Medallion Financial (MBNKO) Debt Ratio (2017 - 2025)
Medallion Financial (MBNKO) recorded quarterly Debt Ratio of 0.03 in Q4 2025, up 16.48% quarter-over-quarter from 0.03 in Q3 2025, and up 88.67% on a YoY basis from 0.02 in Q4 2024.
Medallion Financial (MBNKO) Debt Ratio (2017 - 2025) Analysis & Trends
Medallion Financial's Debt Ratio history runs 9 years deep, the most recent figure standing at 0.03 for Q4 2025.
- In Q4 2025, Debt Ratio rose 88.67% year-over-year to 0.03; the TTM figure through Dec 2025 stood at 0.03 (up 88.67% YoY), while the FY2025 annual figure was 0.03, up 88.67% from the prior year.
- Debt Ratio was 0.03 for Q4 2025 at Medallion Financial, up from 0.03 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.25 in Q3 2021 to a low of 0.0 in Q4 2022.
- Historically, Debt Ratio has averaged 0.06 across 5 years, with a median of 0.03 in 2023.
- The sharpest annual moves came in 2022 and 2023: Debt Ratio jumped 4006.33% in 2022, then tumbled 96.72% in 2023.
- A 5-year view of Debt Ratio shows it stood at 0.25 in 2021, then slumped by 99.12% to 0.0 in 2022, then soared by 39.72% to 0.0 in 2023, then surged by 452.55% to 0.02 in 2024, then soared by 88.67% to 0.03 in 2025.
- The last three Debt Ratio figures came in at 0.03 (Q4 2025), 0.03 (Q3 2025), and 0.03 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.25 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 0.36 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.01 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.06 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.12 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.06 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.18 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.02 |
| 10 | Medallion Financial | - | - | - | 0.03 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.03 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | 0.03 |
| Mar 31, 2025 | 0.04 |
| Dec 31, 2024 | 0.02 |
| Sep 30, 2024 | 0.02 |
| Jun 30, 2024 | 0.01 |
| Mar 31, 2024 | 0.01 |
| Dec 31, 2023 | 0.00 |
| Sep 30, 2023 | 0.01 |
| Jun 30, 2023 | 0.03 |
| Mar 31, 2023 | 0.02 |
| Dec 31, 2022 | 0.00 |
| Sep 30, 2022 | 0.22 |
| Jun 30, 2022 | 0.19 |
| Mar 31, 2022 | 0.21 |
| Sep 30, 2021 | 0.25 |
| Jun 30, 2021 | 0.00 |
| Mar 31, 2021 | 0.04 |
| Dec 31, 2020 | 0.05 |