Medallion Financial (MBNKO) Asset Utilization Ratio (2018 - 2025)

Medallion Financial (MBNKO) recorded quarterly Asset Utilization Ratio of 0.08 in Q3 2025, up 1.37% quarter-over-quarter from 0.08 in Q2 2025, and up 12.0% on a YoY basis from 0.07 in Q3 2024.

Medallion Financial (MBNKO) Asset Utilization Ratio (2018 - 2025) Analysis & Trends

Medallion Financial's Asset Utilization Ratio history runs 8 years deep, the most recent figure standing at 0.08 for Q3 2025.

  • In Q3 2025, Asset Utilization Ratio rose 12.0% year-over-year to 0.08; the TTM figure through Sep 2025 stood at 0.08 (up 12.0% YoY), while the FY2024 annual figure was 0.08, down 4.72% from the prior year.
  • Asset Utilization Ratio was 0.08 for Q3 2025 at Medallion Financial, up from 0.08 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 0.09 in Q4 2021 to a low of 0.07 in Q1 2021.
  • Historically, Asset Utilization Ratio has averaged 0.08 across 5 years, with a median of 0.08 in 2023.
  • The sharpest annual moves came in 2021 and 2023: Asset Utilization Ratio jumped 34.15% in 2021, then declined 13.7% in 2023.
  • A 5-year view of Asset Utilization Ratio shows it stood at 0.09 in 2021, then retreated by 12.05% to 0.08 in 2022, then increased by 1.67% to 0.08 in 2023, then slipped by 3.99% to 0.07 in 2024, then advanced by 11.87% to 0.08 in 2025.
  • The last three Asset Utilization Ratio figures came in at 0.08 (Q3 2025), 0.08 (Q2 2025), and 0.08 (Q1 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.45
2 Mastercard 437.55 Bn 427.34 Bn - 0.64
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.24
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.09
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.42
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.16
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.16
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.08
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.04
10 Medallion Financial - - - -

Historic Data

Download Data
DateValue
Sep 30, 2025 0.08
Jun 30, 2025 0.08
Mar 31, 2025 0.08
Dec 31, 2024 0.07
Sep 30, 2024 0.07
Jun 30, 2024 0.08
Mar 31, 2024 0.08
Dec 31, 2023 0.08
Sep 30, 2023 0.08
Jun 30, 2023 0.07
Mar 31, 2023 0.08
Dec 31, 2022 0.08
Sep 30, 2022 0.08
Jun 30, 2022 0.09
Mar 31, 2022 0.09
Dec 31, 2021 0.09
Sep 30, 2021 0.08
Jun 30, 2021 0.07
Mar 31, 2021 0.07
Dec 31, 2020 0.06