Medallion Financial (MBNKO) Interest Coverage Ratio (2017 - 2025)

Medallion Financial (MBNKO) recorded quarterly Interest Coverage Ratio of 1.78 in Q3 2025, down 1.8% quarter-over-quarter from 1.81 in Q2 2025, and up 11.1% on a YoY basis from 1.6 in Q3 2024.

Medallion Financial (MBNKO) Interest Coverage Ratio (2017 - 2025) Analysis & Trends

Medallion Financial's Interest Coverage Ratio history runs 9 years deep, the most recent figure standing at 1.78 for Q3 2025.

  • In Q3 2025, Interest Coverage Ratio rose 11.1% year-over-year to 1.78; the TTM figure through Sep 2025 stood at 1.8 (down 0.84% YoY), while the FY2024 annual figure was 1.71, down 27.59% from the prior year.
  • Interest Coverage Ratio was 1.78 for Q3 2025 at Medallion Financial, down from 1.81 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 4.76 in Q4 2021 to a low of 1.59 in Q2 2024.
  • Historically, Interest Coverage Ratio has averaged 2.54 across 5 years, with a median of 2.28 in 2022.
  • The sharpest annual moves came in 2021 and 2022: Interest Coverage Ratio soared 415.34% in 2021, then plunged 44.16% in 2022.
  • A 5-year view of Interest Coverage Ratio shows it stood at 4.76 in 2021, then slumped by 41.23% to 2.8 in 2022, then retreated by 21.61% to 2.19 in 2023, then slipped by 20.05% to 1.75 in 2024, then rose by 1.3% to 1.78 in 2025.
  • The last three Interest Coverage Ratio figures came in at 1.78 (Q3 2025), 1.81 (Q2 2025), and 1.84 (Q1 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 40.64
2 Mastercard 437.48 Bn 427.27 Bn - 26.52
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 1.80
4 Capital One Financial 125.74 Bn 49.24 Bn - 1.66
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn -
6 Synchrony Financial 25.78 Bn 5.22 Bn - 2.08
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 0.78
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 0.12
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 0.49
10 Medallion Financial - - - -

Historic Data

Download Data
DateValue
Sep 30, 2025 1.78
Jun 30, 2025 1.81
Mar 31, 2025 1.84
Dec 31, 2024 1.75
Sep 30, 2024 1.60
Jun 30, 2024 1.59
Mar 31, 2024 1.93
Dec 31, 2023 2.19
Sep 30, 2023 2.14
Jun 30, 2023 2.41
Mar 31, 2023 2.90
Dec 31, 2022 2.80
Sep 30, 2022 2.28
Jun 30, 2022 3.39
Mar 31, 2022 3.19
Dec 31, 2021 4.76
Sep 30, 2021 4.08
Jun 30, 2021 3.30
Mar 31, 2021 2.54
Dec 31, 2020 2.36