First Seacoast Bancorp (FSEA) Net Margin (2022 - 2025)

First Seacoast Bancorp (FSEA) reported Net Margin of 9.77% for Q3 2025, up 1221.0% year-over-year from 0.74% in Q3 2024, and up 169.55% quarter-over-quarter from 14.05% in Q2 2025.

First Seacoast Bancorp (FSEA) Net Margin (2022 - 2025) Analysis & Trends

First Seacoast Bancorp (FSEA) has 4 years of Net Margin data on file, last reported at 9.77% in Q3 2025.

  • Net Margin for Q3 2025 came in at 9.77%, up 1221.0% year-over-year; the trailing twelve-month figure through Sep 2025 was 12.21% (up 2869.0% YoY), and the FY2022 annual result was 17.82%, down 14815.0% from the prior year.
  • Net Margin grew to 9.77% in Q3 2025 per FSEA's latest filing, from 14.05% in the prior quarter.
  • Over five years, Net Margin peaked at 54.22% in Q1 2022 and troughed at 129.1% in Q4 2022.
  • A 4-year average of 7.13% and a median of 3.67% in 2024 frame the typical range for Net Margin.
  • The sharpest annual moves came in 2024 and 2025: Net Margin soared 5008 bps in 2024, then sank 4790 bps in 2025.
  • A 4-year view of Net Margin shows it stood at 129.1% in 2022, then surged by 76 bps to 31.62% in 2023, then jumped by 92 bps to 2.43% in 2024, then soared by 502 bps to 9.77% in 2025.
  • Business Quant data shows FSEA's Net Margin at 9.77% in Q3 2025, 14.05% in Q2 2025, and 2.43% in Q3 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 27.26%
4 First Capital 215.78 Bn 215.63 Bn - 251.45%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 26.97%
7 NatWest 168.65 Bn -51.67 Bn - 32.86%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 5,788,021.18%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 First Seacoast Bancorp 72.17 Mn 72.14 Mn - -

Historic Data

Download Data
DateValue
Sep 30, 2025 9.77%
Jun 30, 2025 -14.05%
Sep 30, 2024 -2.43%
Jun 30, 2024 33.85%
Mar 31, 2024 -36.14%
Sep 30, 2023 -31.62%
Jun 30, 2023 -16.23%
Mar 31, 2023 10.65%
Dec 31, 2022 -129.10%
Sep 30, 2022 11.26%
Jun 30, 2022 24.29%
Mar 31, 2022 54.22%