NSTS Bancorp (NSTS) Interest Coverage Ratio (2020 - 2026)
NSTS Bancorp (NSTS) posted quarterly Interest Coverage Ratio of 1.17 for Q4 2025, up 23.42% year-over-year from 0.95 in Q4 2024, and up 16.48% quarter-over-quarter from 1.01 in Q3 2025.
NSTS Bancorp (NSTS) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
NSTS Bancorp (NSTS) has reported Interest Coverage Ratio for 6 consecutive years, with 1.17 the latest figure, recorded in Q4 2025.
- In Q4 2025, Interest Coverage Ratio rose 23.42% year-over-year to 1.17; the TTM figure through Dec 2025 stood at 8.88 (up 1073.62% YoY), while the FY2025 annual figure was 0.02, up 43.5% from the prior year.
- Interest Coverage Ratio rose to 1.17 in Q4 2025 per NSTS's latest filing, from 1.01 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 2.37 in Q4 2022 and bottomed at 3.85 in Q4 2023.
- Historically, Interest Coverage Ratio has averaged 0.72 across 5 years, with a median of 0.97 in 2025.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio soared 165.19% — and 2023, when it slumped 262.45%.
- NSTS Bancorp's Interest Coverage Ratio stood at 0.89 in 2021, then soared by 165.19% to 2.37 in 2022, then plunged by 262.45% to 3.85 in 2023, then surged by 124.7% to 0.95 in 2024, then gained by 23.42% to 1.17 in 2025.
- Business Quant data shows NSTS's Interest Coverage Ratio at 1.17 in Q4 2025, 1.01 in Q3 2025, and 0.97 in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | NSTS Bancorp | 69.12 Mn | 14.75 Mn | - | 0.73 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.98 |
| Dec 31, 2025 | 1.17 |
| Sep 30, 2025 | 1.01 |
| Jun 30, 2025 | 0.97 |
| Mar 31, 2025 | 0.97 |
| Dec 31, 2024 | 0.95 |
| Sep 30, 2024 | 0.79 |
| Jun 30, 2024 | 0.58 |
| Mar 31, 2024 | 0.65 |
| Dec 31, 2023 | -3.85 |
| Sep 30, 2023 | 0.98 |
| Jun 30, 2023 | 0.99 |
| Mar 31, 2023 | 1.01 |
| Dec 31, 2022 | 2.37 |
| Sep 30, 2022 | 1.01 |
| Jun 30, 2022 | 1.02 |
| Mar 31, 2022 | 0.95 |
| Dec 31, 2021 | 0.89 |
| Sep 30, 2021 | 1.02 |
| Jun 30, 2021 | 0.48 |