First Seacoast Bancorp (FSEA) Net Margin (2022 - 2026)
First Seacoast Bancorp (FSEA) posted quarterly Net Margin of 19.02% for Q3 2025, down 1673.0% year-over-year from 1.21% in Q3 2024, and down 229.61% quarter-over-quarter from 14.68% in Q2 2025.
First Seacoast Bancorp (FSEA) Net Margin (2022 - 2026) Analysis & Trends
First Seacoast Bancorp (FSEA) has reported Net Margin for 4 consecutive years, with 19.02% the latest figure, recorded in Q3 2025.
- In Q3 2025, Net Margin fell 1673.0% year-over-year to 19.02%; the TTM figure through Sep 2025 stood at 33.36% (up 8904.0% YoY), while the FY2022 annual figure was 9.62%, down 970.0% from the prior year.
- Net Margin declined to 19.02% in Q3 2025 per FSEA's latest filing, from 14.68% in the prior quarter.
- Across five years, Net Margin topped out at 170.41% in Q4 2022 and bottomed at 97.89% in Q1 2023.
- Historically, Net Margin has averaged 12.52% across 4 years, with a median of 4.73% in 2022.
- Annual changes were most pronounced in 2023 — Net Margin tumbled 16916 bps — and 2024, when it jumped 7696 bps.
- First Seacoast Bancorp's Net Margin stood at 170.41% in 2022, then plunged by 119 bps to 31.65% in 2023, then jumped by 93 bps to 2.29% in 2024, then sank by 730 bps to 19.02% in 2025.
- Business Quant data shows FSEA's Net Margin at 19.02% in Q3 2025, 14.68% in Q2 2025, and 2.29% in Q3 2024.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.02 Bn | 84.82 Bn | - | - |
| 2 | Pnc Financial Services | 97.73 Bn | 97.73 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.01 Bn | 96.01 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.82 Bn | -144.27 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.03 Bn | -81.28 Bn | - | 25.60% |
| 7 | Nu Holdings | 71.31 Bn | 57.62 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.56 Bn | 61.56 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.60 Bn | 25.88 Bn | - | 23.30% |
| 10 | First Seacoast Bancorp | 73.39 Mn | -315.94 Mn | - | 6.02% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -7.22% |
| Sep 30, 2025 | -19.02% |
| Jun 30, 2025 | 14.68% |
| Sep 30, 2024 | -2.29% |
| Jun 30, 2024 | 60.73% |
| Mar 31, 2024 | -35.77% |
| Sep 30, 2023 | -31.65% |
| Jun 30, 2023 | -16.23% |
| Mar 31, 2023 | -97.89% |
| Dec 31, 2022 | 170.41% |
| Sep 30, 2022 | 11.76% |
| Jun 30, 2022 | 24.29% |
| Mar 31, 2022 | 71.27% |