Kindcard (KCRD) Debt Ratio (2022 - 2026)
Kindcard's (KCRD) Debt Ratio came in at 10.07 for fiscal Q2 2027 (quarter ended Jul 31, 2026), up 157.3% from 3.91 a year earlier and up 7.6% from the prior quarter.
Kindcard (KCRD) Debt Ratio (2022 - 2026) Analysis & Trends
For FY2026 (ended Jan 31, 2026), Kindcard's Debt Ratio stood at 10.57, up 82.1% from FY2025.
- Annual Debt Ratio has increased for three consecutive fiscal years.
- In prior fiscal years, Kindcard's Debt Ratio was 5.80 in FY2025 (+163.9%), 2.20 in FY2024 (+106.5%) and 1.07 in FY2023.
- Quarterly Debt Ratio has run from a low of 0.00 in fiscal Q1 2023 to a high of 10.57 in fiscal Q4 2026 over five years.
- On a year-over-year basis, Debt Ratio has increased in each of the last 11 quarters, with growth averaging 106.1% over the last eight quarters.
- Across the past five years, year-over-year growth in Debt Ratio ran from 20.5% in fiscal Q1 2026 to 249.1% in fiscal Q2 2024.
- According to Business Quant data, Debt Ratio for the three prior fiscal quarters was 9.36 (Q1 2027), 10.57 (Q4 2026) and 7.55 (Q3 2026).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Coinbase Global | 50.59 Bn | 7.40 Bn | - | 0.25 |
| 2 | PayPal Holdings | 46.79 Bn | 5.01 Bn | - | 0.16 |
| 3 | Block | 44.05 Bn | 15.31 Bn | 3.17 Bn | 0.16 |
| 4 | Iren | 31.74 Bn | 19.34 Bn | 103.89 Mn | 0.48 |
| 5 | Corpay | 26.01 Bn | 16.21 Bn | - | 0.30 |
| 6 | Fiserv | 24.47 Bn | 21.17 Bn | 2.90 Bn | 0.34 |
| 7 | Global Payments | 22.51 Bn | 952.73 Mn | 2.03 Bn | 0.36 |
| 8 | Bitmine Immersion Technologies | 15.56 Bn | 12.94 Bn | 40.81 Mn | - |
| 9 | Guidewire Software | 11.90 Bn | 8.47 Bn | 269.68 Mn | 0.26 |
| 10 | Kindcard | 3.10 Mn | 3.06 Mn | 55,898.00 | 10.07 |
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 10.07 |
| Apr 30, 2026 | 9.36 |
| Jan 31, 2026 | 10.57 |
| Oct 31, 2025 | 7.55 |
| Jul 31, 2025 | 3.91 |
| Apr 30, 2025 | 3.33 |
| Jan 31, 2025 | 5.80 |
| Oct 31, 2024 | 3.66 |
| Jul 31, 2024 | 2.92 |
| Apr 30, 2024 | 2.76 |
| Jan 31, 2024 | 2.20 |
| Oct 31, 2023 | 1.80 |
| Jul 31, 2023 | 1.36 |
| Apr 30, 2023 | 1.16 |
| Jan 31, 2023 | 1.07 |
| Oct 31, 2022 | 0.02 |
| Jul 31, 2022 | 0.39 |
| Apr 30, 2022 | 0.00 |
Kindcard Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=KCRD&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "KCRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=KCRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();