Northpointe Bancshares (NPB) Equity Ratio (2023 - 2025)

Northpointe Bancshares has reported Equity Ratio for 3 years, with the latest figure at 0.08 in Q4 2025.

• For the quarter ending Q4 2025, Equity Ratio fell 8.48% year-over-year to 0.08; the trailing twelve-month figure through Dec 2025 stood at 0.08 (down 8.48% YoY), and the FY2025 full-year result was 0.08, down 8.48% from the prior year.
• Equity Ratio for Q4 2025 stood at 0.08, down from 0.09 in the prior quarter.
• The five-year high for Equity Ratio was 0.1 in Q1 2025, with the low at 0.08 in Q4 2025.
• Historically, Equity Ratio has averaged 0.09 across 3 years, with a median of 0.09 in 2024.
• The largest YoY upside for Equity Ratio was 10.72% in 2025 against a maximum downside of 8.48% in 2025.
• Northpointe Bancshares' Equity Ratio stood at 0.09 in 2023, then slipped by 2.17% to 0.09 in 2024, then declined by 8.48% to 0.08 in 2025.
• The last three Equity Ratio figures came in at 0.08 (Q4 2025), 0.09 (Q3 2025), and 0.09 (Q2 2025), per Business Quant data.