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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

First Internet Bancorp (INBKZ) Times Interest Earned (2017 - 2025)

First Internet Bancorp has reported Times Interest Earned over the past 9 years, most recently at $1.12 for Q4 2025.

  • Quarterly results put Times Interest Earned at $1.12 for Q4 2025, down 3.32% from a year ago — trailing twelve months through Dec 2025 was $0.75 (down 33.59% YoY), and the annual figure for FY2025 was $0.75, down 33.59%.
  • Times Interest Earned for Q4 2025 was $1.12 at First Internet Bancorp, up from -$0.01 in the prior quarter.
  • Over the last five years, Times Interest Earned for INBKZ hit a ceiling of $2.36 in Q4 2021 and a floor of -$0.01 in Q3 2025.
  • Median Times Interest Earned over the past 5 years was $1.13 (2024), compared with a mean of $1.39.
  • Biggest five-year swings in Times Interest Earned: soared 95.31% in 2021 and later crashed 100.82% in 2025.
  • First Internet Bancorp's Times Interest Earned stood at $2.36 in 2021, then crashed by 45.41% to $1.29 in 2022, then decreased by 16.26% to $1.08 in 2023, then increased by 7.16% to $1.15 in 2024, then decreased by 3.32% to $1.12 in 2025.
  • The last three reported values for Times Interest Earned were $1.12 (Q4 2025), -$0.01 (Q3 2025), and $0.96 (Q2 2025) per Business Quant data.