Northpointe Bancshares (NPB) Equity Ratio (2023 - 2025)
Northpointe Bancshares posted quarterly Equity Ratio of 0.08 for Q4 2025, down 8.48% year-on-year from 0.09 in Q4 2024, and down 11.12% on a QoQ basis from 0.09 in Q3 2025.
Northpointe Bancshares (NPB) has 3 years of Equity Ratio data on file, last reported at 0.08 in Q4 2025.
- For the quarter ending Q4 2025, Equity Ratio fell 8.48% year-over-year to 0.08; the trailing twelve-month figure through Dec 2025 stood at 0.08 (down 8.48% YoY), and the FY2025 full-year result was 0.08, down 8.48% from the prior year.
- Equity Ratio for Q4 2025 stood at 0.08, down from 0.09 in the prior quarter.
- Across five years, Equity Ratio topped out at 0.1 in Q1 2025 and bottomed at 0.08 in Q4 2025.
- The 3-year median for Equity Ratio is 0.09 (2024), against an average of 0.09.
- Peak annual rise in Equity Ratio reached 10.72% in 2025, while the deepest fall reached 8.48% in 2025.
- A 3-year view of Equity Ratio shows it stood at 0.09 in 2023, then dropped by 2.17% to 0.09 in 2024, then fell by 8.48% to 0.08 in 2025.
- The last three Equity Ratio figures came in at 0.08 (Q4 2025), 0.09 (Q3 2025), and 0.09 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | 0.08 |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | 0.05 |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | 0.06 |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 0.11 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 0.10 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 0.05 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | 0.07 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 0.11 |
| 10 | Northpointe Bancshares | 579.73 Mn | 83.27 Mn | - | 0.08 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.08 |
| Sep 30, 2025 | 0.09 |
| Jun 30, 2025 | 0.09 |
| Mar 31, 2025 | 0.10 |
| Dec 31, 2024 | 0.09 |
| Sep 30, 2024 | 0.08 |
| Jun 30, 2024 | 0.09 |
| Mar 31, 2024 | 0.09 |
| Dec 31, 2023 | 0.09 |