Medallion Financial (MBNKO) FCF Payout Ratio (2017 - 2025)

Medallion Financial (MBNKO) recorded quarterly FCF Payout Ratio of 0.04 in Q3 2025, up 111.36% quarter-over-quarter from 0.37 in Q2 2025, and down 55.49% on a YoY basis from 0.09 in Q3 2024.

Medallion Financial (MBNKO) FCF Payout Ratio (2017 - 2025) Analysis & Trends

Medallion Financial's FCF Payout Ratio history runs 7 years deep, the most recent figure standing at 0.04 for Q3 2025.

  • In Q3 2025, FCF Payout Ratio fell 55.49% year-over-year to 0.04; the TTM figure through Sep 2025 stood at 0.09 (down 2.95% YoY), while the FY2024 annual figure was 0.08, up 16.61% from the prior year.
  • FCF Payout Ratio was 0.04 for Q3 2025 at Medallion Financial, up from 0.37 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 0.13 in Q4 2023 to a low of 0.37 in Q2 2025.
  • Historically, FCF Payout Ratio has averaged 0.05 across 4 years, with a median of 0.07 in 2024.
  • The sharpest annual moves came in 2023 and 2025: FCF Payout Ratio jumped 86.97% in 2023, then plunged 533.69% in 2025.
  • A 4-year view of FCF Payout Ratio shows it stood at 0.07 in 2022, then surged by 86.97% to 0.13 in 2023, then plunged by 37.53% to 0.08 in 2024, then sank by 47.13% to 0.04 in 2025.
  • The last three FCF Payout Ratio figures came in at 0.04 (Q3 2025), 0.37 (Q2 2025), and 0.09 (Q1 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.49
2 Mastercard 437.55 Bn 427.34 Bn - 0.28
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.22
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.09
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.14
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.01
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.02
10 Medallion Financial - - - -

Historic Data

Download Data
DateValue
Sep 30, 2025 0.04
Jun 30, 2025 -0.37
Mar 31, 2025 0.09
Dec 31, 2024 0.08
Sep 30, 2024 0.09
Jun 30, 2024 0.08
Mar 31, 2024 0.07
Dec 31, 2023 0.13
Sep 30, 2023 0.05
Jun 30, 2023 0.06
Mar 31, 2023 0.06
Dec 31, 2022 0.07
Sep 30, 2022 0.07
Jun 30, 2022 0.07
Mar 31, 2022 0.08
Jun 30, 2019 0.02
Mar 31, 2019 0.05
Dec 31, 2018 0.00
Sep 30, 2018 0.00
Jun 30, 2018 0.03