First Seacoast Bancorp (FSEA) Net Margin (2022 - 2025)
First Seacoast Bancorp (FSEA) reported Net Margin of 9.77% for Q3 2025, up 1221.0% year-over-year from 0.74% in Q3 2024, and up 169.55% quarter-over-quarter from 14.05% in Q2 2025.
First Seacoast Bancorp (FSEA) Net Margin (2022 - 2025) Analysis & Trends
First Seacoast Bancorp (FSEA) has 4 years of Net Margin data on file, last reported at 9.77% in Q3 2025.
- Net Margin for Q3 2025 came in at 9.77%, up 1221.0% year-over-year; the trailing twelve-month figure through Sep 2025 was 12.21% (up 2869.0% YoY), and the FY2022 annual result was 17.82%, down 14815.0% from the prior year.
- Net Margin grew to 9.77% in Q3 2025 per FSEA's latest filing, from 14.05% in the prior quarter.
- Over five years, Net Margin peaked at 54.22% in Q1 2022 and troughed at 129.1% in Q4 2022.
- A 4-year average of 7.13% and a median of 3.67% in 2024 frame the typical range for Net Margin.
- The sharpest annual moves came in 2024 and 2025: Net Margin soared 5008 bps in 2024, then sank 4790 bps in 2025.
- A 4-year view of Net Margin shows it stood at 129.1% in 2022, then surged by 76 bps to 31.62% in 2023, then jumped by 92 bps to 2.43% in 2024, then soared by 502 bps to 9.77% in 2025.
- Business Quant data shows FSEA's Net Margin at 9.77% in Q3 2025, 14.05% in Q2 2025, and 2.43% in Q3 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | First Seacoast Bancorp | 72.17 Mn | 72.14 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Sep 30, 2025 | 9.77% |
| Jun 30, 2025 | -14.05% |
| Sep 30, 2024 | -2.43% |
| Jun 30, 2024 | 33.85% |
| Mar 31, 2024 | -36.14% |
| Sep 30, 2023 | -31.62% |
| Jun 30, 2023 | -16.23% |
| Mar 31, 2023 | 10.65% |
| Dec 31, 2022 | -129.10% |
| Sep 30, 2022 | 11.26% |
| Jun 30, 2022 | 24.29% |
| Mar 31, 2022 | 54.22% |