NSTS Bancorp NSTS
NASDAQ NSTS
$14.11 -0.02 (-0.14%)
As of: Sep 10, 2026 · 10:24 AM EDT

NSTS Bancorp (NSTS) Interest Coverage Ratio (2021 - 2026)

NSTS Bancorp's (NSTS) quarterly Interest Coverage Ratio came in at 0.73 in Q2 2026, up 0.55% year-over-year from 0.72 in Q2 2025, and down 37.81% quarter-over-quarter from 1.17 in Q4 2025.

Analysis

NSTS Bancorp (NSTS) Interest Coverage Ratio (2021 - 2026) Analysis & Trends

NSTS Bancorp (NSTS) has reported Interest Coverage Ratio for 6 consecutive years, with 0.73 the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Interest Coverage Ratio rose 0.55% year-over-year to 0.73 in Q2 2026; TTM through Jun 2026 was 0.92, a 18.5% increase from a year earlier, with the FY2025 full-year figure at 0.04, down 11.69% from the prior year.
  • Interest Coverage Ratio was 0.73 for Q2 2026 at NSTS Bancorp, down from 1.17 in the prior quarter.
  • Over five years, Interest Coverage Ratio peaked at 2.33 in Q4 2022 and troughed at 12.65 in Q1 2022.
  • A 5-year average of 0.03 and a median of 0.73 in 2026 frame the typical range for Interest Coverage Ratio.
  • Across the five-year window, Interest Coverage Ratio surged 937.47% in 2022 and tumbled 250.06% in 2023, its largest moves.
  • Over 5 years, Interest Coverage Ratio stood at 2.33 in 2022, then slumped by 250.06% to 3.49 in 2023, then surged by 127.24% to 0.95 in 2024, then rose by 22.86% to 1.17 in 2025, then slumped by 37.81% to 0.73 in 2026.
  • The last three Interest Coverage Ratio figures came in at 0.73 (Q2 2026), 1.17 (Q4 2025), and 1.07 (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 TFS Financial 4.76 Bn 4.26 Bn - 1.32
2 Columbia Financial 1.16 Bn 876.42 Mn - 1.32
3 Capitol Federal Financial 1.08 Bn 944.64 Mn - 1.57
4 Trustco Bank Corp N Y 996.19 Mn 289.52 Mn - 2.02
5 Northfield Bancorp 639.40 Mn 385.97 Mn - 1.65
6 Kearny Financial 610.74 Mn 495.92 Mn - 1.26
7 Greene County Bancorp 607.01 Mn 224.14 Mn - 1.98
8 NorthEast Community Bancorp 368.85 Mn 268.11 Mn - 2.21
9 Western New England Bancorp 266.56 Mn 228.23 Mn - 1.42
10 NSTS Bancorp 74.23 Mn 19.86 Mn - 0.73
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.73
Dec 31, 2025 1.17
Sep 30, 2025 1.07
Jun 30, 2025 0.72
Mar 31, 2025 0.64
Dec 31, 2024 0.95
Sep 30, 2024 0.79
Jun 30, 2024 0.58
Mar 31, 2024 0.65
Dec 31, 2023 -3.49
Sep 30, 2023 0.20
Jun 30, 2023 0.66
Mar 31, 2023 1.64
Dec 31, 2022 2.33
Sep 30, 2022 1.45
Jun 30, 2022 1.99
Mar 31, 2022 -12.65
Dec 31, 2021 -0.28
Sep 30, 2021 1.33
Jun 30, 2021 -8.00