InPoint Commercial Real Estate Income (ICR-PA) Interest Coverage Ratio (2017 - 2024)
InPoint Commercial Real Estate Income (ICR-PA) posted Interest Coverage Ratio of 1.45 for Q4 2024, up 35.97% on a QoQ basis from 1.06 in Q3 2024, and up 28.94% year-over-year from 1.12 in Q1 2024.
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Analysis
InPoint Commercial Real Estate Income (ICR-PA) Interest Coverage Ratio (2017 - 2024) Analysis & Trends
InPoint Commercial Real Estate Income has reported Interest Coverage Ratio for 5 years, with the latest figure at 1.45 in Q4 2024.
- On a quarterly basis, Interest Coverage Ratio rose 28.94% year-over-year to 1.45 in Q4 2024; TTM through Dec 2024 was 1.32, a 71.61% increase from a year earlier, with the FY2025 full-year figure at 0.93, down 30.64% from the prior year.
- Interest Coverage Ratio was 1.45 for Q4 2024 at InPoint Commercial Real Estate Income, up from 1.06 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 1.91 in Q2 2022, with the low at 0.43 in Q2 2023.
- Average Interest Coverage Ratio over 3 years is 1.2, with a median of 1.45 recorded in 2024.
- The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio slumped 122.57% in 2023, then surged 456.55% in 2024.
- Over 3 years, Interest Coverage Ratio stood at 1.06 in 2022, then rose by 5.57% to 1.12 in 2023, then rose by 28.94% to 1.45 in 2024.
- The last three Interest Coverage Ratio figures came in at 1.45 (Q4 2024), 1.06 (Q3 2024), and 1.53 (Q2 2024), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 43.85 Bn | 43.85 Bn | 4.68 Bn | 2.98 |
| 2 | Royalty Pharma | 26.83 Bn | 26.00 Bn | - | 1.42 |
| 3 | Royal Gold | 22.18 Bn | 22.00 Bn | 390.45 Mn | 27.97 |
| 4 | OR Royalties | 6.95 Bn | 6.88 Bn | 82.22 Mn | 23.43 |
| 5 | Encore Capital | 2.13 Bn | 1.95 Bn | 455.04 Mn | 2.53 |
| 6 | Atlanticus Holdings | 1.42 Bn | 866.02 Mn | 686.46 Mn | 4.28 |
| 7 | Jefferson Capital | 1.20 Bn | 1.18 Bn | - | 2.68 |
| 8 | Upbound | 1.08 Bn | 973.35 Mn | 594.84 Mn | 2.13 |
| 9 | Lufax Holding | 1.07 Bn | -1.56 Bn | - | -6.61 |
| 10 | InPoint Commercial Real Estate Income | 226.28 Mn | 167.15 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2024 | 1.45 |
| Sep 30, 2024 | 1.06 |
| Jun 30, 2024 | 1.53 |
| Dec 31, 2023 | 1.12 |
| Sep 30, 2023 | 1.46 |
| Jun 30, 2023 | -0.43 |
| Dec 31, 2022 | 1.06 |
| Sep 30, 2022 | 1.65 |
| Jun 30, 2022 | 1.91 |
| Dec 31, 2018 | 0.84 |
| Sep 30, 2018 | 2.05 |
| Dec 31, 2017 | 4.78 |
| Sep 30, 2017 | 1.41 |