023 | 1.64 |
| Dec 31, 2022 | 2.33 |
| Sep 30, 2022 | 1.45 |
| Jun 30, 2022 | 1.99 |
| Mar 31, 2022 | -12.65 |
| Dec 31, 2021 | -0.28 |
| Sep 30, 2021 | 1.33 |
| Jun 30, 2021 | -8.00 |