Medallion Financial (MBNKO) Net Margin (2017 - 2025)
Medallion Financial (MBNKO) recorded quarterly Net Margin of 23.18% in Q3 2025, down 25.51% quarter-over-quarter from 31.12% in Q2 2025, and up 420.0% on a YoY basis from 4.46% in Q3 2024.
Medallion Financial (MBNKO) Net Margin (2017 - 2025) Analysis & Trends
Medallion Financial's Net Margin history runs 9 years deep, the most recent figure standing at 23.18% for Q3 2025.
- In Q3 2025, Net Margin rose 420.0% year-over-year to 23.18%; the TTM figure through Sep 2025 stood at 24.22% (down 563.0% YoY), while the FY2024 annual figure was 19.6%, down 1105.0% from the prior year.
- Net Margin was 23.18% for Q3 2025 at Medallion Financial, down from 31.12% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 55.55% in Q4 2021 to a low of 18.98% in Q3 2024.
- Historically, Net Margin has averaged 37.29% across 5 years, with a median of 42.3% in 2021.
- The sharpest annual moves came in 2021 and 2022: Net Margin surged 15012 bps in 2021, then tumbled 2591 bps in 2022.
- A 5-year view of Net Margin shows it stood at 55.55% in 2021, then dropped by 20 bps to 44.19% in 2022, then retreated by 4 bps to 42.6% in 2023, then plunged by 51 bps to 20.72% in 2024, then climbed by 12 bps to 23.18% in 2025.
- The last three Net Margin figures came in at 23.18% (Q3 2025), 31.12% (Q2 2025), and 21.47% (Q1 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 53.62% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 46.23% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 15.71% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 13.66% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 13.32% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 16.44% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 30.76% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 15.15% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 13.84% |
| 10 | Medallion Financial | - | - | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Sep 30, 2025 | 23.18% |
| Jun 30, 2025 | 31.12% |
| Mar 31, 2025 | 21.47% |
| Dec 31, 2024 | 20.72% |
| Sep 30, 2024 | 18.98% |
| Jun 30, 2024 | 24.32% |
| Mar 31, 2024 | 33.56% |
| Dec 31, 2023 | 42.60% |
| Sep 30, 2023 | 36.67% |
| Jun 30, 2023 | 43.50% |
| Mar 31, 2023 | 50.90% |
| Dec 31, 2022 | 44.19% |
| Sep 30, 2022 | 29.55% |
| Jun 30, 2022 | 42.53% |
| Mar 31, 2022 | 43.21% |
| Dec 31, 2021 | 55.55% |
| Sep 30, 2021 | 55.46% |
| Jun 30, 2021 | 48.63% |
| Mar 31, 2021 | 42.30% |
| Dec 31, 2020 | 42.71% |