NSTS Bancorp (NSTS) Interest Coverage Ratio (2022 - 2025)
NSTS Bancorp (NSTS) reported Interest Coverage Ratio of 1.17 for Q4 2025, up 22.86% year-over-year from 0.95 in Q4 2024, and up 8.79% on a QoQ basis from 1.07 in Q3 2025.
NSTS Bancorp (NSTS) has 4 years of Interest Coverage Ratio data on file, last reported at 1.17 in Q4 2025.
- Quarterly Interest Coverage Ratio rose 22.86% year-over-year to 1.17 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.89 (up 17.7% YoY) and the FY2025 annual result came in at 0.02, up 55.17% from the prior year.
- Interest Coverage Ratio rose to 1.17 in Q4 2025 per NSTS's latest filing, from 1.07 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 2.33 in Q4 2022 and bottomed at 3.49 in Q4 2023.
- The 4-year median for Interest Coverage Ratio is 0.79 (2024), against an average of 0.76.
- The widest annual swing landed in 2023, when Interest Coverage Ratio plunged 250.06%; it then surged 290.53% in 2024.
- Tracing NSTS's Interest Coverage Ratio over 4 years: stood at 2.33 in 2022, then tumbled by 250.06% to 3.49 in 2023, then jumped by 127.24% to 0.95 in 2024, then increased by 22.86% to 1.17 in 2025.
- Per Business Quant, the three latest NSTS Interest Coverage Ratio figures stand at 1.17 (Q4 2025), 1.07 (Q3 2025), and 0.72 (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | NSTS Bancorp | 72.59 Mn | 38.55 Mn | - | 1.17 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.17 |
| Sep 30, 2025 | 1.07 |
| Jun 30, 2025 | 0.72 |
| Mar 31, 2025 | 0.64 |
| Dec 31, 2024 | 0.95 |
| Sep 30, 2024 | 0.79 |
| Jun 30, 2024 | 0.58 |
| Mar 31, 2024 | 0.65 |
| Dec 31, 2023 | -3.49 |
| Sep 30, 2023 | 0.20 |
| Jun 30, 2023 | 0.66 |
| Mar 31, 2023 | 1.64 |
| Dec 31, 2022 | 2.33 |
| Sep 30, 2022 | 1.45 |
| Jun 30, 2022 | 1.99 |